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Dr Nagarajan J S K

Dr Nagarajan J S K   |112 Answers  |Ask -

Health Science and Pharmaceutical Careers Expert - Answered on Aug 06, 2024

Dr Nagarajan JSK is an associate professor and former head of medical research at the JSS College of Pharmacy, Ooty.
He has over 30 years of experience in counselling students towards making the right career choices, particularly in the field of pharmacy.
As the JSS College placement officer, he has helped aspiring professionals prepare for and crack job interviews.
Dr Nagarajan holds a PhD in pharmaceutical sciences from the JSS Academy of Higher Education And Research, Mysore, and is currently guiding five PhD scholars.... more
Niladri Question by Niladri on Jun 30, 2024Hindi
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Career

My son is doing B.Pharm in BITS PILANI HYDERABAD and he is completed 2 nd semister. Please let me know about his placement opportunities as well as next future education which is given better opportunity.

Ans: Hi Niladri,
Greetings. It would be better to let him complete his PG in pharmacy and then consider placement. After completing UG, the package will be lower and there will be less growth, except in marketing.
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Dr Nagarajan J S K

Dr Nagarajan J S K   |112 Answers  |Ask -

Health Science and Pharmaceutical Careers Expert - Answered on Aug 10, 2024

Asked by Anonymous - Aug 04, 2024Hindi
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Sir. Good evening. My son is completing B. Pharm this year. What is the future opportunity in service life or in higher study ? Regards Soumitra
Ans: Hi Soumitra,

I hope this message finds you well! I don't have information about which college he is attending, the location, and his economic status. With this information, I can provide better suggestions for career options. However, most students tend to prefer pursuing a post-graduate degree in Pharmacy, with only a few opting for a management course.

I've discussed the career prospects after completing a B.Pharm with other readers, and I wanted to share the information with you for your reference.

After completing a B.Pharm, there are numerous career opportunities available:

1. Industry: Roles in drug and pharmaceutical production/manufacturing, quality control, quality assurance, regulatory affairs, and marketing.
2. Academic: Opportunities as a lecturer in both government and private colleges.
3. Government Jobs: Positions such as drugs inspector and junior analyst.
4. IT Industry: Jobs as a medical scribe or in medical/scientific writing.
5. Pharmacist: Opportunities as a community pharmacist or a hospital pharmacist.
6. International Opportunities: Working as a pharmacist in Gulf countries like Dubai, Qatar, and Oman.
7. Higher Education: Pursuing M.Pharm with over 15 specializations available, Pharm D (PB), or an MBA.

If you could share the additional details, I would be able to offer more support and make further suggestions.

..Read more

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Milind

Milind Vadjikar  |94 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 10, 2024

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Hi, My name is Kunal, I am 38 years old and my wife is 30 years old. I will be retired at the age of 60. I have two kids, a boy(9 years) and a girl(3 years). My basic is 57000 and I get 3% annual increment on basic. My take home salary is 48000. I have PPF(12500/M), SSY(2000/M) and LIC(5850/M) and our monthly expenses around 20000. I want to buy a home, children's educational expenses and my retirement goals are 1 Cr. Can you give a valuable strategy, how and where to invest to get my all goals?
Ans: I presume you have endowment type life insurance policy from LIC, the returns from which are not up to the mark. If you can surrender it and take a term insurance plan then you can still save around 50K annually after factoring Term Plan premium of 20K pa, considering your current annual payment to LIC of ~70K. That translates to investible surplus of 4K + current monthly disposal income after expenses: 7K, So 11K SIP can be initiated. 4K SIP for 15 years will led to corpus of 22L+(13%return assumed) for daughter's education

If surrendering the LIC policy is not an option then you can still deploy the current balance of 7K + incremental disposable part of salary each year into a SIP for 22 years considering conservative return of 13% it can still build a retirement corpus of 1Cr+ as desired.

You can fund son's higher education through PPF but for daughter's education you need to hike investments in SSY also to 1.5L pa and for house you will need to find home loan(Use EPF partial withdrawal towards down payment)

Here it pertinent to note that you may need to increase your income in some way maybe either job change or spouse working so to have additional funds to invest for your goal fulfillment. Happy to help if you have any further queries.

...Read more

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