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Radheshyam

Radheshyam Zanwar  |3066 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 29, 2025

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more
Achyut Question by Achyut on Apr 29, 2025
Career

Hello Sir My son scored 98.569 in JEE mains 2025 Open catagory from Maharashtra He is more inclined towards comuter science for his BTec. Can you please guide or predict which NIT or IIIT?

Ans: Hello Achyut.
Congratulations to you and your son on excellent JEE scores. You and your son have a good chance of getting a seat in one of the top-tier NITs. However, it is difficult to mention the names of the NITs. While participating in JoSSA counseling, fill in the options carefully, considering the distance of NIT from your hometown. If you are interested in IIITs, then chances are that you will get Hyderabad, which can be an excellent option. If you are ready to go outside the M.S., then choose either Pune or Nagpur.
Best of luck to your son for his bright future.
Follow me if you like the reply. Thanks
Radheshyam
Career

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Asked by Anonymous - May 25, 2025
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Sir my son has 98.98 percentile and 15728 rank in jee mains belongs to general category belongs to Karnataka state. Pl suggest the best nit/iiit . He wants to do AI with data science and also pl suggest best branch. His rank in KCET is 6287
Ans: With a JEE Main rank of 15,728 (98.98 percentile, General, Karnataka) and KCET rank of 6,287, your son has good chances for ECE or AI/Data Science in NIT Surathkal (home state), and for AI/Data Science or CSE in IIITs like IIIT Lucknow, IIIT Pune, and IIIT Nagpur. In top NITs like Trichy or Warangal, CSE/AI/Data Science is unlikely, but ECE is possible. Through KCET, he can target ECE or AI/Data Science in leading Karnataka state colleges. For a career in AI and Data Science, specialized branches (AI/Data Science) or CSE are ideal, but ECE remains a solid option if complemented by relevant skills and projects. Recommendation: Prioritize AI/Data Science or CSE at IIITs and NIT Surathkal if available, followed by ECE at NIT Surathkal or top state colleges, ensuring he builds strong programming and data skills for the best career outcomes. As far as your son's KCET rank is concerned, Prioritize ECE or IT in top Bangalore colleges if CSE is not available, or opt for CSE/AI/ML in slightly lower-ranked but still reputable colleges like BIT, DSCE, NIE, or SJCE. Participate actively in counseling and keep options flexible to maximize your son's chances of securing a preferred branch in a good college. All the best for your son's admission and a bright future!

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MF, PF Expert - Answered on Jun 11, 2025

Asked by Anonymous - Jun 05, 2025
Money
I am 40 years old teacher, having 40 lakhs in FD and 2 lakhs in NSC, no debt and having property around 70 lakhs (Father's shop). No liability as I am single child of my parents. I am financially stable or I need to accumulate wealth.
Ans: Hi,

Financial stability needs to be defined for each individual based on their own preferences and perceptions.

You are a teacher and I assume you will continue your profession until retirement, this gives you opportunity to earn and save for future.

Your current investments are in a fixed income instruments which have the potential to only meet inflation needs for that amount. That means your money though increased over time will be having same purchasing power as it is today.
The property value in the future is a bit of difficult to estimate as it depends on many uncontrollable factors.
Hence we cannot determine if these amounts in the future are going to be able to meet your requirements without understanding your goals.

The approach you should follow is to look at what are your goals/requirements in life - during your working life and after retirement. This will require analysis of your current expenses and future goals to arrive at a corpus number.

A CFP can help you understand, plan and achieve this with a holistic financial plan. You will be provided with options and alternatives that are available and based on your profile/preferences, you will know what and how it can be achieved.
I recommend you take guidance form a CFP towards a holistic financial plan.

Thanks & Regards
Janak Patel
Certified Financial Planner.

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