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Confused 10th grader in Thane: CBSE or ICSE for 12th?

Mayank

Mayank Chandel  |1950 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jul 13, 2024

Mayank Chandel has over 18 years of experience coaching and training students for various exams like IIT-JEE, NEET-UG, SAT, CLAT, CA and CS.
Besides coaching students for entrance exams, he also guides Class 10 and 12 students about career options in engineering, medicine and the vocational sciences.
His interest in coaching students led him to launch the firm, CareerStreets.
Chandel holds an engineering degree in electronics from Nagpur University.... more
Devendra Question by Devendra on Jul 13, 2024Hindi
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Career

Hello sir. My son is in 10th standard now. We are based in Thane. Currently, he has joined FIITJEE from 9th standard onwards as they have tie up with our school which follows ICSE board. My question is which board should we choose for 12th standard and why?. State, CBSE or ICSE

Ans: HI DEVENDRA
ANY BOARD WILL DO AS JEE HAS THEIR SYLLABUS. BUT CBSE IS PREFERABLE AS THE SYLLABUS IS OF NCERT.
Asked on - Jul 13, 2024 | Answered on Jul 16, 2024
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Thanks sir. Since his JEE preparation and board preparation will be conducted in his school which is at walkable distance, I was giving preference to continue with current arrangement. Further, ICSE syllabus will help him to get admission abroad for higher studies. Please let me know if my understanding is correct. My only concern is whether ICSE board will put extra pressure and he may not be able to give enough time for competitive exams preparation. Also, besides JEE, MHT CET, BITSAT, which other entrance exam should we appear for?
Ans: Hi,
continuing with ICSE is okay, no issues regarding that. For higher studies abroad board does not matter, as even state board students pursue MS from USA. These are the major entrances which will provide you good options. Also you can register for VITEEE, COMEDK & MANIPAL.
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Insurance, Stocks, MF, PF Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 24, 2024Hindi
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Hello i am almost 30 now I have invested around 40 lakhs in Market (mutual funds plus equity) 6 lakhs ppf maybe 2 lakhs pf I have parental property of combining around 2.5cr I have my parents helath insurance from a private insurance company, also covered by cghs health scheme,so no major worries about health expenses, for me i have 10lakhs health insurance Apart from this we have family pension also. As of now overall i have a monthly income of around 2-2.25 lakhs. I have a car a bike a scooty all valid for next 8-10 years What should be my goal amount for the retirement, i want it as early as possible As per the current scenario i am assuming i will live max till 75 years age. As of now i can invest 80-90k per month Yet to be married i assume i need atleast Lakhs per month as of now What should be the ideal amount with which i can retire
Ans: Hello;

Hope you have adequate term life insurance for yourself.

You may start a monthly sip of 90 K in a combination of pure equity mutual funds.

After 10 years your sip and lumpsum investment will grow into sums of 2.09 and 1.24 Cr respectively.

This adds upto 3.33 Cr. If you add your ppf and EPF corpus then this should add upto a sum of around 4 Cr.

If you invest this corpus in a conservative hybrid debt fund and do a SWP at the rate of 3.5%, you may expect a post tax monthly income of
1 L+.

As you get married your expenses will rise as also the need to plan for various other goals.

Therefore the decision to retire from regular 9-6 job should be backed up with alternate business plan or such other plan to monetize your hobbies that may yield income over atleast next 10-15 years.

Best wishes;

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