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Nayagam P

Nayagam P P  |10951 Answers  |Ask -

Career Counsellor - Answered on Jul 19, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Jul 19, 2025Hindi
Career

Sir, my son got B.TECH ECE in NIT Jaipur this year..How could I see her future after 3 to 4 years over computer science

Ans: Enrolling in NIT Jaipur’s B.Tech ECE equips your son with a robust foundation in electronics fundamentals alongside access to interdisciplinary electives such as Artificial Intelligence & Expert Systems, Graph Theory, Computer Networks and Image Processing, enabling seamless integration into computing roles. The department’s state-of-the-art VLSI, signal processing and communication labs foster hands-on expertise, while the Training & Placement Cell’s strong industry collaborations offer internships with leading IT firms and research projects under DST-sponsored grants. Over the past three years, ECE placement rates have averaged 89%, with consistent median packages around ?15 LPA, comparable to CSE’s 84% placement and ?18–20 LPA average. Dedicated coding clubs, hackathons and career workshops further develop software skills, and a vibrant alumni network supports lateral movement into core CS roles. Continuous elective choices, project-based labs and proactive industry tie-ups ensure graduates remain competitive for software, data-science and AI positions, facilitating a smooth shift into computer science domains within four years.

Recommendation: Leverage NIT Jaipur ECE’s flexible curriculum and advanced labs to build core electronics and programming competencies, then intensify CS electives, hackathons and, internship experiences to pivot into computer science successfully over the next three to four years. PRO TIP: Encourage your son to continuously upgrade his technical and soft skills in alignment with evolving job market trends over the next four years. Maintaining a strong, professional, and regularly updated LinkedIn profile will enhance his visibility to recruiters. Developing communication, teamwork, and leadership abilities will help him stand out during campus recruitment and networking opportunities. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |10951 Answers  |Ask -

Career Counsellor - Answered on Jul 19, 2025

Career
My daughter gets NIT Allahabad BTech ECE this year. How could I see her future after 3 to 4 years over computer science
Ans: Sinha Sir, Enrolling in NIT Allahabad’s BTech ECE positions your daughter for a seamless transition into computer science domains within three to four years through its flexible curriculum and robust support ecosystem. The ECE program offers over 20 specialized electives in programming, machine learning, and data analytics alongside core electronics courses, enabling interdisciplinary skill development. Cutting-edge facilities such as the Centre for Interdisciplinary Research and upcoming signature labs provide hands-on exposure to AI, IoT, and software systems. With ECE placement rates averaging around 88–96% over the past three years and CSE placements nearing 94–98%, students benefit from strong industry tie-ups and internship pipelines with top recruiters like Google and Microsoft. Dedicated career services and an active alumni network further enhance lateral movement into pure CS roles. The institute’s emphasis on research projects, coding clubs, and hackathons cultivates computational expertise, ensuring graduates remain competitive in software, data-science, and AI sectors.

You daughter should leverage NIT Allahabad’s ECE foundation and elective structure to build core electronics and computing skills, then specialize through CS electives, research projects, and internships for a smooth shift into computer science. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |10951 Answers  |Ask -

Career Counsellor - Answered on Jul 21, 2025

Career
My son is getting NSUT IT, CSE IN THAPR INSTITUTE AND ECE IN NIT ALLAHABAD.. Please advice on what she should pursue for the next 4 years?
Ans: Netaji Subhas University of Technology (NSUT) Delhi's Information Technology program operates under AICTE approval, UGC recognition, and NAAC Grade A accreditation, supported by modern labs and industry partnerships. Over the last three years, NSUT recorded a B.Tech placement rate of approximately 82-84%, with a median package of INR 17 LPA and comprehensive recruiter participation from over 320 companies including Amazon, Microsoft, HCL, KPMG, and Deloitte. Thapar Institute of Engineering & Technology's Computer Science program holds NAAC A+ accreditation and NIRF Engineering ranking 20, featuring state-of-the-art programming labs and mandatory industrial training semesters. CSE placements achieved 83-90% consistency over the past three years, with an average package around INR 12 LPA and top recruiters including Google, Amazon, Microsoft, DE Shaw, and J.P. Morgan. Motilal Nehru National Institute of Technology (MNNIT) Allahabad's Electronics & Communication Engineering, under NAAC A++ and NBA accreditation, offers comprehensive VLSI, embedded systems, and communication labs with signature laboratory initiatives. ECE graduates secured 88-90% placement rates over recent years, achieving an average package of INR 20.56 LPA through recruiting giants like Oracle, Qualcomm, Texas Instruments, and Goldman Sachs.

Recommendation: Choose MNNIT Allahabad ECE for its superior placement consistency, highest average packages, Institute of National Importance status, and world-class research infrastructure. Opt for Thapar CSE if you prioritize comprehensive industrial training, excellent private university facilities, and strong tech industry connections despite higher fees. All the BEST for a Prosperous Future!

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Reetika

Reetika Sharma  |608 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Mar 19, 2026

Reetika

Reetika Sharma  |608 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Mar 19, 2026

Asked by Anonymous - Feb 17, 2026Hindi
Money
HI i am a 42 years pvt sector employee. I am currently investing in MF SIP of 50/52k per month (avg age 5 years) and accumulated MF corpus till date including a few old ones stands at 33 lakhs. NPS of 6k per month, PPF 4k per month and 25k pm in EPFO including employers share. I have an o/s home loan of 1.25 crs @ 7.10% and plan to pay it off in next 10 years. Retirement age is 58 and desired corpus by retirement should be 7-8 crores. Please advice am i on right track and any changes to the investment strategy required? also i do plan to increase allocation to mf by min 15% annually till retirement age. My Term cover is 50 lakhs. Mediclaim of 20 + 20 lakhs top up and my wife has a 50 lakhs mediclaim. We dont plan any kids.
Ans: Hi,

You have done great by accumulating so much at your age. This is commendable.
you want to retire after 16 years at the age of 58. Let us go through your financials in detail:
- Monthly contributions in PPF, EPF and NPS - 35k - good, continue it. This entire amount is going into debt instruments and will be helpful to cover your expenses immediately after retirement.
- Current HL outstanding - 1.25 cr at 7.1% - this is quite cheap. Do not rush into prepaying the loan. Take 10 years time and pay it slowly. Rather focus on increasing contributions towards MF as that will build your long term wealth.
- 33 lakhs MF corpus with 52k SIP at 15% annual stepup. This will generate 9 crores corpus when you turn 58 (more than your target). Stay focussed and make sure that you have chosen right funds wrt your goals. Investing on random tips and only direct index funds is not sufficient.
- Term cover - 50 lakhs - can be increased to 1cr.
- Health - take a super top up of 50 lakhs considering high medical costs and your increasing age.

Overall things are going good. You just need to maintain the discipline. You can also consider consulting a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

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Mayank

Mayank Chandel  |2652 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Mar 18, 2026

Asked by Anonymous - Mar 07, 2026Hindi
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