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Should My Daughter Drop Out of College After Health Concerns and Failing Courses?

Radheshyam

Radheshyam Zanwar  |1153 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 03, 2024

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more
Asked by Anonymous - Jul 20, 2024Hindi
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My daughter is in a big mess She got 96 in SSC & 89 in HSC ( during pandemic ) she took BMS but opted out next year, 2 yrs back she took psychology Her French is not cleared in 1st year & English in 2nd year. Now as per rules she cant continue She has health issues PCOD & she faint some time due to stress, Pls help

Ans: Hi. Your daughter faced many problems at an early age. Looking her scores, it seems that she is talented. Why she opted out of BMS and took psychology is not clear from your question. Is anybody recommended this to you or your daughter? If, as per rules, she can't continue the studies and have health issues, then first you about her likings. There are many short-duration diploma courses which helps students to stand and earn. e.g. Fashion designing, jewelry design, Interior desion, etc. Take the help of psychiatrists if possible to release the stress from her mind.

Radheshyam Zanwar, Aurangabad (MS)
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49 years old female school teacher. I want to invest ?5 lakh lumpsum that would fetch me good returns in 2 or 3 years. Please suggest a good investment avenue. I need this amount to fund my son's education who is in grade 9 right now. Apart from this, I also tried my hand in MF- I invest ?15k every month in SBI Bluechip fund direct, 10k in Canara Rebeco Bluechip fund direct, 5k in UTI NIFTY Index Fund direct, 5k in Axis midcap growth direct plan, 5k in Mirae asset largecap fund direct, 20k in NPS monthly. Apart from this, i had also invested ?1 lakh lump sum in SBI equity hybrid fund ?1 lakh, axis multicap direct fund ? 1 lakh, and quant small cap direct plan ?50,000. None of the last three lumpsum investments are doing well. They are showing negative returns. I have three questions for which i am looking answers for: 1) where should i invest lumpsum of ? 5 lakh now 2) the three lumpsum investments in quant smallcap, axis multicap and sbi equity hybrid - should i continue remaining invested 3) are the monthly sips and nps investments amounting to ?55 fine. I intend to work for another 5-6 years.
Ans: Hello;

1. It is advisable to invest lumpsum of 5 L in a nationalised bank FD. Considering the fact that your kid may enter higher education in 3 years it is not apt to subject it to market vagaries.

2. If you are prepared to hold your lumpsum investments for 5 year+ horizon then no need to worry about short term negative return.

3. Monthly sip's and NPS investments look good.

Happy Investing;
X: @mars_invest

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