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Confused Son with Two B.Tech CS Options: Need Help Choosing!

Nayagam P P |4536 Answers |Ask -Follow

Career Counsellor - Answered on Aug 01, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Jul 13, 2024Hindi

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Career

Hello sir My son got BTech computer science engineering in Amirta Coimbatore campus and also BTech computer science (Cyber security) in SSNU Chennai. He is interested in both and dilemma to choose better one.Request your guidance please

Ans: Prefer SSN-C-CS. All the BEST for Your Son's Bright Future.

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Nayagam P P |4536 Answers |Ask -Follow

Career Counsellor - Answered on Jul 17, 2024

Question by Muth - Jul 16, 2024Hindi

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Career

Hello sir My son got BTech computer science engineering in Amirta Coimbatore campus and also BTech computer science (Cyber security) in SNU Chennai. He is interested in both and dilemma to choose better one.Request your guidance please

Ans: Prefer Amrita-C-CSE.

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Patrick Dsouza |1042 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 17, 2025

Question by Lalit - May 16, 2025

Career

What would be a good choice for a Computer Science engineer with 3 years of experience in data management / reporting in a large Indian private bank? Choices are post-graduation in: 1. Information Management in S P Jain (full time 2 years) 2. Operations & Supply Chain Management in IIM Mumbai (full time 2 years) Both post-graduation topics are of equal interest and both institutes are highly reputed, hence the dilemma. There is little or no background in Operations and Supply Chain Management while past education and work experience is related to IT / Data Management. Kindly advise.

Ans: Both the colleges are good and the courses you have mentioned in each are supposed to be among the best in the field. I would be a little inclined towards IM @ SP Jain as you have relevant work experience and you have no specific inclination.

Patrick Dsouza |1042 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 17, 2025

Question by Shibaprasad - May 16, 2025

Career

Sir, i am 21 years old . I have 2 years gap from higher secondary to ug admission. I had completed my my hs education in 2020. In this peak covid time i joined my father small fruit shop to help my family. After 1 year i joined 2 year DELED course. After DELED i start preparation of WBJEE for 1 year and failed to rank a good rank. So i joined ug 3 years in ba economics in 2024. Currently i passed AMFI mutual fund exam and work as a mutual fund distributor. Now i want pursue mba by giving CAT EXAM. My questions are 1. Is my gap years back fire to admit college like fms delhi or any other top college? 2.will my mfd business count as work experience in CAT? PLEASE ANSWER MY QUERY SIR.

Ans: Gap should not be a problem in securing admission as a lot of students do have a gap during that period in order to prepare for IIT JEE or NEET. Work experience is counted only if you do it after your graduation.

Patrick Dsouza |1042 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 17, 2025

Question by Shalini - May 16, 2025

Career

I am ex employee of banking but i resigned from bank 2.5 years experience and now I am jobless and very depressed what I do now for my career

Ans: Look out for jobs in other banks. Else you can do some short term courses that could be job oriented in the industry you want to work in. Can also look at option of being an investor advisor by doing courses relevant to getting RIA license. Can look at option of doing post graduation courses like MBA

T S Khurana |471 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Asked by Anonymous - Dec 01, 2024

Money

A friend of mine in his mid 80s, sold off his house and other investments in 2021 and has paid capital gains tax on the proceeds with proper filing of IT returns. The sum of Rs 4 crore he has parked in FDs and given his age moved to assisted living senior accommodation. His only son is overseas, an NRI for sevaral years and the son has no assets or interests/income in India. My friend wishes to transfer the proceeds of his house sale to his son and keep just sufficient funds for his limited expenses and sunset years. As per the Forex LRS, he can transfer 1.5 crores (up to 250K USD), but this will attract a TCS of 20% now. Is this a tax on foreign remittance? Or, can he file returns in June and claim the TCS back since the capital gains tax has already been paid on the sale of house two years back? It is not clear if the FM has introduced a new tax on Foreign Remittance or it is just a TCS that can be claimed as tax on income/capital gains was already paid to Govt. Please advise.

Ans: It is just TCS (Tax Collected at Source). While filing ITR, you may claim a Refund, if there is no tax liability.
Most welcome for any further clarifications. Thanks.

T S Khurana |471 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Asked by Anonymous - Dec 10, 2024

Money

how do I get a gift deed made ?

Ans: Please contact any Advocate or CA, who would help you in this job.
Most welcome for any further clarifications. Thanks.

T S Khurana |471 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Question by Vilas - Apr 10, 2025

Money

My income projection for 25-26 is as below. Pension + interest = Rs 11 lakh LTCG Equity MF = Rs 2 lakh LTCG Debt MF = Rs 3 lakh Debt MF held since 2020 Will I get S87A rebate For the FY 25-26 ? Thank you for your reply

Ans: Since your total income is exceeding Rs.12.00 (L) for the F/Y 2025-26, you are not eligible for Rebate u/s 87A.
Most welcome for any further clarifications. Thanks.

T S Khurana |471 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Question by Chandran - May 02, 2025

Money

Sir, NRI daughter had LTCG income in FY23-24 and IT returns was filed in ITR-2 as per rules. In FY24-25 there is no taxable income and there is no LTCG also. In such a case, filing may not be required but she would like to file just to keep the records straight. My query is which ITR form is to be used in this case? In case if ITR-2 is not required, is there anything wrong in using ITR-2 itself?

Ans: You may file ITR of your daughter in Form No ITR-2. Hope you won't face any problem in this connection.
Most welcome for any further clarifications. Thanks.

T S Khurana |471 Answers |Ask -Follow

Tax Expert - Answered on May 17, 2025

Question by Gvbk - Apr 11, 2025

Money

Capital gain tax: 2025-26 2009-10 purchase value 9317170 2025-26 sale value 21130000 What would be the capital gain tax and income tax if any? Pension amount 560000

Ans: You have the Option to pay LTCG either 12.50% without Indexation OR 20% with Indexation. In your case, you may go for the option of 20% with Indexation, which may result in loss.
02. Your total tax liability shall depend upon some other factors also. However, we have suggested you to calculate LTCG only, which shall minimise your LTCG liability.
Most welcome for any further clarifications. Thanks.

Milind Vadjikar |1238 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on May 17, 2025

Asked by Anonymous - May 16, 2025

Money

I am 36 years old and my current in hand salary is around 1.7 lacs per month alongwith some 10% variable pay, I have currently two ongoing home loans, one with SBI for some 24.5 lacs remaining with 25k per month EMI for 25 years, for the home I am currently residing, and another home loan is with HDFC for 14 lacs with 12.5k per month EMI for 20 years, for a 2 BHK flat in an under construction affordable housing project, which I will let out once completed by 2026. Besides this I have around 15 lacs in FD, 1.33 lacs invested in Gold ETF, 5.5 lacs in mutual funds (monthly SIP 23k), 1.5 lacs in PPF, monthly 12k invested in NPS, and every month I target to pay around 15k to pre pay my HDFC home loan, next I would target the SBI home loan similarly. Just wanted to know if my current approach seems ok or do I need to make some changes to my current portfolio like divert funds to close home loan and then target investments?

Ans: Hello;

You have a prudent approach towards managing your finances.

Therefore no change required. Continue with the discipline and focus.

Happy Investing;

Mayank Chandel |2287 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 17, 2025

Asked by Anonymous - May 16, 2025

Career

Is manipal good for cse &Ece branch

Ans: Hi
yes manipal is good.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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