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Sanjib Jha | Answer |Ask -Follow

Insurance Expert - Answered on Apr 13, 2023

Sanjib Jha is the CEO of Coverfox Insurance. His expertise includes health and auto insurance. He has over 22 years of experience in the financial sector. He has completed his post-graduation from the Institute of Company Secretaries of India.... more

Question by Kumar on Mar 13, 2023Hindi

Money

Hi Which family insurance is best for me My age 32, My wife age 32, My child age 6year's,

Ans: Hi Kumar, every insurance policy has its own benefits and one will have to pick according to their requirements. However, check for waiting period, any exclusions, network hospitals etc., while deciding.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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My salary is 60k pm and I am reaching 50 years of age, I am planning to take a mediclaim policy. Can you please help, which policy and how much cover should I look for me and my wife?

Ans: Hi, the coverage amount should be an estimate of the treatment you may be expecting in the near future in case you have any pre existing diseases. Else, due to the age being on higher end, you may have to pay higher premiums. Do not delay and purchase as soon as possible.

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I am planning to buy insurance, my age is 38 and i am confused which one to buy, term plan, wealth, etc. Also please advise on Health Insurance and Pension plans. ( Could you please suggest any plan specific / company name ?) ( Family depended on me)

Ans: You can purchase a term plan from any good company and include your family in that. For health insurance , you can purchase a family floater. Both these policies will give you a decent coverage at lower premium.

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I m 37yr old married and only earning person of my family, mba graduate & working with a mnc in Medical device industry in sales want to shift newzeland or Australia can you suggest best possible option

Ans: Hello Shailendra. Thank you for contacting us. It is good to hear that you have been working with an MNC in medical devices and want to shift to Australia and New Zealand. However, let me tell you that you are eligible to apply for health care management, health administration, and public health programmes in Australia and New Zealand.
It is important to note that Australia has an age limitation, restricting individuals aged 35 and above from applying for the Post-Study Work (PSW) visa. However, there are no such age barriers in place in New Zealand. Therefore, the individual is encouraged to consider New Zealand as a viable option for pursuing their studies in the healthcare field.

For any further queries, please get in touch with us. We have a team of expert counsellors who can guide you through any concerns or questions you may have.

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I have been working in a private hotel management institute as a assistant professor for the last ten years. The current situation is students admission is poor. Would hotel management program be any development and demand in upcoming year. Please post the answer for my question.

Ans: Difficult to predict the future. If tourism picks up then there is a chance for the hotel management industry to do well. But can simultaneously upskill your self by doing different courses that would help you in your future career.

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Hello Career Gurus, I have a PGDBM which is pretty dated back to the year 2006. I find that the entire canvas has changed with the digital revolution making me somewhat out of place. Although, i managed to traverse successfully career-wise and secured management role but sometimes I face self-doubt whether I would be able ro sustain myself in this back-biting and nasty politics driven corporate world. I have jettisoned plans several times to go fof masters into enterpreneural management or data analytics. I am worried about the next step. Should I take a sabbatical considering that I have the usual middle-class constraints spelled out as obligation to family esp. ageing parents with my better-half playing stalemate on her commitment towards helping me and financial liabilities as well. What should I do ? Please suggest. Thank you !

Ans: You can always do part time courses along with your job and then scout for relevant jobs. A lot of certificate courses are available. Even top B schools do conduct short term management courses which is another option to look out for. Leaving your job is definitely not recommended. About taking sabbatical, it will depend on how will it affect your promotion in your company.

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Hi My son from few days has abdomen pain and vomiting tendency. He don't eat due to the above problem due to which he has become very lean and thin. He has lost considerable amount of weight. We have consulted a physician and he has asked us to carry out SGPT test. The outcome of which is high and so we are very concerned about his health.His age is only 12 years. What should we do in this case?

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Question by Anbuchezhian - Apr 19, 2024Hindi

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Dear Sir, I am an NRI and My daughter is doing B. Tech in energy and Environmental Engineering in India and she wanted to do higher education in US and I am confident if we provide right guidence she would be able to pass through admission requirements such as TOFEL and GRE, kindly guide us for the best online training options , Its ok for reasionable expenses for the tarining.

Ans: Hello Anbuchezhian,

To begin with, thank you for contacting us. I am glad to hear that your daughter is pursuing her Bachelor of Technology (B.Tech) in Energy and Environmental Engineering and further aspires to pursue higher education in the United States. To answer your question first, I would like to let you know that with the right guidance and preparation, she can certainly navigate the admission requirements, including the TOEFL and GRE exams. At Edwise we do provide online Live coaching so you can get in touch with us for the same.

For more information, you can visit our website.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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