नमस्ते.. मेरा बेटा अभी 10वीं में है... 11वीं में जा रहा है... वह इंजीनियरिंग करना चाहता है। मेरा सवाल है... क्या जेईई न करना ठीक रहेगा... अगर वह सिर्फ अपनी पढ़ाई पर ध्यान दे तो उसे क्या नुकसान होगा?

Ans: At 38, after a divorce and losing ?18 lakhs in options trading, with no income and multiple loan and credit card defaults, it’s understandable to feel overwhelmed. But this isn’t the end. First, speak to a credit counselor or financial advisor—many offer free services. Consider a one-time loan settlement with banks or restructuring. Focus on finding any stable income—gig work, freelancing, or part-time jobs—to begin rebuilding. Mental health support is just as important; talk to someone. You’re not alone, and this phase, while hard, can be turned around one step at a time. Keep hope alive. Regards, Nitin Narkhede -Founder, Prosperity Lifestyle Hub,
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