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B. Tech CSE at RVCE Bangalore vs. B. Tech Metallurgy at NITK Surathkal: Which is Better?

Nayagam P

Nayagam P P  |3719 Answers  |Ask -

Career Counsellor - Answered on Aug 06, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
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He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Jul 29, 2024Hindi
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Career

Hello Nayagam Sir, This concerns my son's admission to B. Tech., CSE course RVCE, Bangalore vs. B. Tech. in Metallurgy & Material Science (with a Minor in CS/IT) course at NITK, Surathkal. We have considered multiple factors, such as immediate job opportunities before taking an M.S. or an MBA, admission to a reputed University for an M.S. in CS/Tech, Career prospects, and job opportunities in the future, and shortlisted these 2 courses. He has a few other choices, e.g., B. Tech., EE in NSUT/NIT, Surat or NIT Goa, B. Tech. in ME with DTU, B. Tech. in Production Engg., NIT, Trichy, amongst others. Please guide us on which choice will be better, considering the future career prospects and job opportunities, and how it will affect my son's prospects for a Master's in CS or any other related field abroad. I would appreciate your advice ASAP. Thanks and Best Regards,

Ans: Prefer RVCE-CSE. All the BEST for Your Bright Future.

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Dear Sir, I have another question: I have been investing in the Bajaj Allianz Life Goal Assurance Plan for the past five years, which is a combination of insurance and investment. The total premium payment duration is 10 years, with a SIP of ?10,000 per month, followed by a lock-in period of an additional 5 years So far, my monthly contributions of ?10,000 have grown to ?9.40 lakhs, with an approximate CAGR of 16%, although the insurance coverage remains at ?12 lakhs. Initially, I did not have much knowledge but continued investing due to the plan’s market-linked structure. For the first five years, my funds were allocated to Pure Stock II and Equity Growth funds basically large-cap. Recently, mid-cap and small-cap index funds were also added to their portfolio. Now that I’ve completed 5 years of investing in large-cap components, I am considering allocating the remaining 5 years to mid-cap and small-cap funds, without increasing the SIP. This would be done through a fund switch from large-cap to mid-cap and small-cap or by dividing the allocation equally—25% each across pure-stock, equity growth, mid-cap, and small-cap funds. Would you recommend this strategy while allowing the large-cap corpurs from the first 5 years to grow at their own pace and remaining 5 years switched into mid-cap/small-cap. Since the policy will mature in 2034, this gives me ample time for the investment to grow, allowing the corpus to build significantly over the remaining years
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