Hello sir, My son is studding in 12th now with PCM he likes to join Indian Navy can u help him out that how he prepare for that

Ans: Hello Adarsh
You can get ECE/CSE @ NIT. Best of luck

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Thanks,
Radheshyam

Ans: Hello;

It is good to note that you are curious to know about investments at an early age.

Keep expenses worth 6 months as emergency fund.

Have a term insurance cover in which you can extend amount of cover based on life stages.

Use NPS for your retirement planning.

For all other financial goals such as:
1. Funds for Marriage
2. Home purchase down payment corpus build
3. Vacation planning
4. Car purchase
5. Children's education

You may plan SIPs of various durations into type of mutual funds that are in sync with your risk appetite, financial profile and time horizon.

Mutual funds can be used to invest in various asset classes such as domestic equity, international equity, debt, gold, real estate etc.

Some social security scheme subscription is also desirable (PPF/EPF).

Also carry good healthcare insurance if you are not in government employment.

Please feel free to revert for any other doubts.

Best wishes;

Ans: Dear Anonymous,
I am not sure if you are looking for financial advice or relationship, but the general rule of thumb is that if you have any worries when you think of getting married, it's best to take things slow. As for the financial burden of getting married, it is important for both partners to contribute and shoulder the responsibilities. Things are much easier when
Hope this helps

Ans: Dear Anonymous,
I get that it's tricky but you have to understand that it's all in your head. Your exes might not even care, or even if they do, it does not matter. Your present partner doesn't have an issue with your past, and neither should you. What you are concerned about is a mere social construct. So every time you feel this way, make yourself understand that there's nothing to be guilty about.
Best Wishes.

Ans: Hello;

Instead of investing in physical silver, you may invest in silver mutual funds/ETFs.

This will not require any safe deposit locker, making charges and GST.

You may sell it whenever you want.

Also it pegged to the price of physical silver in India.

Best wishes;

Ans: Hello dear,
You are not the only one facing critical problems in life. Yet, you completed your pharmacy degree at just 19. I believe you took the job examination only once and felt frustrated. Many candidates have applied multiple times before being selected. Don't lose hope; keep trying until you achieve success. Wasting sleepless nights won’t solve anything. You have limited time to prepare for the RRB Pharmacist examination next month. Wake up and work hard to pass it and fulfill your dreams! At just 21, you have plenty of time to reach your goals. Take care of your father while also preparing for your exams. Keep faith in God. Best of luck for your bright future ahead.

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Thanks,
Radheshyam

Ans: Hello dear.
You have borderline percentile. You may or may not get it. Please keep a close eye on admission process. Yet recommending you to score more in 2nd attempt of JEE for sure shot admission. Best of luck to you.

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Thanks
Radheshyam

Ans: Hello dear.
Here is the point-wise reply to the questions.
(1) The eligibility to appear for JEE (Adv) depends upon the cut-off declared. Hence please close watch on the announcements made on the respective website. (2) You did not mention the category. Yet assuming OC, difficult to get CSE @ Govt Collge.
Best of luck to you.

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Thanks
Radheshyam

Ans: 01. Kindly note that Tax Rebate u/s 87A is not available if your taxable income exceeds Rs.5,00,000.00, in old tax regime also. I feel in this case taxable income would be more under different heads like Pension & Interest Income etc.
02. Deduction u/s 80-C would be available, if you invest in ELSS. This will effect your other income Like Salary/Pension, STCG & Income from Interest etc.
Most welcome for any further clarification. Thanks.