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Seep

Seep Pahuja  | Answer  |Ask -

NEET-UG Expert - Answered on Apr 04, 2023

Seep Pahuja is a biology expert and faculty at Unacademy, an online learning platform. A GATE-qualified teacher, Pahuja has approximately 10 years of teaching experience including online coaching for the medical entrance examination and for Classes 11 and 12. She is a gold medallist with a master's degree in science from Guru Nanak Dev University, Amritsar, and has a bachelor of education degree from Maharshi Dayanand University.... more
Susheel Question by Susheel on Mar 03, 2023Hindi
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Career

I want to clear neet become a MBBS doctor in neurologist surgeon so guide you may how to achieve our goal I hope you give me suitable guidance You are my favourite biology teacher Your become my mentors

Ans: It is great that you have a clear aim and a strong desire to become a Neurosurgeon. To achieve this, you need to prepare for NEET UG and secure admission into a reputable medical college. Once you complete your MBBS, you will need to pursue MD/MS in Neurosurgery. For NEET UG preparation, it is important to focus on NCERT-based studies of Physics, Chemistry, and Biology. You should always aim to understand the concepts thoroughly and solve previous year's questions (PYQs) as well as attempt mock tests. Consistent efforts in studying all 97 chapters will significantly increase your chances of getting admitted into a good medical college.

I wish you the best of luck in your pursuit of becoming a successful Neurosurgeon.
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Harsh

Harsh Bharwani  |56 Answers  |Ask -

Entrepreneurship Expert - Answered on Jul 04, 2023

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Career
Currently i am bsc biotect 2 year student As i always wanted to be a doctor i will become 20 after a month as my parents are not allow to drop and i feel depreessed after 3 bad results and now I can't decide what to pursue neet or biotect i always kneen in mbbs but i always manage to score 8-9 cgpa in biotect without much effort what should you suggest and the thing is that i always fascinated about neurology ,neuroscience things but i can't understand now will you help me
Ans: I understand that you're currently a second-year BSc Biotechnology student and you've always had a desire to become a doctor. However, you've been experiencing difficulty and feeling depressed after receiving three bad results. You're unsure whether to pursue NEET (National Eligibility cum Entrance Test) for medical school or continue with your Biotechnology studies. Additionally, you have a fascination with neurology and neuroscience but are having trouble understanding your current situation. I'll do my best to provide guidance.

1. Assess Your Academic Performance: Take a moment to reflect on your academic performance in Biotechnology. Although you mentioned scoring well with 8-9 CGPA, consider whether you genuinely enjoy the subject and have a passion for it. If you're finding Biotechnology to be more effortless compared to your interest in medicine, it's essential to weigh your options carefully.
2. Research Medical School Requirements: Look into the requirements for medical school admission, including NEET, to understand the criteria, eligibility, and preparation needed. Find out the deadlines, syllabus, and any other relevant information regarding the entrance exam. This will help you make an informed decision based on your capabilities and readiness.
3. Explore Alternative Pathways: If pursuing medicine through NEET seems challenging at the moment, consider other pathways within the healthcare field that align with your interests. Neurology and neuroscience offer various career opportunities beyond medical school, such as pursuing research, becoming a neuroscientist, or working in related healthcare roles. Research these alternative paths and see if they resonate with you.
4. Seek Guidance: Talk to academic advisors, mentors, or professionals in the medical and biotechnology fields. They can provide valuable insights and guidance based on their experience. Discuss your concerns, aspirations, and academic performance with them to gain perspective and clarity.
5. Reflect on Your Motivation: Understand your motivations for wanting to become a doctor and how it aligns with your fascination for neurology and neuroscience. Consider the challenges and sacrifices involved in pursuing a medical career. Reflecting on your true passion and drive can help you make a decision that brings fulfilment and satisfaction.
6. Focus on Self-Care: It's crucial to prioritize your mental and emotional well-being during this decision-making process. Take care of yourself, seek support from loved ones, and consider talking to a counsellor or therapist if you're experiencing depression or anxiety. Taking care of yourself will allow you to make decisions from a place of strength.

Remember, this decision is ultimately yours to make, and it's important to choose a path that aligns with your passion, strengths, and aspirations. Give yourself time, gather information, and seek support from those around you. Trust in your abilities and make a decision that feels right for you.

..Read more

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Anu

Anu Krishna  |838 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 03, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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Hi ma’am My family is not accepting my boyfriend as he is not well settled and doesn’t have any savings. His parent are also divorced and father has a second marriage. The first children custody is still with parents however my boyfriend and his brother live with his mother. He is 5 year younger than me. My family is not accepting my relationship and showing me new proposals every day. To borrow some time i am just refusing the proposal my giving some excuses but now they know that i am still not out from him and waiting for him to get settled. Kindly let me know how can i convince my family to accept my relationship. My boyfriend is working day and night to get settled and have a good account balance. Please advise.
Ans: Dear Anonymous,
If your daughter came to you with the same situation, how would you advise her?
Would you not tell her your concern that she is actually choosing someone who may not be able to support her when she goes on maternity leave? Would you not tell her that coming from a broken family, she may have to take care of her boyfriend and possibly parent him on different occasions? Your parents are only concerned for you and are unable to tell you what they are worried about. Put yourself in their situation and tell me that you will not be worried.

At the same time, I do get your frustration. What you can do is to work on your parents' concerns and buy time till your boyfriend manages to settle down. And it seems like he is doing all that he can to be in their good books. And that's the only way you can get them to accept him. Wait patiently and don't put him under pressure. Instead be supportive and at the same time, you continue to work and be independent as well.

Never try to convince someone who does not want to be convinced but instead work on how they can accept him by addressing their concerns.

All the best!

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Ramalingam

Ramalingam Kalirajan  |1318 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 03, 2024

Asked by Anonymous - Jan 29, 2024Hindi
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Money
Hi Sir. I am 29 years old and have a saving of 5lac now so I want to invest it in lumpsum SIP for 10 years. Could you please suggest me which fund would be better including small, mid and large where I can get over 25 returns
Ans: Investing a lump sum in SIPs for 10 years is a wise move towards building wealth. Considering your age and investment horizon, here's a diversified portfolio suggestion that includes exposure to small, mid, and large-cap stocks:

Large-Cap Fund: Invest a portion of your funds in a reputable large-cap fund known for its consistent performance and stability. Large-cap funds invest in well-established companies with a track record of strong earnings and market leadership.
Mid-Cap Fund: Allocate another portion to a mid-cap fund, which focuses on companies with medium market capitalization. Mid-cap stocks have the potential for higher growth than large-cap stocks but come with higher volatility.
Small-Cap Fund: Lastly, invest in a small-cap fund to capture the growth potential of smaller companies. Small-cap stocks can be more volatile but offer the possibility of significant returns over the long term.
Ensure to select funds with a proven track record, experienced fund managers, and low expense ratios. While aiming for over 25% returns is ambitious, it's crucial to remain realistic and consider the associated risks. Diversification across different market segments can help mitigate risks and enhance potential returns.

Consulting with a Certified Financial Planner can provide personalized advice tailored to your financial goals and risk tolerance. They can help you select suitable funds and construct a well-balanced portfolio aligned with your investment objectives.

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Ramalingam

Ramalingam Kalirajan  |1318 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 03, 2024

Asked by Anonymous - Jan 28, 2024Hindi
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Money
Hi I'm investing 1500 in nifty mid cap 150 index, 1000 in nifty next 50 index and 500 in nifty 50 index. 100 percent passive investment fpr long term. Any suggestions with allocation or diversification?
Ans: Here's a breakdown of your current portfolio and some thoughts on active vs. passive investing:
Current Portfolio:

Nifty Midcap 150 Index (1500): This is a good way to gain exposure to mid-sized companies in India.
Nifty Next 50 Index (1000): This provides exposure to companies on the cusp of joining the Nifty 50, potentially offering higher growth.
Nifty 50 Index (500): This offers diversification with large, established companies.
Overall, your portfolio is leaning towards a growth strategy with a good focus on mid-cap and small-cap companies. This has the potential for higher returns but also comes with higher risk.

Active vs. Passive Investing:

Active Funds: These are managed by professionals who try to outperform the market by picking winning stocks. While active management can be successful, studies show that over the long term, a large percentage of actively managed funds underperform their benchmark index. The fees associated with active management also eat into returns.

Passive Funds (Index Funds): These track a market index, like the Nifty 50. They offer lower fees and historically, tend to match or outperform a significant portion of actively managed funds. This makes them a good option for long-term investors who don't want to spend a lot of time managing their portfolio.

Here's why your current approach with index funds is a good strategy for long-term investing:

Low Cost: Index funds have minimal fees, allowing you to keep more of your returns.
Diversification: You're already diversified across different market segments, reducing risk.
Long-Term Focus: With a long-term outlook, riding out market fluctuations is easier, and index funds tend to perform well over time.
Here are some additional thoughts:

Asset Allocation: Consider your risk tolerance and investment goals. You could adjust your weightings between the Nifty 50, Next 50, and Midcap 150 to achieve your desired risk profile.
Rebalancing: Periodically rebalance your portfolio to maintain your target asset allocation.
Ultimately, the decision of active vs. passive is yours. However, for a long-term investor with a focus on low costs and diversification, a passive approach with index funds is a well-supported strategy.
Lastly, if you're open to exploring active funds, consider consulting with a professional Mutual Fund Distributor (MFD) with Certified Financial Planner (CFP) credentials. They can provide personalized advice and recommend active funds that have the potential to outperform their respective indices over time.

...Read more

Ramalingam

Ramalingam Kalirajan  |1318 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 03, 2024

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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