Should I attend Ramaiah University of Applied Sciences?

Ans: With a COMEDK UGET rank of 40 430, admission to the Electronics & Communication Engineering (VLSI Design & Technology) branch is feasible at these 15 AICTE-approved, NBA-accredited institutes whose most recent COMEDK closing ranks for VLSI or ECE exceeded your rank. Each offers specialized VLSI/ASIC labs, experienced faculty, strong industry partnerships, robust placement cells (75–90% consistency over the last three years) and modern infrastructure:

Nitte Meenakshi Institute of Technology, Yelahanka, Bangalore.
Acharya Institute of Technology, Soladevanahalli, Bangalore.
East West Institute of Technology, BEL Layout, Bangalore.
Impact College of Engineering & Applied Sciences, Sahakar Nagar, Bangalore.
REVA University, Yelahanka, Bangalore.
Atria Institute of Technology, Hebbal, Bangalore.
SJB Institute of Technology, Kengeri, Bangalore.
CMR Institute of Technology, Varthur, Bangalore.
RNS Institute of Technology, Bengaluru.
RV Institute of Technology and Management, JP Nagar, Bangalore.
Don Bosco Institute of Technology, Kumbalgodu, Bangalore.
Nagarjuna College of Engineering & Technology, Devanahalli, Bangalore.
Seshadripuram Institute of Technology, Hunsur Road, Mysuru.
K S Institute of Technology, Kanakapura Road, Bangalore.
GSSS Institute of Engineering & Technology for Women, Metagalli, Mysuru.

Recommendation:
Nitte Meenakshi Institute of Technology, Yelahanka, Bangalore stands out for its dedicated VLSI curriculum, domain-expert faculty and consistent VLSI placement outcomes. Acharya Institute of Technology, Soladevanahalli, Bangalore offers a broad VLSI-focused syllabus, strong ASIC lab facilities and steady recruiter engagement. East West Institute of Technology, BEL Layout, Bangalore provides modern VLSI infrastructure and reliable placement support. Impact College of Engineering & Applied Sciences, Sahakar Nagar, Bangalore merits consideration for its industry-driven VLSI projects and mentorship. REVA University, Yelahanka, Bangalore is recommended for its expansive VLSI lab ecosystem and high VLSI placement consistency. All the BEST for Admission & a Prosperous Future!

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Ans: The Indian Statistical Institute offers three flagship three-year undergraduate programmes: Bachelor of Statistics (Honours) at Kolkata, Bachelor of Mathematics (Honours) at Bengaluru and the newly introduced Bachelor of Statistical Data Science (BSDS) at Kolkata, all requiring completion of 10+2 with Mathematics and English. Admissions to B.Stat and B.Math are through the ISI Admission Test held annually (offline, two sections: multiple-choice and subjective), followed by interview; BSDS seats are allocated based on JEE Main or CUET scores and a brief aptitude screening. Eligibility mandates only passing 10+2 with Mathematics and English, with no minimum percentage threshold, and both programmes offer stipends of ?5,000/month for UG students. ISI’s rigorous curriculum covers probability, statistical methods, linear models, data structures, machine learning and computational techniques, delivered by PhD-qualified faculty in specialized labs. Graduates secure roles in analytics, research institutions, government agencies and industry, with placement rates routinely exceeding 80% through ISI’s Placement Cell and students often proceeding to master’s or doctoral studies globally.

Recommendation: For a career focused on theoretical foundations and versatile statistical roles, pursue B.Stat at Kolkata to leverage ISI’s pioneering heritage and high placement consistency; choose B.Math at Bengaluru for deep mathematical training and comparable placements; opt for BSDS if you seek an early edge in data-science careers through JEE/CUET-based entry and industry-oriented data labs. All the BEST!

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Ans: Shri Mata Vaishno Devi University’s five-year B.Arch programme, housed in the School of Architecture & Landscape Design since 2006, is NIRF-ranked 31st in Architecture, UGC-recognized and NAAC B-accredited. Its purpose-built building and 40-student intake foster intimate learning under PhD-qualified faculty, with emphasis on sustainable hill-architecture and heritage conservation, and graduates have secured placements and higher-studies offers at reputed Design firms and institutes. Guru Nanak Dev University’s B.Arch course, offered under its NAAC A++-accredited Architecture & Planning department since 1969, features a 200-hectare campus with zoned academic, residential and recreational facilities, modern studios, digital fabrication labs and live project tie-ups, delivering around 85% placement consistency in architecture and planning roles. GNDEC Ludhiana’s five-year B.Arch, under its Autonomous NAAC A-graded School of Architecture, leverages 88-acre urban campus infrastructure—including studios, climatic research labs, GIS facilities—and benefits from TEQIP funding and World Bank-assisted quality enhancement programmes, with alumni placed in core architecture and urban-design firms at approximately 80% rate. All three programmes ensure accredited curricula, experienced faculty, specialized labs, studio-based pedagogy and active career support.

recommendation
Prioritise SMVDU Jammu for its NIRF-ranked, design-focused curriculum and intimate cohort environment; next, choose GNDU Amritsar for its NAAC A++ status, expansive zoned campus and strong live-project integrations; lastly, opt for GNDEC Ludhiana for its established autonomy, TEQIP-backed infrastructure and robust urban-design studio training when campus connectivity and funding-driven quality upgrades are paramount. All the BEST for Admission & a Prosperous Future!

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Ans: Hello Madam, your % of savings is amazing and kudos to you for that. I would suggest you to invest your money by way of SIPs in mutual funds for the next 10 years to enjoy optimum returns with managed risks. If you are someone from the finance field, I am sure you have enough resources to decide the funds but if you are not, I would suggest you to get in touch with a financial advisor to better plan your investments.
Visit my website www.slwealthsolutions.com and let me know if you would like to have a detailed conversation around this :)

Ans: Hello, you have a good asset base which can fund your children's education. The only problem is that the assets land, and the flat holding a major value in your portfolio are not-liquid in nature; which means at the hour of need you will not be able to sell the house and land at correct price to fund the education. It is advisable to shift that money to assets that are liquid in nature and which will give optimum returns for growth in capital.
I would love to help you and have a detailed conversation with you for better, apt advice for you; please visit the website slwealthsolutions.com if you are interested :)

Ans: SRM Institute of Science and Technology, Kattankulathur holds NAAC A++ accreditation and Category I UGC status, with its CSE department supported by PhD-qualified faculty, ABET and IET-recognized curricula and over 47 specialized computing, AI/ML and cybersecurity labs. Its centralized KTR campus saw 980 companies and 5,546 offers in 2024, with overall average packages of INR 7.19 LPA and branch-wise placement rates historically ranging from 83% to 95%. UPES Dehradun is a private NAAC-accredited university awarded QS 5-Stars for employability, featuring state-of-the-art data-science, cloud-computing and software engineering labs. Its School of Computer Science reports a 94% placement rate and average package of INR 8.59 LPA for CSE, with top recruiters including Amazon, IBM and Schlumberger, and active internship programmes from the third year onward. Both institutions emphasize robust industry tie-ups, modern labs, strong faculty credentials and active placement cells to prepare graduates for evolving technology roles.

Recommendation:
UPES Dehradun’s CSE programme is preferable for slightly higher placement consistency, average remuneration and early internship integration, while SRM KTR’s broader ABET-accredited curriculum, global recognition and extensive lab infrastructure offer a versatile computing foundation; choose based on whether specialization depth and placement metrics or international accreditation and curriculum breadth align more with your career priorities. I also suggest that if you are located in Northern India, you should prefer the UPES-CSE program. All the BEST for Admission & a Prosperous Future!

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Ans: Hello, to achieve 1.2Cr in the next 10 years, you need to have SIPs worth 50k today which will yield a CAGR of 15% to achieve the target. Another 20k SIP to achieve the 2Cr retirement target, which totals to 70k SIPs starting today. Your financials look very stable with the income you'll have, but the investment decisions w.r.t the mutual funds, the PPF and EPF are wrong since they will not yield optimum returns in the long run. As far as tax planning and safety is concerned, there are other better avenues to put your money which will be more effecient than your current decisions. Also, as far as your mutual funds are concerned, these look very "safe" and selection looks a lot based on past returns.
I would love to help you and have a detailed conversation with you for better, apt advice for you; please visit the website slwealthsolutions.com if you are interested :)

Ans: Hello Ravi, you have a good family income which should support your lifestyle. However, you have a lot of your money parked in assets that are not liquid (eg. second house in Bangalore and PF) or are not yielding optimum returns (eg. LIC Jeevan Umang, PF, NPS, ICICI Annuity). Retirement planning has to be in assets that yield optimum returns to beat inflation plus grow capital at a fast rate so that there is enough corpus from which you can live off of. This is something I specialize in and if you want to have a detailed conversation with more details around your situation, I would like you to visit the website www.slwealthsolutions.com

Ans: Hello Biswadip, to compound your 35L to 1.5Cr in the next 10 years, you need to invest in an asset class that will yield a CAGR of 15.67%. This does not factor in the taxation that will be attracted with the growth in capital and the inflation factor that will eat away some part of your returns. Visit my website www.slwealthsolutions.com and let me know if you would like to have a detailed conversation around this :)