How can I improve my 12th grade son's understanding of Physics for JEE?

Ans: Hello dear
With a score of 44o and GS, your daughter can get admission to either private or deemed colleges.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Ans: Hello dear.
Given the details provided, the likelihood of securing a seat in one of the NITs is reduced; however, there remains a possibility for IIITs. It is important to closely monitor the counseling process.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Ans: Too difficult.

Ans: HI
your chances of getting CSE at DTU or NSUT are extremely low. You can consider Haryana State Government Colleges via HSTES.

Ans: Hello R.
It is not feasible for us to make predictions regarding universities such as Amritha. Please maintain communication with them. They will certainly reach out to you for admission to a course that has available seats.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Ans: Under OS category she may get in CSAB Patna, kurukshetra, Hamirpur.

Ans: Hello Manjeet
It is not feasible for us to provide a comprehensive list of the names of engineering colleges located throughout India. We recommend using Google to search for the names of these colleges.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam

Ans: Hi Harija,

I believe the banking relationship with SBI has led you to invest in various schemes of SBI Mutual Fund.

For the child's education, you have already committed to a plan and invested in various schemes to supplement it. That's fine.

As for the other schemes you have invested 25 lakhs - they are all also SBI schemes. When you invest across various schemes of one Mutual Fund house, you end up not optimizing your investments and thus add risk towards your investment's potential.
Not all schemes from a fund house perform above expectations and hence it's good to diversify across fund houses too.
Especially when you are looking to create wealth over a long time period.

For example the SBI Multicap is not above it category average over last 3 years period (its only 3 years old). I would suggest to change this investment to either Nippon Multicap or Mahindra Manulife Multicap schemes.

Currently you are heavy on Large cap and though its stable and good option, you should decide your long term investment goal.
Accordingly going forward for new investments do consider funds that will complement your investment requirement. If you have long term plan in mind, say more than 10 years, you can consider a mid-cap or even a small cap scheme to diversify and aim for higher growth (with a little added risk) towards wealth creation.
On your next visit to India, or if comfortable online/on call, you can consult a CFP/Financial advisor to discuss and prepare a plan towards achieving your goals. A fee based service with them, which aims to optimize your interests/goals will add a lot more value for you rather then someone who wants to sell their products to you.

Thanks & Regards
Janak Patel
Certified Financial Planner.

Ans: Hello Sanjay.
Prefer DSAI @ Thapar.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshyam