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Maxim

Maxim Emmanuel  | Answer  |Ask -

Soft Skills Trainer - Answered on Jul 11, 2024

Maxim Emmanuel is the marketing director of Maxwill Zeus Expositions.
An alumnus of the Xavier Institute of Management and Research, Mumbai, Maxim has over 30 years of experience in training young professionals and corporate organisations on how to improve soft skills and build interpersonal relationships through effective communication.
He also works with students and job aspirants offering career guidance, preparing them for job interviews and group discussions and teaching them how to make effective presentations.... more
Asked by Anonymous - May 20, 2024Hindi
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Career

Hello sir, I'm 25 now, I completed M.A in economics in 2021, I started preparing for ugc net economics exam, I didn't clear yet, also given other competitive exams, nothing worked, in 2022 I worked as a counsellor for 6 months, I quit that job I didn't liked that. Now I'm confused I don't have any clue what I should do next. I'm unemployed now for all these years. I'm losing the curiosity to study and I haven't figured anything out. Your suggestions really matters me. Thank you.

Ans: Hello,

You are at the crossroads of life and were lured by the competitive exams.
Where you are one in million appearing, realise that this is not the only way to get employed.

I suggest you design a powerful resume not more than 2 pages.
Go directly to the websites of relevant organisation's, go to careers apply for the job's that suit your profile.

If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024
Career

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Pradeep

Pradeep Pramanik  | Answer  |Ask -

Career And Placement Consultant - Answered on Aug 03, 2024

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Career
I have completed my civil engg from reputed govt college in 2016 and after that I went for gate coaching i got 35 marks in gate 2017. (I know this is not my best I can do better). After that I started preparing for technical govt exams. After one year some of my prelims were missing by .25 marks 2 marks that time I gave up. And started doing site internship to start my own civil engg consultancy firm. But I got one opportunity to do job as lecturer in polytechnic college so I started doing job at polytechnic college. After 6 months again I started doing studies and cleared mains of state 2019 PSCs Assistant engg. And missed rrb je post by 2 marks in mains. After that exam corona came and I couldn't keep myself on the track and one year again wasted. In 2021 March I have started preparing for prelims and cleared prelims and for mains exam I joined one online class named super 40 and already half syllabus was over at time.of joining so I started watching lectures and as lectures were lengthy and so much lectures were there so I couldn't do revision properly and I lost my self confidence due to that coaching and it was totally waste of money. Again that time it was time everyone was saying do software classes to get job and many of mine friends done those classes so I also joined one to get job and successfully wasted another 6 months. I don't know what to do now. I still feel that If I can study for another 5/6 months I can clear rrb je. In between I got offer of 25k per month as site engineer I denyed that. It's been 8 years since my degree and still. unemployed. Please help me out.
Ans: Dear Friend , When You are not focussed or keep on changing your plans , it is bound to happen. In these precious 8yrs you could have made your career in Civil Engg. However you wanted to start your consultancy or then wanted to try your hand in Govt Jobs or some times you tried your hand in teaching but quit the job. If you delay in taking a firm decision , even getting a job in your core field will be difficult. So get into a stable job and build you career.

..Read more

Latest Questions
Anu

Anu Krishna  |1549 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 14, 2025

Asked by Anonymous - Mar 12, 2025Hindi
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Relationship
What are possibilities of getting maintenance for a working woman (with a kid) from husband . My husband has abandoned us since birth of my daughter 4years. Not taking the child's responsibility. Husband says as I am earning I should take care of financial requirement of the child too. I am doing extra duties/ work just to take care of my daughter's education and future. As I am a healthcare professional my work consists of night duties. These duties are taking toll on my health and also my daughter's . People are saying as I am a working woman I can't claim maintenance from husband. But taking care of young child is more difficult with working. I just can't leave my job , just to show nil income to claim maintenance as no one is there to support me and my daughter. Hiring a nanny , maid etc along with rent comes around 85k per month apart from school expenses. As I live in metropolitan city. Husband earns more than me but transfers money to his mother's account.He has taken me granted financially since marriage.Not able to save anything for the future. Don't have any property on my name .
Ans: Dear Anonymous,
This is a question for a legal expert; so go ahead and seek the guidance of someone who can handle your case. Along with this, you will have to think of a good balance that will allow for you to manage work and home plus your health.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Ramalingam

Ramalingam Kalirajan  |8100 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Mar 14, 2025

Asked by Anonymous - Mar 14, 2025Hindi
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Money
Hello sir, I am planning to buy a flat, with some stock sale proceeds and bank loan. Can I claim section 54F, for the entire registration amount for a flat, along with registration fee ? Or bank loan part is not considered
Ans: Eligibility for Section 54F
Section 54F provides capital gains exemption when selling assets like stocks.
You must invest the full net sale proceeds in a residential property.
The new flat must be purchased within two years or constructed within three years.
You should not own more than one residential house at the time of sale.
Treatment of Bank Loan Under Section 54F
Exemption applies only to the portion funded by stock sale proceeds.
The bank loan portion is not considered for exemption.
You need to invest the entire net sale proceeds to claim full exemption.
Registration Charges and Stamp Duty
Registration charges and stamp duty qualify as part of the property cost.
These expenses can be included for exemption under Section 54F.
However, only the part paid from capital gains is eligible.
Ensuring Full Exemption
If you reinvest only part of the net sale proceeds, the exemption is partial.
Any remaining capital gain will be taxed.
To avoid tax, the full capital gain amount must be reinvested.
Tax Implications If Conditions Are Not Met
If you sell the new property within three years, the exemption is reversed.
The capital gain becomes taxable in the year of sale.
Ensure compliance with all conditions to retain tax benefits.
Alternative Planning Strategies
If full reinvestment is not possible, consider capital gains bonds.
These bonds provide an alternative exemption under Section 54EC.
This helps in tax-efficient planning while keeping liquidity options open.
Final Insights
Section 54F helps save tax if proceeds are fully reinvested.
The bank loan portion does not qualify for exemption.
Registration costs can be included but only if paid from capital gains.
Ensure compliance to avoid future tax liabilities.
Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

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