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Aashish

Aashish Sood  |127 Answers  |Ask -

CAT, Management Expert - Answered on Nov 27, 2025

Aashish Sood is an IIM-Lucknow alumnus who has been teaching maths and quantitative aptitude to MBA aspirants for over a decade.
He also mentors management student hopefuls for the group discussion and personal interview rounds that follow competitive examinations.
He has appeared for CAT seven times since 2016 and scored in the 99.9 percentile.
Sood has 16 years of work experience as a management consultant, strategy consultant and research associate.... more
Eswara Question by Eswara on Nov 26, 2025Hindi
Career

I am a CSE student did I can be as a BANK MANAGER in future

Ans: absolutely ok.

you would just need to put in a bit more effort that students with commerce background
Career

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Shekhar

Shekhar Kumar  | Answer  |Ask -

Leadership, HR Expert - Answered on May 20, 2024

Listen
Career
Hello sir. I am 26 years old woman and i am unemployed. I am preparing for bank exams but yet not qualified any. I sat for SBI Clerk and didnt made it. My parents are saying that Bank is not a good option for women because of work pressure , transfer and working hours. Ans they have given me only 2 years else they gonna get me married. some of my friends got in bank one got in IIM and i feel i am out of track. PLease help me with this. i really am looking forward to work as a manager in bank but im scared of all this. Please guide. thank you
Ans: It's understandable that you're feeling stressed and uncertain, given the pressure from your family and the challenges you're facing. Think about other career paths that might also align with your skills and interests. This could include roles in finance, administration, or other fields where your banking preparation might be valuable. Identify where you fell short in previous bank exams. Develop a detailed study schedule that includes daily goals, practice tests, and regular revisions. Focus on your weak areas while reinforcing your strengths. Have an honest conversation with your parents about your career aspirations and the steps you are taking to achieve them. Explain the commitment and passion you have for working in a bank. Discuss potential compromises, such as exploring banking roles that have more stable locations or considering other positions in financial institutions that may offer similar career growth without frequent transfers. Focus on your preparation, and try not to compare yourself to others. Everyone has their own pace and path to success. Practice stress-relief techniques like meditation, exercise, or hobbies that help you relax and stay positive. Reflect on what you want in life, and don’t rush into marriage solely due to external pressure. It’s essential to find a partner who supports your career ambitions. By focusing on your goals, improving your preparation strategy, and addressing your family's concerns with understanding and communication, you can navigate this challenging period and work towards achieving your dream of becoming a bank manager. Stay determined and proactive, and remember that your career is your journey.

..Read more

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Anu

Anu Krishna  |1780 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 02, 2026

Anu

Anu Krishna  |1780 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 02, 2026

Asked by Anonymous - Mar 20, 2026Hindi
Relationship
My husband suspects I am having an affair with my neighbour. When he is away, sometimes my neighbour helps me fix things at home because his wife and I are good friends. When i make something nice, I offer it to him as well. His wife also comes home and we chat during lunch or have coffee together. But he chooses to only talk about my friendship with the male neighbour. I always leave the door open to avoid any suspicion but this has been leading to daily arguments at home. How do I fix this situation without hurting my friendship?
Ans: Dear Anonymous,
Obviously, what is not seen can only be imagined and your husband is imagining a story that is filled with doubt and suspicion.
One way that you can ease this:
- call your neighbor home for a light chat when your husband is at home
Let your husband see for himself what actually is the real deal...as you do this, I would also suggest that you reflect on why there is so much insecurity in your husband...what makes him have these suspicions?
Today, you are in a position to actually ease his doubts, but if this becomes a habit, it is just fueling his behavior even more and there maybe a time in the future when there will be no way in which you can prove your innocence, what then?

So, this one time to maintain peace at home, do this BUT please work on trust issues within the marriage; it can be a deal breaker...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Ramalingam

Ramalingam Kalirajan  |11101 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 02, 2026

Money
Sir,I wants to Know using MF Portfolio Overlap Calculator Online, what is the Range of Overlap is Permissible /Acceptable for Good MFs .i.e Canara Large Cap and Nippon Large Cap,Overlap calculator show high % of overlap,What is the General Acceptable Range of Overlap we need to Keep as All MF are Same Stock Like HDFC,RIL,Infosys,etc Please explain.
Ans: You are asking a very thoughtful question. Checking portfolio overlap shows you are focusing on quality diversification. This is an important step in building a strong mutual fund portfolio.

» What Portfolio Overlap Means

Portfolio overlap shows how many stocks are common between two funds
Large cap funds often hold same top companies
Stocks like large private banks, IT companies and energy companies appear in many funds
So some overlap is normal and unavoidable

Overlap is not always bad. Excessive overlap reduces diversification.

» Why Large Cap Funds Show High Overlap

Large cap universe is limited
Most funds invest in top 50 or 100 companies
Fund managers prefer stable leaders
Therefore same stocks appear repeatedly
Hence large cap funds naturally show higher overlap

So high overlap in large cap category is common.

» General Acceptable Range Of Overlap

Below 30 percent – Very good diversification
30 to 50 percent – Acceptable and manageable
50 to 60 percent – Slightly high, review required
Above 60 percent – Too high, avoid holding both

This is a practical guideline, not a strict rule.

» Your Example Assessment

Two large cap funds usually show high overlap
Both invest in same top companies
Holding two similar large cap funds adds limited value
It increases duplication without improving diversification

Better to keep only one strong large cap fund.

» When High Overlap Is Still Acceptable

If investment styles are different
If one fund is more concentrated
If performance consistency is strong
If risk management differs

But in most cases, two large cap funds behave similarly.

» Better Portfolio Structure

Keep only one large cap fund
Add one flexi-cap or multi-cap fund
Add one mid-cap fund for growth
This reduces duplication
Improves diversification naturally

This structure is more efficient.

» What To Avoid

Holding multiple funds from same category
Selecting funds only based on past returns
Ignoring overlap completely
Frequently switching funds

Portfolio simplicity improves results.

» Finally
Some overlap is normal, especially in large cap funds. But when overlap crosses around 50 percent, it reduces diversification benefit. Instead of holding multiple similar funds, keeping fewer well-chosen funds gives better balance and clarity.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

...Read more

Nayagam P

Nayagam P P  |10964 Answers  |Ask -

Career Counsellor - Answered on Apr 01, 2026

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