Bits goa ece bits hyderabad ece NIT kurukshetra cs Which would be better?

Ans: Don't jump from frying pan to fire.. Understand reverse engineering can cause more damage than good.

A career change in commerce and accounting after doing a diploma in Engineering could not be helpful.. Instead a diploma or degree in business management would be more like it.

However if you need professional advice happy to assist... https://m.me/maxim.emmanuel.2024

Ans: The pursuance of your acting should not be a problem if your employer has no objections in you joining a professional school of acting and drama.

However if you want professional advice... Happy to Assist..
https://m.me/maxim.emmanuel.2024

Ans: Please go by aptitude and ability of the student and his taste for the subject, not the admission %age of the stream and the education institution.

Going to another city just for this is not prudent and advisable.

If you need more professional assistance... https://m.me/maxim.emmanuel.2024

Ans: I understand your predicament and the situation you are in because of your medical contingency.

I however know that there are Teacher's who teach sitting as they are physically challenged .

I don't know if you are unemployed at present to advise you further.
The fact you are apply to tutorial Portals ...as a standby or immediate requirement...!

If you need professional help, happy to assist.. https://m.me/maxim.emmanuel.2024

Ans: It's important to realise that any study effort needs time and dedication from the student not to just pass but master the curriculum knowledge.

I have left with you the thought don't clutter and confuse yourself, understand what's your aptitude and ability and accordingly... Realise whether it's a hindrance for you.

If you need further professional advice happy to assist... https://m.me/maxim.emmanuel.2024

Ans: It's important to realise that choosing any education should be based on the ability of the student to acclimatise with the environment your ability to bear the expenses of that education institution, last but not the least the education institutions placement record.

Having given you the parameters do the due diligence.

If you need more professional assistance ...https://m.me/maxim.emmanuel.2024

Ans: It’s great that you have Rs. 10 lakhs in your NRE account. Having this liquidity gives you a lot of flexibility. Let’s explore your options to grow this money effectively while balancing safety and potential returns.

Understanding Your Situation
You mentioned you do not need this money for six months. That gives you a short-term investment horizon. We need to consider both safety and potential returns.

Mutual Funds: A Balanced Approach
Mutual funds can be an excellent option. They offer diversification, which spreads risk across various assets. Since you are looking for a short-term investment, we should focus on categories suited for shorter horizons.

Types of Mutual Funds for Short-Term Investment
Liquid Funds:

These are ideal for short-term investments. They invest in very short-term debt instruments. They offer higher returns than savings accounts and are relatively low risk.

Ultra-Short Duration Funds:

These funds invest in debt instruments with slightly longer maturities than liquid funds. They offer a balance between safety and returns.

Short-Term Debt Funds:

If you can extend your investment horizon slightly beyond six months, short-term debt funds are worth considering. They invest in debt instruments with maturities of one to three years.
Arbitrage Funds:

These funds exploit price differences in different markets. They are relatively safe and provide returns comparable to short-term debt funds.

Money Market Funds:

These invest in short-term instruments like treasury bills, commercial paper, and certificates of deposit. They are low-risk and suitable for short-term investments.
Advantages of Mutual Funds
Diversification:

Your investment is spread across multiple securities, reducing risk.

Professional Management:

Fund managers make informed decisions based on market research and analysis.

Liquidity:

You can easily redeem your investments without significant penalties.

Flexibility:

You can choose funds based on your risk appetite and investment horizon.

Risks to Consider
Market Risk:

Even though short-term debt funds are relatively stable, they are not entirely risk-free.

Interest Rate Risk:

Changes in interest rates can affect the returns of debt funds.

Regular vs. Direct Funds
Investing through a Certified Financial Planner (CFP) can be beneficial. Regular funds through an MFD with CFP credentials provide professional guidance. Direct funds might seem cost-effective, but the lack of expert advice can lead to suboptimal decisions.

I appreciate your cautious approach. It's wise to consider alternatives to traditional fixed deposits. Your decision to explore mutual funds shows your willingness to grow your wealth while managing risk. It’s also great that you’re seeking advice to make informed choices.

Final Insights
Investing Rs. 10 lakhs for six months requires a balanced approach. Mutual funds, especially liquid and ultra-short duration funds, offer a good mix of safety and returns. They provide diversification, professional management, and liquidity. If you prefer not to invest in mutual funds, treasury bills and money market funds are safe alternatives.

Always consider your risk tolerance and investment horizon. Consulting a Certified Financial Planner can help tailor investments to your needs. They can provide valuable insights and help you navigate the investment landscape effectively.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ans: Deepthi Madam, Prefer VIT-B-CS with CS. Even Mechanical is a good branch. Some IT / Software Companies prefer Mechanical Branch Students also. Only thing your son should ensure is that he should keep upgrading his skills till his 4th year. All the BEST for Your Son's Bright Future, Deepthi Madam.

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Ans: Sneha, getting CSE with any one of the top colleges in Karnataka for 28K is difficult. Try for alternate solutions or have to compromise on streams. All the BEST for Your Bright Future.

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