Home > Career > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Ramalingam Kalirajan |8879 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jul 06, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Bhogu on Jul 05, 2024Hindi

Listen

Career

Dear Sir Ji - Many thanks for your kind clarification. Best regards

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

You may like to see similar questions and answers below

Ramalingam Kalirajan |8879 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 24, 2024

Question by Bhogu - May 24, 2024Hindi

Listen

Career

Dear Sir, Many thanks for your kind clarification. With warm regards Dr Bhogu CM

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ramalingam Kalirajan |8879 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jul 27, 2024

Question by Bhogu - Jul 27, 2024Hindi

Listen

Career

Sir - I am very grateful for the clarification. You have explained so well by taking a lot of time. Once again many thanks and regards.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ramalingam Kalirajan |8879 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jul 30, 2024

Question by Bhogu - Jul 29, 2024Hindi

Listen

Career

Dear Sir Ji - Many thanks for your clarification. Warm regards

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ramalingam Kalirajan |8879 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jan 10, 2025

Question by Ananth - Jan 10, 2025Hindi

Listen

Career

Thanks Mr Ramalingam for your valuable advice. Sincerely appreciate your efforts in taking time to reply my query genuinely.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Latest Questions

Nayagam P P |6045 Answers |Ask -Follow

Career Counsellor - Answered on Jun 09, 2025

Question by Swasti - Jun 08, 2025

Career

VIT VELLORE CSE category 4 fees should be taken or wait for josaa counselling for IIIT CSE/ AI in Una/ guwahati/ sricity/ Trichy / nit sikkim CSE in last round with 44000 rank gerneral girl

Ans: Swasti, With a JEE Main rank of 44,000 (General female), securing CSE in IIIT Una (2024 cutoff: ~25,680–32,781), IIIT Guwahati (~18,183–18,885), or NIT Sikkim (~39,917) is unlikely, but vacancy rounds in JoSAA may offer seats in IIIT Sri City (2024 cutoff: ~24,055–31,312) or NIT Sikkim ECE (~94,766). VIT Vellore CSE (Category 4) guarantees admission with 90–95% placements (Amazon, Microsoft) but costs ~?18–20L total fees. While IIITs/NITs offer lower fees (~?10–15L total) and niche tech exposure, their placement rates (IIIT Una: ~61%, NIT Sikkim: ~60–70%) lag behind VIT’s. Prioritize VIT Vellore for assured tech roles or wait for JoSAA to target IIIT Sri City ECE/NIT Sikkim CSE if fee sensitivity outweighs placement consistency. Confirm vacancy trends and branch flexibility during counselling. IMPORTANT: Please check the Refund Policy of VIT if you withdraw your seat from there to ensure that you do not incur major financial losses. All the BEST for your Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Nayagam P P |6045 Answers |Ask -Follow

Career Counsellor - Answered on Jun 09, 2025

Asked by Anonymous - Jun 08, 2025

Career

Sir. My daughter has passed 12th pcm with 80% marks. She has got rank of 37k in comedk and jee score is very less. Which college will be best for her for cse , newton school of technology sonipat, lpujalandhar or nextwave advance technology greater noida. What do u suggest best.

Ans: For CSE, LPU Jalandhar (NAAC A++ accredited, 70–80% placements via TCS/Infosys) offers the most established reputation, robust infrastructure, and consistent placement opportunities despite moderate tech exposure. NxtWave Greater Noida (partnered with UGC-recognized universities, 60–70% placements via 3,000+ recruiters like Amazon/Deloitte) provides a modern AI/ML-integrated curriculum but lacks long-term placement data. Newton School Sonipat (98% claims, partnerships with Microsoft/Google) is newer with unverified NAAC accreditation and high fees (~?32L), making it riskier. Prioritize LPU for reliability, NxtWave for niche tech training, or Newton only if comfortable with financial risk and newer infrastructure. Confirm internship support and curriculum alignment during enrollment. All the BEST for your Daughter's Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Nayagam P P |6045 Answers |Ask -Follow

Career Counsellor - Answered on Jun 09, 2025

Question by Kalpesh - Jun 08, 2025

Career

My son's rank in Main is 390 and in Advance is 970, he want to take CS only, should he take it in lower branch in IIT or in top college in NIT like Trichy , Warangal ?

Ans: Kalpesh Sir, With a JEE Main rank of 390 and JEE Advanced rank of 970, securing CSE in top NITs like Trichy (2024 cutoff: ~5,350–6,444) or Warangal (cutoff: ~3,000–4,500) is feasible, offering 95.6% and 99.4% placement rates, respectively, with recruiters like Amazon, Microsoft, and Google. While IITs like Indore (CSE cutoff: ~1,633) or Gandhinagar (cutoff: ~1,200–1,500) may require opting for non-CSE branches (e.g., Electrical, Mechanical), their placement rates for these branches range 75–90%, albeit in core sectors (L&T, Tata Steel). Prioritize NIT Trichy/Warangal CSE for direct entry into tech roles and higher placement consistency, as IIT non-CSE branches may limit career alignment with software/AI aspirations. Confirm curriculum flexibility and internship support during counselling, balancing institutional prestige with branch relevance. All the BEST for your Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Dr Nagarajan J S K |913 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 09, 2025

Asked by Anonymous - Jun 09, 2025

Career

Sir i am confused between Bams and bds which course is better?

Radheshyam Zanwar |2945 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 09, 2025

Asked by Anonymous - Jun 09, 2025

Career

Can I get any iiser for 107 marks obc ncl category male?

Ans: Hello dear.
Chances are moderate to slim.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |2945 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 09, 2025

Asked by Anonymous - Jun 09, 2025

Career

I have got an all India rank of 4182in jee mains(obc) and air 4321 in jee Adv(obc) I belong to telangana,should I go to tier 2iit or top iit (kanpur,kgp, guwahati) electrical or nit Warangal cs

Ans: Hello dear.
Chances are only for tier 2 IITs. Branch choice will be yours. Both electrical and CS are good. Prefer Electrical @ IIT and CS @ NIT-W if possible.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Dr Nagarajan J S K |913 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Jun 09, 2025

Asked by Anonymous - Jun 09, 2025

Career

Hlo sir my number in neet 2025 is 270 from general category is there any chances of gov bds bvsc bhms ?

Ans: Bright chances are with private colleges (dental or vertinary). Just wait till this weekend to get clarity.

Radheshyam Zanwar |2945 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 09, 2025

Asked by Anonymous - Jun 09, 2025

Career

I am getting cse in thapar. What's the placement scenario ?

Ans: Hello dear.
Thapar is a well-known institution with a good placement record.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |2945 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 09, 2025

Asked by Anonymous - Jun 09, 2025

Career

BS-MS in biotechnology/Life Sciences or BSC in Botany from BHU which will be beneficial for a bio student. Please advise.

Ans: Hello dear.
Both options are strong. BHU is a reputed university and has a brand name. Prefer BS-MS Biotechnology if possible.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Radheshyam Zanwar |2945 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 09, 2025

Asked by Anonymous - Jun 09, 2025

Career

Sir, Placement wise which is better? Should I choose RNS IT Bangalore cse or VIT AP cse? I am from Bangalore but location is not a constraint.

Ans: Hello dear.
Both are strong options. As a resident of Bangalore, it is affordable to choose RNS. However, if distance and finances are not a concern, prefer CSE @ VIT AP. Ultimately, the final decision will be yours.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x