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Radheshyam

Radheshyam Zanwar  |6727 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 30, 2025

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more
Asked by Anonymous - Jul 29, 2025Hindi
Career

Hlo sir i am from up and i belongs to obc ncl caste and my faimly income is less then 1 lach sir can i get admission in thapar university or jiit noida or amity university for b tech is these college's gives me any fee concession or scholarship if not then please suggest me any private colleges which are give me any fee concession and i have get 90 percentile in jee mains

Ans: Hello dear
Your chances with Thapar, JIIT, and Amity are very slim under the fee concession or scholarship program. You should look for colleges offering government-aided scholarships, like NSP or state-level schemes, or institutes with tuition waivers for economically weaker sections (EWS). Many colleges in UP admit students through the EWS or TWFS scheme. Participate in the state-level counseling process and select the TWFS option if you are eligible.

Good luck.
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Radheshyam
Career

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Nayagam P

Nayagam P P  |10846 Answers  |Ask -

Career Counsellor - Answered on Jul 09, 2025

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My Cuet Scores are 388/1250 PCME +GAT 344/1000PCME Jee scores 50% 780000 CrL EWS category Sir If you mention private colleges can i get scholarship there making my btech affordable at 50k -1 lakh per year Please reply Also mentioned the govt. Btech pcolleges which i can get from these Thanks
Ans: With CUET scores of 388/1250 (PCME + GAT 344/1000) and JEE Main CRL ≈ 780 000 (EWS), admission to top central universities’ B.Tech programmes via CUET is limited to emerging state and central universities. Several private universities recognise your CUET score and offer scholarships to reduce annual fees to ?50 000–1 lakh. Government B.Tech seats via CUET are primarily in Cluster Innovation Centre (University of Delhi, North Campus, New Delhi), offering B.Tech IT & Mathematical Innovations, and Banaras Hindu University’s IIT–BHU (Varanasi, Uttar Pradesh) for niche programmes like Dairy and Food Technology. Central University of Karnataka (Kalaburagi, Karnataka) and Central University of Haryana (Mahendragarh, Haryana) also offer CSE/ECE through CUET.

LPU (Jalandhar, Punjab) grants up to 50% fee waiver for ≥ 90 percentile in two mandatory CUET subjects and 25%–35% for 75–90 percentile. NIIT University (Neemrana, Rajasthan) provides scholarships ranging ?50 000–2 lakh on CUET merit, potentially making fees under ?1 lakh. UPES (Dehradun, Uttarakhand) awards 10%–30% scholarships based on CUET percentile and category. MVN University (Palwal, Haryana) offers 25%–50% tuition waivers for CUET percentile 50%–95%.

Recommendation: Apply to Delhi University’s CIC for a government B.Tech IT degree. Simultaneously secure admission at LPU Jalandhar or NIIT University Neemrana to leverage substantial CUET-based scholarships and cap annual fees between ?50 000 and ?1 lakh for affordable private engineering education.

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Naveenn

Naveenn Kummar  |233 Answers  |Ask -

Financial Planner, MF, Insurance Expert - Answered on Nov 30, 2025

Money
Dear Naveenn Ji I am 61 yrs old-retired person. I had cardiac procedure with pacemaker 3 yrs back. I had one Medical insurance which was quite useful and was just sufficient at that time to meet expenses. Now I want to enhance the limit say from 10 lac to 20 lac which is not happening with the existing one. Can you suggest what best can be done and how for medical expenses
Ans: We will need to check with different health insurance companies and share your case history in detail. There are chances of getting a policy, but it depends on the underwriter’s assessment. Age, any other medical conditions, pre-existing diseases and the severity of the earlier cardiac issue all play a role.

Sometimes insurers give a counter-offer with a higher premium, a co-payment clause or a permanent exclusion for heart-related conditions while covering everything else.
We also need to check whether porting is possible or if a fresh policy is better.

One important point: please do not cancel your existing policy under any circumstance until a new cover is issued and active.

Alongside insurance, it is always wise to keep a reasonable emergency fund in liquid form such as fixed deposits or liquid mutual funds to handle any immediate medical requirement.

please feel free to ask any further questions you can connect us 044-31683550 if facing any problem

Best regards,
Naveenn Kummar, BE, MBA, QPFP
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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Radheshyam

Radheshyam Zanwar  |6727 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 29, 2025

Asked by Anonymous - Nov 28, 2025Hindi
Career
Sir I have 5 subject in Nios board class 12 in 2026 and the subject names is Physics, Maths, English, Physical Education and in place of Chemistry is Biotechnology or vocational subject Valid for JOSSA 2026 So it will be eligible for Jossa Counselling For BTech in IITs or NITs+System According to JOSSA COUNSELLING 2025 Annexure 2(a)Annexure 2(b) The marks scored in the following five subjects will be considered for calculating the aggregate marks and the cut-off marks for fulfilling the top 20 percentile criterion. Candidates must also pass each of the following subjects in Class XII (or equivalent) to qualify for admission to the NIT+ System: o For B.E./B.Tech. programmes i. Physics ii. Any one of Chemistry, Biology, Biotechnology, Technical Vocation subject iii. Mathematics iv. A language (if the candidate has taken more than one language, then the language with the higher marks will be considered) v. Any subject other than the above four (the subject with the highest marks will be considered). Please Guide Me Sir
Ans: Your question is unclear because you have combined many queries into one. However, I will attempt to answer based on my understanding. Please do not mind; from the question, I can guess that you may be facing problems with the subjects, either in terms of understanding or from other aspects.

Your NIOS 2026 combination (Physics, Maths, English, Physical Education, and Biotechnology instead of Chemistry) complies with JoSAA Annexure 2(a)/(b) requirements, so you will be eligible for JoSAA counselling for BTech in IITs/NIT+ system, subject to passing all subjects and meeting the JEE Advanced and overall eligibility/percentile criteria. However, it is highly recommended to refer to the latest brochure published by NTA on the official website of JEE.

Good luck.
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Radheshyam

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