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Can I start my own coaching institute at 21, without a degree?

Radheshyam Zanwar |1002 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Oct 21, 2024

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more

Question by Subramanyam on Oct 20, 2024Hindi

Career

Sir I'm 21 yr old I've done 3 long terms in Neet I've no degree but I know how to run institute Iam willing to start my own coaching Institute did my age is restricting

Ans: Hello Subramanyam!
There is no age restriction to start coaching institute. Rather starting coaching at just 21 is itself challenging and will boost your career if you do it with proper planning. It seems that you have strong desire, will power and the best part is that you know how to run the institute. Start and conqure the world. But remember, do this business honestly and with ethics. Don't try to cheat students and parents under any condition. Once you lose the faith, you will lose everything. Many multinational brands have closed in front of your eyes due to their non ethical working style. Best of luck for your bright future.

If you like the reply, please like and follow.
If dissatisfied, ask again without hesitation.
Radheshyam

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Question by Shaikh - Oct 30, 2023Hindi

Career

Hello Sir, I served as an assistant professor for 2 years and also worked as a free lancer trainer for 2 years. Now I am full time technical trainer for almost 3 years. Teaching being my passion I am enjoying my journey. I am earning well too but I am not satisfied (Not because of money) but I want use my skills and passion for the underprivileged students and motivate them to gain the quality education and I genuinely want to make a difference in our society by providing affordable education to the youths. I am cleared with the vision and I have the expertise in the I.T training domain. So I want start my own Institute and offer the high end courses at affordable cost. I am not sure how it will work, Not sure whether it’s a right decision in terms of financial planning too. But I genuinely want to help people by using my skills for students not for corporate people. Please guide

Ans: Dear Shaikh,
I understand that you have a passion for teaching under privileged children. This is a very good thing to do.
I would suggest to continue with your current profession and use your spare time for teaching the under privileged children. You must take care of your financial securities as there would be no one to help you at times of financial crisis.

Maxim Emmanuel |391 Answers |Ask -Follow

Soft Skills Trainer - Answered on Jul 12, 2024

Asked by Anonymous - Apr 23, 2024Hindi

Career

Hello sir my name is Santu Chakraborty.I am 34 year old now unmarried. My qualification is Bsc botany honours with 2nd class +diploma in mechanical engineering with distinction +btech in mechanical engineering from government engineering college west Bengal with 7.5 dgpa.I have 6 years of teaching experience in private diploma engineering college and now I working as a vocational teacher in automobile engineering department in gov high school.In my early phase of life I am going through lots of Misguide,seveare Anxiety issue. Nobody can help me on that phase.I recover mostly by my own after various dillema.I want to work in mechanical r and d company, Mechanical design basis company and also upgrade my teaching carrier. How can I start my journey at this age ?what is the risk factor also? Please tell me. I am very enthusiastic dedicated person. I have no guide in my home. My father is vegetable seller.

Ans: Hi Santu Chakraborty,

This is a really exhaustive query.

The journey thru' your acquisition of qualifications has been vast!

In the course of your life you are now suffering from SNIOP (SUSCEPTIBLE NEGATIVE INFLUENCE OTHER PEOPLE) this happens when you let others control your life.

I have this poem.. Especially for one's like you!

The Guy in the Glass

When you get what you want in your struggle for pelf,
And the world makes you King for a day,
Then go to the mirror and look at yourself,
And see what that guy has to say.
For it isn't your Father, or Mother, or Wife,
Who judgement upon you must pass.
The feller whose verdict counts most in your life
Is the guy staring back from the glass.
He's the feller to please, never mind all the rest,
For he's with you clear up to the end,
And you've passed your most dangerous, difficult test
If the guy in the glass is your friend.
You may be like Jack Horner and "chisel" a plum,
And think you're a wonderful guy,
But the man in the glass says you're only a bum
If you can't look him straight in the eye.
You can fool the whole world down the pathway of years,
And get pats on the back as you pass,
But your final reward will be heartaches and tears
If you've cheated the guy in the glass.

Dale Wimbrow (c) 1934

Get the enthusiasm going, don't get embroiled in what life has been before!

Take a stranglehold of your life and make it BIG!

The opportunities are.. Miracles waiting to happen, what are you waiting for.. You are the catalyst!?
Maxim Emmanuel.

Pick up yourself don't be a victim of self pity.

If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

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Question by madhu - Oct 19, 2024Hindi

Money

Hi Sir, My question is on tax in India on income earned in other country(we already paid tax in other country for that income). I stayed for 150 days in germany in deputation salary , and saved around 8L after paying tax in Germany. Do I need pay tax again in India on this income. How to show this income, while filing the returns in ITR, India.?

Ans: As your stay in India is more than 182 days; you are resident during the year. I understand that in earlier year also you were resident in India. Accordingly, your status is Resident and Ordinary Resident in India.

Accordingly, you are liable to pay tax in India for Income earned outside India also. However, you can take tax credit for taxes paid outside India.

In the Income tax return, you have to show income under salary head and required to show necessary details in Schedule FSI & TR.

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Insurance, Stocks, MF, PF Expert - Answered on Oct 21, 2024

Asked by Anonymous - Oct 20, 2024Hindi

Money

Can i retire by 40, my age is 39. I have equity portfolio of 17 cr and monthly expense of 5 lacs...

Ans: Hello;

Yes you can surely retire now.

You may buy an immediate annuity for a sum of 15 Cr from a life insurance company.

It may yield you post tax monthly income of 5.25 L.

The balance 2 Cr you should invest in equity savings type mutual fund say for eg Kotak equity savings fund(moderate risk)as lumpsum for 10 years.

After 10 years it may grow into a corpus of around 5 Cr. If you use this to make a SWP(~ 3%) it may yield you a post-tax monthly income of 2.1 L, to beat inflation, in addition to 5.25 L per month as mentioned above. Returns from equity savings fund are assumed to be around 9% pa.

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Milind Vadjikar |482 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 21, 2024

Question by Tauhid - Oct 20, 2024Hindi

Money

I want to invest 5 lacs lumpsum in mutual fund for 10 years horizon. Please suggest. Riak moderate to high.

Ans: Hello;

You may do lumpsum investment in SBI equity savings fund (moderately high risk).

The corpus will be around 12 L after 10 years assuming modest return of 9%.

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

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Insurance, Stocks, MF, PF Expert - Answered on Oct 21, 2024

Asked by Anonymous - Oct 20, 2024Hindi

Money

Hi sir, My age is 31 years i want to make a corpus of 5 crore in 20 years how much money should i invest

Ans: Hello;

You may begin a monthly sip of 50 K in a combination of pure equity mutual funds for 20 years.

You will reach your target of 5 Cr after 20 years assuming modest return of 12%.

Do supplement the monthly sip by investing part of annual bonus, if any, as lumpsum investments.

Happy Investing;

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

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Insurance, Stocks, MF, PF Expert - Answered on Oct 21, 2024

Asked by Anonymous - Oct 19, 2024Hindi

Money

I am 33 investing 30K in MF 20K in PPF 10K in NPS 10K in VPF 10K in stocks all investment are monthly, by when I will be able to achieve 1Cr.

Ans: Hello;

With this judicious blend of monthly investments you may reach 1 Cr cumulative corpus in 7 to 8 years time frame.

You can't invest in PPF more then 1.5 L pa (12.5 K per month) cumulatively in all accounts under your name.

But if the additional 7.5 K per month is towards PPF account of your spouse or any other adult member in your family then it's okay.

Happy Investing!!

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Insurance, Stocks, MF, PF Expert - Answered on Oct 21, 2024

Question by Sonal - Oct 19, 2024Hindi

Money

I have total of 5 lakh in my saving account. How can I invest the amount

Ans: What is the time horizon for your investment and how is your risk appetite?

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Insurance, Stocks, MF, PF Expert - Answered on Oct 21, 2024

Asked by Anonymous - Oct 20, 2024Hindi

Money

Dear Sir, Request advise, I’m 32, earning 12L annually, with dependent parents (no income, ex-daily wage earners). I've an 8.5L home loan outstanding and expect 7L sum from insurance soon. Should I use this to pay down the home loan or invest in a SWP for my parents monthly income? Thank you.

Ans: Hello;

SWP on 7 L corpus wont be much therefore it is preferable that you utilise the insurance policy proceeds to prepay the home loan.

You may buy an immediate/deferred, annuity for a corpus of around 20 L, as pension for your parents, payable to you being nominee, after them.

Best wishes;

Dr Chandrakant Lahariya |50 Answers |Ask -Follow

Diabetologist, Consultant Physician, Vaccine Expert - Answered on Oct 21, 2024

Question by Kalyanaraman - Oct 17, 2024Hindi

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Sir, I have did kidney and urine routine and values for BUN is low at 4.7 and urea at 10, uric acid at 2.80 all other parents are in range. Please advise if it's ok

Ans: As a doctor, we dont treat lab reports. These are always to be reviewed in context of presenting complaints.
Was it a routine test? why did you get this done? What are the other lab reports?

Once I know those things, may be I can respond better.

Thanks

Dr Chandrakant Lahariya
Centre for Health: The Specialty Practice
Safdarjung Enclave, New Delhi

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Question by sarvesh - Sep 08, 2024Hindi

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i have been administered glimster 1 and forxiga 10 is forxiga 10 lifelong pills

Ans: If these are the only medicine you are receiving for diabetes medicine, there is need for urgent review and discussion with your physician.

Metformin which is insulin sensitiser and first line drug for all Diabetes type 2 treatment guidelines (unless person has intolerance to it) is missing from your treatment.
Then, Glimestar is sulfonyleurea which may be stopped after a few years but Dapagliflozin (Brand name Forxiga) is useful drug and need to be stopped only in case of severe infections of UTI etc.

In short, get your treatment reviewed by a physician

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Safdarjung Enclave, New Delhi

Anu Krishna |1226 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Oct 21, 2024

Question by Muskan - Oct 20, 2024Hindi

Relationship

Hii Anu Krishna mam This is ritika I'm a law student I am in relationship with a boy since 7.5 year (he is student of computer science engineering) he always doubt on me i participated in moort competition although i was not told him about that he said he does not like that i am participating in any competition .he doesn't like then how can i participate in the competition Why he behaving like that he started abusing me mam he always think he is correct i am always wrong How can i deal with that if i telling him that it's good for my carrier then he was like how can your carrier bigger than relation Please help me I am literally devastated

Ans: Dear Muskan,
You said this:
he doesn't like then how can i participate in the competition!

Who exactly is he to tell you what to do and what not to do? He's doing this because you are allowing it, right?
If he already has begun to control certain aspects of your life and imagines that he is right, doesn't it look like a BIG RED FLAG?
Please think and act for yourself without being controlled by anyone. You are capable and you owe it yourself to steer your career your way. Emotionally blackmailing you by asking if your career is more important than the relationship: Say YES once and watch his reaction.

Be smart and act wise...Red flag on many counts...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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