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NEET Counselling Affected by Father's Name Mismatch?

Radheshyam Zanwar |1372 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 07, 2025

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more

Question by Alia on Mar 07, 2025Hindi

Career

Hii In my 10th marksheet i have written my father's name as Shamim Akhter while in my 12th marksheet i have written it as Md Shamim Akhter will it affect my NEET counselling?

Ans: Hello Alia
There will be no effect on your NEET counseling. Yet it is recommended that you have ample time to correct the corrections in the marks sheets in a legal way which will help you in the future also.

Follow me if you like the reply. Else ask again.
Thanks
Radheshyam

Career1Reply

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Question by Kamal - Jan 23, 2025Hindi

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I have a query regarding the NEET UG 2025 registration for my daughter. Her Aadhaar card mentions her name as Kripa Kamal Sheth, including her father's name as the middle name. However, her Class 10 CBSE mark sheet lists her name as Kripa Sheth, with her father's name, Kamal Sheth, mentioned separately. We were able to use DigiLocker to successfully fetch her Class 10 CBSE mark sheet using the name on her Aadhaar card. Considering the latest notification about Aadhaar usage for NEET registration, I would like to confirm whether this discrepancy in naming conventions across documents will cause any issues during her NEET UG registration process. Your advice on this matter would be greatly appreciated. Thank you for your assistance.

Ans: Hi Kamal
Please ensure that the name registered on your daughter's SSLC (10th standard) certificate matches the name on her birth certificate. The birth certificate is a primary document for everyone, whereas an Aadhaar card is not considered fundamental (even to obtain an Aadhaar, proof of date of birth is required).

Additionally, the government plans to implement a "One Nation, One Card" system. In the future, inconsistencies in names may pose problems when completing any course or applying for jobs, as well as when opening a bank account or obtaining PF or PAN. Therefore, it is crucial to prevent any potential issues related to name discrepancies.

If the names on the birth certificate and the SSLC mark sheet do not match, I recommend consulting a Notary Public for guidance.

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Asked by Anonymous - Feb 12, 2025Hindi

Career

I have same name in 12th marksheet as well as aadhar card but have different name in 10th marksheet.. which name should I use for neet form application?? I m very tensed plz help me as soon as possible!!

Ans: Nothing to worry about this issue. Use the name consistent with most documents: The 12th marksheet and Aadhaar card share the same name, making this name suitable for the NEET application. Address the Discrepancy in the 10th Marksheet: Obtain an affidavit stating that the names on the 10th marksheet and other documents refer to the same individual. eek Official Guidance: If uncertainty persists, consider contacting the NEET helpline or consulting with educational counsellors. All the Best for your Son's Prosperous Future, Sir.

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Question by Aditi - Feb 25, 2025Hindi

Career

My father's name in 10th and 12th marksheet is Vinay Jaiswal while other caste and residency have Vinay Kumar Jaiswal. Will I face problem in neet counselling??

Ans: Hello Aditi
No. You will not face problems in NEET counseling as the main documents are the 10th & 12th Mark Sheets. But for the safer side, create a legal affiliate mentioning clearly that Vinay & Vinay Kumar are the same person.

Follow me if you would like a prompt reply. Else ask again without any hesitation.
Thanks
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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 07, 2025

Question by Alia - Mar 07, 2025Hindi

Career

In my 10th marksheet I have written Shamim Akhter while in my 12th marksheet I have written Md Shamim Akhter will it affect ny NEET counseling?

Ans: Hello Alia
There will be no effect on your NEET counseling. Yet it is recommended that you have ample time to correct the corrections in the marks sheets in a legal way which will help you in the future also.

Follow me if you like the reply. Else ask again.
Thanks
Radheshyam

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Mutual Funds, Financial Planning Expert - Answered on Mar 09, 2025

Question by Sivacharan - Mar 08, 2025Hindi

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Hi Sir, I am currently investing in the following mutual funds for my retirement and my daughter's higher education. Please advise whether I should continue with these funds or make any changes. Self (44 yrs) - For retirement at the age of 52 years ICICI Prudential Equity & Debt Fund - Direct Plan - Growth - 1000/- Mirae Asset Emerging Bluechip Fund - Direct Plan Growth - 1000/- ICICI Prudential Bluechip Fund - Direct Plan - Growth - 1000/- SBI Equity Hybrid Fund - Direct Plan - Growth - 1000/- Nippon India SMALL CAP FUND - DIRECT GROWTH PLAN - 1500/- SBI Small Cap Fund-Direct-Growth - 1500/- Parag Parikh Flexi Cap Fund-Direct-Growth - 3000/- Axis midcap fund - Direct - Growth - 1000/- HDFC Defense Fund - Direct Growth - 3000/- Total = 14000/- Daughter1 ( 10 years - for her higher studies) HDFC Mid-Cap Opportunities Fund - Direct Plan - Growth - 1000/- Tata Equity P/E Fund Direct Plan - Growth - 1000/- SBI Gold Fund - Direct Plan - Growth - 1000/- Edelweiss Small Cap Fund - Direct Plan - Growth - 1000/- SBI Equity Index Direct - Growth - 1000/- Total = 5000/- Daughter2 ( 5 years - for her higher studies) ICICI Prudential US Blue chip Equity Fund - Direct Plan - Growth - 1000/- Axis Blue chip Fund - Direct Plan - Growth - 500/- Axis Mid Cap Fund - Direct Growth - 500/- SBI Flexi Cap Fund Direct Plan - 500/- Axis Small Cap Fund Direct Growth - 500/- HDFC Index Fund - Sensex - Direct Plan - 500/- HDFC Hybrid Equity Fund - Direct Plan - Growth - 500/- HDFC Gold Fund - Direct - Growth - 1000/- Total = 5000/-

Ans: You have a structured approach to investing. You are planning for retirement and your daughters' higher education.

A well-diversified portfolio helps in risk management and long-term growth. Let’s evaluate your current investments.

Retirement Portfolio Review
You are 44 years old and plan to retire at 52.

Your monthly SIP is Rs 14,000.

Your portfolio has large-cap, mid-cap, small-cap, hybrid, and thematic funds.

Positives
You have exposure to all market segments.

You are investing in equity for long-term growth.

You have a mix of aggressive and stable funds.

Areas of Improvement
Too many funds increase complexity.

Small-cap exposure is high, increasing risk.

Thematic funds may not align with retirement goals.

Recommendations
Reduce small-cap fund exposure for stability.

Consider increasing large-cap and hybrid allocation.

Thematic funds are unpredictable; review their role in your portfolio.

Higher Education Portfolio Review
Your elder daughter is 10 years old.

Your younger daughter is 5 years old.

You are investing Rs 5,000 per month for each child.

Positives
You are saving early, giving your investments time to grow.

You have diversified across equity, gold, and international markets.

Areas of Improvement
Gold funds do not generate high returns over time.

Index funds have limitations and do not adjust to market conditions.

Too many funds reduce portfolio efficiency.

Recommendations
Reduce gold fund exposure and increase equity allocation.

Replace index funds with actively managed funds.

Keep a balance between large-cap and mid-cap funds.

Final Insights
Your investment approach is disciplined and future-focused.

Reducing unnecessary funds will simplify your portfolio.

A balanced mix of large-cap, mid-cap, and hybrid funds will provide stability.

Regular reviews with a Certified Financial Planner will ensure alignment with your goals.

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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What college options do I have for Mathematics and Computing branch at 98.55 %ile in JEE Mains? (General Male)

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What is rank of ews in jee mains 2024 for 97.18 percentile

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My son secured 83.14 percentile in JEE mains 2025 ( ews category), RJ domicile. Can he get into any NIT or govt colleges

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Sir if my overall percentage in 12th 67 but my physics and chemistry 60 marks can give jee advanced if I am science candidate

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Jee mains me nit college me addmission ke liye75% class 12 me marks jaruri h kya general category ke liye

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Insurance, Stocks, MF, PF Expert - Answered on Mar 08, 2025

Asked by Anonymous - Mar 06, 2025Hindi

Money

Can I retire at age of 50 years? My savings are cash in Bank around Rs 2 Cr with nominal FD returns, Have Physical Gold about 3 Kg (Purchase price 1.8 Cr), Have Ornament Gold about 2.3 Kg (Purchase price 1.2 Cr), Have Unlisted NSE stock worth 1 Cr, Have Pre IPO Opportunities Fund worth Rs 80 Lakhs, Have two apartments worth 3 Cr and 1.5 Cr with combined rental of Rs 1Lakh per month, Have residential plot worth 1.5 Cr, Have one house abroad worth 6 Cr and rental 2 Lakhs per month, Have cash in Offshore Bank in dollars i.e. worth Rs 12 Cr with nominal FD returns, Have Insurance schemes worth Rs 20 Lakhs and Lastly have a house worth Rs 18 Cr in which we currently reside. Our Expenses : We have no Loans/Debts, Our Average Monthly Expenses are Rs 8 Lakhs, Health Insurance Rs 1.5 Lakhs per annum, Total College Education abroad for 2 kids for next 6 years estimated to be Rs 6 CR on an average 1CR per year, Old Aged Parents Expenses Rs 2 Lakhs per month.

Ans: Hello;

Just summarizing your assets available for generating retirement income:

1. Domestic FD: 2 Cr
2. Gold(3 Kg) valued at~:2.64 Cr
3. Jewellery valued at~:2 Cr
4. Flat1: 3 Cr
5. Flat2: 1.5 Cr
6. Land: 1.5 Cr
7. Overseas House: 6 Cr
8. Overseas FD: 12 Cr
9. Self occupied property: 18 Cr
10. Stock & AIF: 1.8 Cr
Total: 50.44 Cr
(Gold price considered: 88 K per 10 gm)
However we can subtract assets at serial no. 3, 7 and 9 from this and we get a corpus of 24.44 Cr. The 44 L may be kept aside for transaction costs, taxes etc.

It is advisable that you sell the flats in India offering low rental yield and also physical gold and the land property.

Now the corpus of 24 Cr may be split into two parts:
20 Cr may be invested in MFs for SWP at 5% yielding post tax income of around 7.3 L per month.

4 Cr may be used to buy immediate annuity from a life insurance company. Assuming 6% annuity rate you may expect a post tax monthly income of 1.4 L.

So your post tax monthly income may be:
7.3+1.4+2*=10.7 L as desired.
*Rental from overseas House

Since the kid's higher education is not finding place here I suggest you work for few more years, while putting this retirement income plan in place, for funding their higher education.

Best wishes;
X: @mars_invest

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Asked by Anonymous - Mar 07, 2025Hindi

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My Son got 99.6 percentile in JEE Mains1. from Open category He is preparing for JEE Advanced now, however I wanted to ask if he Computer Science in which top NIT.

Ans: Hi
Congratulations on such a marvellous score. He can get into any top 5 NITs. If every one scores like this is second phase of mains. He will get CSE in best. In my personal view prefer top IIITs too. They have much better curriculum over NITs.

Also, I would suggest let him focus on ADVANCED completely.

All the best.

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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Mar 08, 2025

Asked by Anonymous - Mar 08, 2025Hindi

Career

Hello sir, very urgent query I appeared as pcb candidate in 2023 . If I give nios on demand exam for maths will I be eligible for jee advanced ? I have qualified for jee mains. Please answer sir. I am quite confused. Is there no way to appear for advanced

Ans: Hello
Sorry to say but JEE won’t accept the NIOS marksheet with additional subject as maths. It has to be one marksheet with all subjects.
DM me through insta handle CAREERSTREETS. I will suggest a way to appear for JEE.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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