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8.2 Btech CGPA and Dreams of Masters Abroad: What Should I Do?

Sushil

Sushil Sukhwani  |555 Answers  |Ask -

Study Abroad Expert - Answered on Aug 03, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Asked by Anonymous - Aug 02, 2024Hindi
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Career

Sir. I have got 8.2 CGPA in Btech. I want to do masters from Abroad. What are the prospects and how should I proceed?

Ans: Hello,

First and foremost, thank you for getting in touch with us. I am happy to hear that you have completed your B.Tech securing 8.2 CGPA and now wish to pursue your Master’s degree overseas. To answer your question first, I would like to tell you that you have high prospects of obtaining a master’s degree overseas. You can choose to pursue a Master’s in a specialized field within Engineering, viz., Mechanical, Computer, Electrical, or Civil Engineering. On the other hand, based on your professional objectives and interests, you can investigate interdisciplinary fields viz., Artificial Intelligence, Robotics, Environmental Engineering, Data Science, or Management-focused programs such as Engineering Management or an MBA. These programs improve your technical expertise, offer cutting-edge information, and offer possibilities for advanced positions, research positions, or jobs in academia.

For any further queries, please get in touch with us. We offer free counseling and have a team of expert counselors who can guide you through any concerns or questions you may have.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint
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Study Abroad Expert - Answered on Sep 04, 2024

Asked by Anonymous - Aug 27, 2024Hindi
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Sir, I completed btech in 2018 and mtech in 2021 after that i worked as assistant engineer.Can i do masters in overseas...because i am over 30 and have a family I am not sure to spend 40lakh because of job issues and recession.Which country is best to masters.can i change my field?
Ans: Hi....Yes, you can pursue a master's degree overseas even after completing your BTech in 2018 and MTech in 2021, despite being over 30 and having family responsibilities. Many universities welcome mature students who bring valuable work experience, like your role as an assistant engineer, to their programs. However, considering the high cost of study, around 40 lakhs, along with concerns about job prospects and economic uncertainty, it's crucial to choose a country that balances affordability, quality education, and job opportunities. Countries like Germany and Canada offer excellent education in engineering and technology fields, often at a lower cost than the US or UK, and provide a stable job market with a relatively strong focus on international graduates. Another good option can be New Zealand always ready to welcome mature students with work experience. Also you can accompany your wife and kid with you. Dependents can work full time and kids can enjoy free education with PR opportunities if you select course listed in Green shortage list. Changing fields is possible, but it may require additional prerequisite courses or relevant experience; choosing a related field that builds on your existing skills could also enhance job prospects.

For more details you can contact us at: www.shreeoverseaseducation.com

..Read more

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

...Read more

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