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R P Yadav  |304 Answers  |Ask -

HR, Workspace Expert - Answered on Oct 27, 2023

R P Yadav is the founder, chairman and managing director of Genius Consultants Limited, a 30-year-old human resources solutions company.
Over the years, he has been the recipient of numerous awards including the Lifetime Achievement Award from World HR Congress and HR Person Of The Year from Public Relations Council of India.
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Dinesh Question by Dinesh on Oct 20, 2023Hindi
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Career

Dear Sir, I am in job from July 2003 and have over 20 years of experience, In this 20 years of job, first 16 years i have been in sales and distribution, and last 4 years i have been in operations (Supply chain, addressing and solving customer issue), I feel some how i am lacking in leadership skills related to IT field, as this are in demand now. Can u please help me in providing and suggesting any good course to update myself in this domain

Ans: Dear Mr. Dinesh,
You have not written your qualification so that I can suggest any good course.
Career

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Aashish

Aashish Sood  |114 Answers  |Ask -

CAT, Management Expert - Answered on Jan 07, 2024

Asked by Anonymous - Oct 27, 2023Hindi
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Career
Dear Sir, I am in job from July 2003 and have over 20 years of experience, In this 20 years of job, first 16 years i have been in sales and distribution, and last 4 years i have been in operations (Supply chain, addressing and solving customer issue), I feel some how i am lacking in leadership skills related to IT field, as this are in demand now. Can u please help me in providing and suggesting any good course to update myself in this domain. I am MBA pass out in 2003 and did Executive Management program last year with one of the reputed B school in India...
Ans: Since you have already completed an Executive Management program, consider building on that foundation with these specialized courses.

Also, look for programs offered by reputable institutions or professional organizations that provide certifications recognized in the IT industry. Online learning platforms like Coursera, edX, and LinkedIn Learning offer a variety of courses in these areas.

You may consider pursuing certifications like Project Management Professional (PMP) or Certified ScrumMaster (CSM). These certifications are valuable for individuals leading projects in IT.

Toy can focusing on enhancing your general leadership and communication skills through courses that focus on effective communication, team building, and leadership in a technology-driven environment.

In the meanwhile, gain a foundational understanding of AI and ML to stay informed about emerging technologies. Many online platforms offer introductory courses on these topics.

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Shekhar

Shekhar Kumar  |149 Answers  |Ask -

Leadership, HR Expert - Answered on May 09, 2024

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Hi Sir, I have 12 years of experience, I have started as a team lead and now advancing to be a manager soon with a new organization, but I do not have enough expertise and looking for a starting point. Kindly suggest on leadership and managerial courses (including even the required softskills). I would appreciate 1 to 1 coaching as well.
Ans: Congratulations on your career advancement! Transitioning into a managerial role can be both exciting and challenging, but there are numerous courses and resources available to help you develop the leadership and managerial skills necessary for success. Here are some suggestions for leadership and managerial courses, as well as options for 1-to-1 coaching. MDPs provide comprehensive training in various aspects of management, including leadership development, team building, communication skills, and conflict resolution. Look for programs offered by reputable business schools or professional training organizations. Many business schools offer executive education programs specifically designed for mid-career professionals transitioning into leadership roles. These programs cover topics such as strategic leadership, organizational behavior, change management, and decision-making. Obtaining a PMP certification can enhance your project management skills and prepare you for effectively managing teams and projects in your managerial role. The certification covers areas such as project planning, execution, monitoring, and closing. Consider hiring an executive coach who specializes in leadership development and managerial effectiveness. An executive coach can provide personalized guidance, feedback, and support to help you navigate the challenges of your new role and accelerate your professional growth. Seek out experienced leaders within your organization or industry who can serve as mentors and provide valuable insights and advice as you transition into your managerial role. A mentorship relationship can be a valuable source of support and learning throughout your career journey. Many organizations offer professional development programs that include 1-to-1 coaching or mentoring as part of their leadership development initiatives. Take advantage of these opportunities to receive personalized guidance and support from experienced leaders within your organization. By investing in your leadership and managerial development through courses, workshops, and coaching, you'll be better equipped to excel in your new role and drive positive outcomes for your team and organization. Remember to approach your learning journey with an open mind, a willingness to learn and adapt, and a commitment to continuous improvement.

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Insurance, Stocks, MF, PF Expert - Answered on Sep 15, 2024

Asked by Anonymous - Sep 15, 2024Hindi
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Money
I am having a home loan of 12 lac for 20 years @8.7p.a. roi. I am about to have estimated 4500 Surplus every month out of which I will invest rs 1200 in sip with 1% step up every year and rest in principal. My query is 1-Please suggest the fund names for excellent growth to recover all the interest and principal(if possible). 2- Bank has committed to review and revise roi every year based on my cibil. I want to get this statement verified from the expert 3-My Cibil score is 790 at present. I am a regular user of credit card, pay dues timely, my average monthly bill is 2000/- only. and as told above I am going to have a home loan. I want my cibil score 825. How much time will it take to increase my cibil by 35 points.
Ans: Hello;

Your home loan of 12 L with 8.7%(considered fixed for calculation sake)and 20 year tenure is expected to have an interest outgo of 13.36 L

If you start a SIP of 1200 with 1% top-up each year then it will yield you a corpus of 14.55 L, after 20 years,thereby covering your interest outgo

If you want principal also to be covered for recovery through your investment then you must make a SIP of 2100 with 1% top-up each year which will yield you a corpus of around 25.56 L, after 20 years, thus exceeding your entire loan outgo(principal+ interest) of 25.36 L.

Here I have considered moderate return of 13% and recommend you to invest in PPFAS flexicap fund.

CIBIL score of above 750 is considered excellent and bank should offer you best possible ROI. Do check with other banks for best offer.

CIBIL Score calculation depends on:
Repayment history(35%)
Credit Utilisation (30%)
Credit history(15%)
Credit Mix(10%)
New Credit(10%)

My opinion is you are already in the excellent cibil rating category and should get best ROI from the bank.

CIBIL score increase happens over a period of time based on positive development on aforementioned criteria.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

Happy Investing!!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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