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Nayagam P P |3930 Answers |Ask -Follow

Career Counsellor - Answered on Oct 24, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Question by Faisal on Oct 20, 2024Hindi

Career

I am commerce students graduated from 12 in 2022 ans started preparing for ca but I'm not able to clear ca and my family is saying ti start going college take admission in bca what's should i do, should i start college at 20 or not

Ans: Faisal, please never become discouraged by the failures that everyone experiences. And aging is not a barrier to studying. Recently, it was reported that an 80-year-old man enrolled in a postgraduate course at an open university, despite the fact that he was well-established after working as a faculty member in a polytechnic for more than 30 years and having approximately 15 qualifications. His words were: "Till my last breathe, I do not want to waste my time" . It is best to pursue a graduate in which you are interested and confident that you will be able to develop a successful career. If you believe that pursuing BCA is a good option, go ahead with it. Have faith in yourself, continue to improve your talents even as you pursue your graduation, and conduct extensive study in your field to land a job right after graduation. All the BEST for Your Prosperous Future.

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Nayagam P P |3930 Answers |Ask -Follow

Career Counsellor - Answered on Aug 07, 2024

Asked by Anonymous - Jul 08, 2024Hindi

Career

Sir , my name is zainul khan. I am recently done my class 12th in 2024 with PCM . I got 91.4% in my 12th board. The issue is that I didn't give any entrance exam for college's because of some false advice my class 12th teacher give me . He said that you have to tottly focused on your 12th board and for college you took 1 year drop and in that year you have to prepare for exam like jee etc . At that time I tottly believed in his words but now the problem is I am already 19 and if I take drop than I am 20 in my first semester of college and 21 in my second semester. I am really confused what should I do . I am interested in doing btech in cse . Guide me.

Ans: There are 3-Options:

Option-1: Some students take even 2-drops. You can take a drop but already this month is August and the 1st JEE will be conducted by January-February for which you have only / hardly 6-7 months to prepare. Slightly difficult to get a good percentile/rank in JEE-M & JEE-A.

Option-2: Try to get admission into BTech-CSE with any Tier-2 Private local college or in any college in and around your State with your 12th Board marks. Some colleges might consider.

Option-3: To go for a Management Quota Seat which will be costly depending upon the college you choose.

All the BEST for Your Bright Future.

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Pradeep Pramanik |186 Answers |Ask -Follow

Career And Placement Consultant - Answered on Aug 02, 2024

Question by Simran - Jul 17, 2024Hindi

Career

Sir i am 25 years old girl and my bcom has completed in 2020.since i was preparing for banking exams but unfortunately could not clear now i want to do ca inter. Is this right to start ca at this age.plz reply.

Ans: Dear Ms. Simran,
Once you decide and start your preparation with full dedication , you can clear CA too why you are thinking only about CA Inter . However , before you start your next move , I wish to suggest a few points like , Pl. assess your strengths & weaknesses .Pl. Plan your study and daily routine accordingly since CA is one of the toughest exams like CAT & JEE or NEET or UPSC . As you have wasted almost 4yrs in Banking exams and unfortunately couldn't clear . You have to work very hard . If fund permits you may join any good CA coaching institute. Best of luck

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Prof Suvasish Mukhopadhyay |179 Answers |Ask -Follow

Career Counsellor - Answered on Nov 27, 2024

Asked by Anonymous - Nov 25, 2024Hindi

Career

Hello Sir , I am 52 yrs old man , working in Govt. Project (Mission) as State Mission Manager , I am Bsc.IT and have EMBA in Project Management & Information technology (Dual) . Now my query is I want to expertise in some good field.. but didn't know in which field ?? please suggest

Ans: The present day demand is AI and Machine learning. Please go for a certification course for AI and Machine Learning. Only see that the course taking organization must have collaboration with some reputed IIT. Best of luck. GOD BLESS YOU DEAR. Professor......................:)

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CAT, XAT, CMAT, CET Expert - Answered on Nov 27, 2024

Question by havoc - Nov 26, 2024Hindi

Career

I have completed M.Tech in Biotechnology.I like to work in R&D department in a biopharma company.Thereafter gaining experience,I have a plan to do PhD,so that I can get back to Industry side again.But most of the R&D jobs will get filled by reference.What can I do in such a case?

Ans: If you are interested in RnD then continue with your plan. If you do well you should land up with good openings. Need not worry about jobs with reference as there will be lot of vacancies that will be available.

Patrick Dsouza |866 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Nov 27, 2024

Asked by Anonymous - Nov 27, 2024Hindi

Career

Presidency University or AIMS Peenya which is good for MBA???

Ans: Not heard of either. Check the placements and talk to the students of the college before you take a decision.

Prof Suvasish Mukhopadhyay |179 Answers |Ask -Follow

Career Counsellor - Answered on Nov 27, 2024

Question by Dolly - Nov 25, 2024Hindi

Career

Im Currently Studying in 2nd year in a 3rd tier college intrested in coding language like Sql, power bi ,Networking and my specialization is cybersecurity which i like but not os and linux can i get help with roadmap what can i do to be placed with higher salary??

Ans: If you know your subject well and love it then automatically you will be rightly placed. Be in touch with me. Just follow me. Best of luck. MAY GOD BLESS YOU. Professor................................:)

Prof Suvasish Mukhopadhyay |179 Answers |Ask -Follow

Career Counsellor - Answered on Nov 27, 2024

Question by Ravi - Nov 25, 2024Hindi

Career

Dear Mr Suvasish,my son is 23 years old and done his B.Tech from Symbiosis,Pune. After that,he worked for one year with an IT company.Now he is planning to do MBA IT.My question is what are the opportunities for MBA IT and any good college you can suggest in Mumbai/Pune for MBA IT. Thanks in advance.

Ans: MBA IT is surely a good option. I am not entitled to suggest any college. Let him talk to his seniors and batchmates. He can seek suggestions from his professors also. Apart from that let him search for good colleges in net. Best of luck to him. MAY GOD BLESS HIM. Regards. Professor

Prof Suvasish Mukhopadhyay |179 Answers |Ask -Follow

Career Counsellor - Answered on Nov 27, 2024

Question by Raju - Nov 27, 2024Hindi

Career

Sir, my son is in last year of bsc chemistry, now he wanted to change his stream from bsc chemistry to IT. For that he plan to pursue certificate course at IIT mandi in minor computer science, then certificate course in cloud computing at IIT. Will this certificate course will help him to get the good job in IT sector? Or is there any other way to enter into IT sector for non IT background student?

Ans: Good question. Yes, this certificate course will definitely help him to get a good job in IT sector. One more certificate course is must. That is for AI and ML. He will surely succeed. Only B. Sc Chemistry is not enough. He has taken good decision. Best of luck. Just follow me. GOD BLESS YOUR SON. Regards. Professor

Milind Vadjikar |709 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Nov 27, 2024

Asked by Anonymous - Nov 24, 2024Hindi

Money

I am 66 years old and retired in 2019 with a retirement settlement corpus of 70 lakhs. I also inherited 50lakhs. I own a flat in MP valued at 1.4 cr. This is mortgaged as collateral for my daughter's international education to the tune of 32 lakhs. I also own a flat in mumbai worth 2.4 crores and another small real estate investment worth 25 lakhs. Due to improper investments and no income for last five years and also the fact that I have been living in MP while my wife with two adult kids was living in mumbai, we have consumed most of the corpus on living and managing two homes and now have only about 40 lacs in savings.. We dont have any other loans. My wife has to take care of her 85 yr old mother who has willed my wife her flat located in another city which is worth 1.2 crore and has about 50 lacs in FDs... Please advise on what is the best way ahead to secure our future and most important, generate a monthly income.

Ans: Hello;

Prudent fiscal planning and discipline is very important in retirement.

Your family may stay together for cost optimization and avoiding duplication of expenses.

The other property may be sold, after releasing encumbrances, if any.

You may buy immediate annuity from a life insurance company from the proceeds of property sale to get monthly income as per the annuity rate offered by the insurance company.

Later you may sell inherited property to boost your annuity income.

Best wishes;

Samraat Jadhav |2101 Answers |Ask -Follow

Stock Market Expert - Answered on Nov 27, 2024

Asked by Anonymous - Nov 27, 2024Hindi

Money

are these shares good for long term Suzlon IRFC Tata gold Bharat Forge HUL Nerolac trend Gujrat chemical Tata gold Coal india

Ans: HUL, Nerolac, Trend, Coal India. I did not understand what you mean by tata gold?

Milind Vadjikar |709 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Nov 27, 2024

Asked by Anonymous - Nov 23, 2024Hindi

Money

I am 45 yrs . I have 70lacs ppf 135 invested in others business 10 emergency fund 9 lacs home loan. Annual salary of 36 lacs and icome of 6 lacs from invest in thers business I have a daughter 11 yrs old . My expenses are 9 lacs annually. How do i go about to create a corpus fo 15 crore . I intend to retire at 54 yrs

Ans: Hello;

You may begin a monthly sip of 2.5 L into a combination of pure equity mutual funds and top it up each year by minimum 22% to achieve 15 Cr target in 10 years, including PPF value of 1.38 Cr after 10 years.

It top up is not possible then the flat monthly sip of 2.5 L will have to continue for 15 years (delaying retirement) to reach the intended corpus of 15 Cr, including PPF value of 1.93 Cr, after 15 years.

The value of your business is not factored into this working.

The current monthly expenses of 75 K will be 1.34 L after 10 years and 1.8 L after 15 years considering inflation of 6%.

But your target corpus is more then enough to generate monthly income (Annuity & SWP Mix)much more than your monthly expenses after 10 or 15 years.

Happy Investing;
X: @mars_invest

Dr Nandita Palshetkar |15 Answers |Ask -Follow

Gynaecologist, IVF expert - Answered on Nov 27, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Health

Hello Doctor, I am 36 year old and will be turning 37 in next april. I am married for last 5 years. I wanted to have kids. But last form 2 years i am not keep my health up and also because of husband hetic job schedule we are not to able plan. I undergone some test Vitamin D is 20, Thyroid is 7 .25 and AMH is 1.69. AMH test was conducted un 2023. My current weight is 69kg. I taken 2 months medicine for vitamin D . One vitamin d tablet daily and one syrup once in a week for 8 weeks. I am also taking thyroxin 50 mg daily. I have took folic acid medicine for 2 months. Doctor is said i have very less time to conceive due to less AMH level. But i have more concern that is my weight. I am not happy with my weight. I want to know first i should try to for baby or first i should loss some weight. I am in delima. Its is giving me lot of stress.

Ans: Hello noted
Since you are 36 years and gonna turn 37
Amh is 1.67
And weight 69
So, considering your age and amh being 1.67 one year back, we need to repeat your AMH. Amh is supposed to reduce with age, it means the egg forming capacity of the ovary diminishes with age.
So, you need to focus of conception. At the same time, you can do exercises and dietary changes to reduce your weight
Let both happen hand in hand
And yes, correction of vitamin D, tsh is needed
Have nutritious food, antioxidants, proteins in your diet
Have supplements which help in improving the quality of eggs.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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