Which Indian college should I choose for my child, who is a foreign citizen and eligible for admission via SAT?

Ans: Kavi, you have correctly identified that HR necessitates extensive knowledge, as Recruitment and Staffing are merely one of its many functions. Furthermore, the process of identifying and securing the most suitable candidates for the organization has become progressively more complex due to a range of factors. It is advisable to explore HR Recruitment opportunities through LinkedIn Job Alerts. The lack of supplementary skills, knowledge, or certifications in HR is a significant reason for the rejection of your resume. Kindly refine your resume by incorporating relevant keywords. For guidance on creating an effective resume, please visit my YouTube channel, edujob360, at your convenience and prepare your resume accordingly. Furthermore, you have the option to enroll in an IT Certification Course, available in both in-person and online formats, through a recognized institution. It is essential to conduct comprehensive research on the course curriculum, job guarantee or assistance, reviews of the course or institution, fees, course duration/times, and other pertinent factors before enrolling in any certification course, whether online or offline. All the BEST for Your Prosperous Future.

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Ans: It is best to stay in sales and take any online certification course offered by reputable online coding platforms. Please add job alerts about coding jobs to your LinkedIn account if you have one so that you may stay up to date on the latest trends in the job market and advance appropriately. You will benefit greatly from frequenting LinkedIn. You can also attempt any offline certification by going to classes on the weekends or in the evenings. Do extensive research on the course curriculum, job guarantee or assistance, reviews of the course or institution, fees, course duration/times, etc. before enrolling in any certification course, whether online or offline. All the BEST for Your Prosperous Future.

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Ans: Hello;

You may consider following funds for investing towards your daughter's education:

1. ICICI Prudential child care fund(gift plan)

2. HDFC Children's gift fund

3. SBI Magnum Children's benefit fund(Investment plan)

They have 5 year lock-in.

Happy Investing;

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Ans: Yes. Any State or CBSE or ICSE or International Board Students are allowed to appear for JEE. All the BEST for Your Prosperous Future.

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Ans: Maximum 2 attempts are allowed. If you have attempted once, one more chance you will get. All the BEST for Your Prosperous Future.

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Ans: Hello;

Even savings accounts are not absolutely safe because they do have default risk. (Particularly co-operative and private banks).

If it is savings account with a Govt owned bank then the default risk may be nil but the bigger risk in this case is your money is losing its purchasing power since it may be drawing 3.5-3% interest while inflation is rising annually by around 6%.

I propose to you two type of mutual funds:

1. Arbitrage type of mutual funds:
Arbitrage funds are mutual funds that seek to profit on price differentials in the derivatives and cash (or spot) markets by engaging in simultaneous buy and sell transactions in cash and futures markets.

Since they have simultaneous buy & sell positions in the equity market, the risk is low.

2. Gilt type mutual funds:

Gilt funds are type of debt mutual funds that only invest in central or state government securities so default risk is nil, but interest rate risk is there.
Hence they have moderate risk.

But if you are not comfortable with these options then you may check with some banks which offer flexi FD feature on their savings account.

The money remains readily available to you at the same time earns slightly more then the savings account interest rate. ICICI, Kotak and Axis banks offer this feature but you need to check for SBI or other banks.

Happy Investing;

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Ans: Hello;

I would suggest you to not remove money from EPF for investments into mutual funds.

Any how EPF corpus has 15% exposure to equity market(through index funds) slated to be increased to 20%.

After fulfilling your household needs if you surplus income which you would like to invest then you may begin with a 5 K sip into HDFC balanced advantage fund (Growth) for 3 years to begin with.

Happy Investing;

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Ans: Hello;

These may be handled through L&T Financial Services.

You may search their website for your query.

We can't give any email/phone number in answers.

Thank you for your kind understanding!!

Best wishes;