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R P

R P Yadav  | Answer  |Ask -

HR, Workspace Expert - Answered on Dec 22, 2023

R P Yadav is the founder, chairman and managing director of Genius Consultants Limited, a 30-year-old human resources solutions company.
Over the years, he has been the recipient of numerous awards including the Lifetime Achievement Award from World HR Congress and HR Person Of The Year from Public Relations Council of India.
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K Question by K on Nov 13, 2023Hindi
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If any employee has duel PF no in one UAN no, old PF getting is deposits as he is back to old employer...as he has worked only one day with new employer.....how to go forward

Ans: If an employee has two PF accounts linked to one UAN, it is illegal and against the rules. The employee should have only one UAN, and all the EPF accounts must be linked with it. Therefore, the employee should get the previous UAN deactivated. The employee can merge the two PF accounts with UAN by visiting the EPFO official website. The employee should go to the services section and click on the “One Employee and One EPF Account” link. Then, the employee should fill in the various details like the UAN number, phone number, and other details. After submitting the form, an OTP will be sent to the registered phone number, which the employee should enter to verify the OTP. Next, the employee will be directed to a page wherein the employee will be asked to enter the old EPF details which the employee wants to merge with the current account. The employee should enter all the old EPF account details and then click the submit option. Before submitting, the employee should make sure to tick the declaration boxes. And thus, the employee has already raised a request to merge the EPF accounts. I hope this helps!
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Mutual Funds, Financial Planning Expert - Answered on May 26, 2024

Asked by Anonymous - Oct 31, 2023Hindi
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I had PF account under UAN number A1 in organisation A. I switched to organisation B and they created UAN B1. I raised transfer request from A1 to B1. Organisation A1 sent me annexure K saying pf is transferred. I then sent this to pf office saying plz send my amount to organisation B1. They say amount is transferred. B1 says they never received the amount. I raised this to pf department and now I am revolving between the two since 3 years. Now my UAN A1 shows no amount but UAN B1 does not show amount credited. How do I tackle this and get my money back?
Ans: Resolving PF Transfer Issues: A Step-by-Step Guide
Dealing with PF transfer issues can be frustrating, but with patience and persistence, we can work towards resolving the situation. Here’s a step-by-step guide to help you tackle this challenge effectively.

Assessing the Situation
Review Documentation

Verify all documents related to the PF transfer, including Annexure K and communication with both organizations and the PF office.
Check UAN Portal

Log in to the UAN portal to verify the status of both UAN A1 and UAN B1.
Contacting Concerned Parties
Organization A1

Reach out to organization A1 and request detailed information regarding the PF transfer status from their end.
Organization B1

Similarly, contact organization B1 and inquire about any updates or correspondence received regarding the PF transfer.
PF Office

Follow up with the PF office regarding the status of the transfer. Provide them with all relevant documents and communication details for their reference.
Escalating the Issue
Grievance Redressal Mechanism

If you encounter challenges in resolving the issue through regular channels, consider escalating the matter through the PF grievance redressal mechanism.
Online Grievance Portal

Lodge a formal complaint through the online grievance portal provided by the Employees' Provident Fund Organization (EPFO). Provide comprehensive details of the issue and attach relevant documents for reference.
Seeking Legal Assistance
Consulting Legal Experts

If the issue remains unresolved despite your efforts, consider seeking assistance from legal experts specializing in PF matters. They can provide valuable insights and guidance on further courses of action.
Legal Recourse

Explore the possibility of taking legal recourse to address the issue, especially if there are discrepancies or delays beyond reasonable timelines.
Maintaining Communication
Regular Follow-Ups

Maintain regular communication with all relevant parties involved in the PF transfer process. Follow up via email, phone calls, or in-person meetings to ensure continuous progress.
Documenting Communication

Keep detailed records of all communication exchanges, including dates, content, and outcomes. These records serve as crucial evidence in case of any disputes or escalations.
Ensuring Resolution
Persistence

Stay persistent and determined in your efforts to resolve the issue. Persistence often pays off when dealing with complex administrative processes.
Patience

While navigating through the resolution process, practice patience and remain optimistic about achieving a favorable outcome. These situations may take time to resolve, but perseverance is key.
Conclusion
Resolving PF transfer issues requires a systematic approach, effective communication, and perseverance. By following the steps outlined above and seeking appropriate assistance when needed, you can navigate through the challenges and eventually secure the transfer of your PF amount successfully.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

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Milind

Milind Vadjikar  | Answer  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 30, 2024

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Dear PF Experts, My daughter worked in 3 different organizations from 2011 to 2021 (one after the other without any gaps in service and without any overlaps also). She is not working now. When she was working in 3rd organization, she was able to get UAN. In this UAN, PF accounts of second organization and third organization are mapped/moved. Somehow, first organization’s PF account not moved to this UAN. My queries are:- 1) Can she move first organization’s PF account to the above UAN now? If so, what is the procedure to move? 2) Can she withdraw the full PF amount available in UAN now through online mode without moving first organization’s PF account to UAN and claim PF amount accumulated through first organization at a later date through offline mode? 3) Somewhere I read that even for claiming PF amount available in UAN, first we need to merge the accounts in UAN. Is it correct? When two accounts are already available in UAN, why merging is required? Not able to understand merging point clearly. If merging is required, how to merge the accounts? Or can she withdraw one after the other? It would be great if suitable advice / guidance is given to us. Best regards Murali Krishna
Ans: Hello;

Answers to your queries as given below:

1. Yes she may link First company pf with this UAN.

2. Yes, but it is advisable to withdraw entire pf in one go! The complexity of withdrawing from old pf account not linked to current UAN will only increase with time.

3. Merging multiple pf accounts under single UAN(active) is a simple online process(EPFO provides step by step guide on their website for the same, even other reliable resources are available). It is essential to do so before withdrawal.

Best wishes;

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Dear Sir, I did my BTech from a normal engineering college not very famous. The teaching was not great and hence i did not study well. I tried my best to learn coding including all the technologies like html,css,javascript,react js,dba,php because i wanted to be a web developer But nothing seem to enter my head except html and css. I don't understand a language which has more complexities. Is it because of my lack of experience or not devoting enough time. I am not sure. I did many courses online and tried to do diplomas also abroad which i passed somehow. I recently joined android development course because i like apps but the teaching was so fast that i could not memorize anything. There was no time to even take notes down. During the course i did assignments and understood the code because i have to pass but after the course is over i tend to forget everything. I attempted a lot of interviews. Some of them i even got but could not perform well so they let me go. Now due to the AI booming and job markets in a bad shape i am re-thinking whether to keep studying or whether its just time waste. Since 3 years i am doing labour type of jobs which does not yield anything to me for survival and to pay my expenses. I have the quest to learn everything but as soon as i sit in front of the computer i listen to music or read something else. What should i do to stay more focused? What should i do to make myself believe confident. Is there still scope of IT in todays world? Kindly advise.
Ans: Your story does not show failure.
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Dating, Relationships Expert - Answered on Dec 04, 2025

Asked by Anonymous - Dec 02, 2025Hindi
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My married ex still texts me for comfort. Because of him, I am unable to move on. He makes me feel guilty by saying he got married out of family pressure. His dad is a cardiac patient and mom is being treated for cancer. He comforts me by saying he will get separated soon and we will get married because he only loves me. We have been in a relationship for 14 years and despite everything we tried, his parents refused to accept me, so he chose to get married to someone who understands our situation. I don't know when he will separate from his wife. She knows about us too but she comes from a traditional family. She also confirmed there is no physical intimacy between them. I trust him, but is it worth losing my youth for him? Honestly, I am worried and very confused.
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I understand how difficult it is to let go of a relationship you have built from scratch, but is it really how you want to continue? It really seems to be going nowhere. His parents are already in bad health and he married someone else for their happiness. Does it seem like he will be able to leave her? So many people’s happiness and lives depend on this one decision. I think it’s about time you and your BF have a clear conversation about the same. If he can’t give a proper timeline, please try to understand his situation. But also make sure he understands yours and maybe rethink this equation. It really isn’t healthy. You deserve a love you can have wholly, and not just in pieces, and in the shadows.

Hope this helps

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