Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Vivek Shah | Answer |Ask -Follow

Financial Planner - Answered on Mar 15, 2023

Vivek Shah is a SEBI registered investment advisor and certified financial planner from FPSB India. He has over 18 years of experience in financial planning.
Shah founded Finrise, a financial planning and wealth management firm, in 2011. He believes that equity investment is the only way to generate long term wealth.
He has an MBA in finance, a degree in chartered accountancy and is a registered life planner from Kinder Institute of Life Planning, USA.... more

Question by R on Feb 04, 2023Hindi

Listen

Money

Wish to invest Rs.5.00 lac in a single stock for 3-5 years period. Please suggest a stock which is fundamentally strong and lucrative in the long run. Thank you

Ans: Investing Rs 5 lacs in single stock provided your total allocation to this single stock dont exceed more than 3 to 5 percent of total Equity portfolio than its fine otherwise you are taking excessive risk on the same and should move towards diversified Equity mutual funds to take exposure. But if you have existing portfolio and you want to allocate 3 to 5 % in single stock than you can look at defence & aerospace sector theme and select market leader from the same.

I hope this will help

Disclaimer: This information is just for educational purpose and not a buy or sell recommendation.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Ajit Mishra | Answer |Ask -Follow

Answered on Jan 20, 2022

Question by Sachin - Jan 20, 2022Hindi

Listen

Money

I'm new to the share market. Please suggest some shares that I can invest in for the long term. Amount is about 2 lacs.

Ans: Start with bluechips like Reliance Industries, Bharti Airtel, Britannia Industries, HDFC Bank, ICICI Bank, TCS.

Samraat Jadhav |2376 Answers |Ask -Follow

Stock Market Expert - Answered on Aug 14, 2023

Question by Deepanjan - Aug 12, 2023Hindi

Listen

Money

I want to invest 5 Lacs rupees for 10 to 15 years . which stock / sector will be suitable for investment.

Ans: This is not the right platform to share new stock recommendation, I would suggest you to visit a SEBI Registered Investment Advisor and seek advice from them. The following link will help you to find the neasest Adviser for you.
https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13

Samraat Jadhav |2376 Answers |Ask -Follow

Stock Market Expert - Answered on Feb 26, 2024

Question by Jayakumar - Feb 23, 2024Hindi

Listen

Money

i have one lac to invest, suggest some good shares for a period of two years

Ans: As per regulatory compliance no new stock recommendation can be mentioned, I would suggest you to visit a SEBI Registered Investment Advisor and seek advice from them. The following link will help you to find the nearest Adviser for you.
https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13

Latest Questions

Radheshyam Zanwar |5164 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 11, 2025

Asked by Anonymous - Jul 10, 2025Hindi

Career

Anna university vlsi or iiit Trichy ece

Ans: Hello dear.
Prefer ECE @ IIIT-Trichy if possible.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |5164 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 11, 2025

Question by Gourav - Jul 10, 2025Hindi

Career

What i choose IET lucknow cs or iiit bhopal IT

Ans: Hello Gourav
Prefer CS @ IET Lucknow if possible.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |5164 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 11, 2025

Question by Riddhi - Jul 10, 2025Hindi

Career

I am getting cse at manipal university jaipur but i m optiong for ece is it good for my career?

Ans: Hello Riddhi.
Prefer CSE @ Manipal if possible.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |5164 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 11, 2025

Question by Aadesh - Jul 10, 2025Hindi

Career

My Nephew got 85.96 in MH CET. Which college he can get admission in CSE / IT / AI and DS in Mumbai / Navi Mumbai. He is domicile of Maharashtra.

Ans: Hello dear.
It seems challenging to get CSE or other tech branches in Mumbai through top-tier colleges. If you are only interested in these branches, then choose any preferred private college and take admission via management quota or compromise on the branch through the regular counseling process.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |5164 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 11, 2025

Question by Jan - Jul 10, 2025Hindi

Career

Sir what should I choose galgotia college EEE NIET cse ABES ece kiet EEE haldia cse gl bajaj EEE haldia cse vs comedk colleges at 17k rank

Ans: Hello dear. Prefer CSE @ GL Bajaj or the preferred college via COMDEK if it suits you. The final decision will be yours.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |5164 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 11, 2025

Question by Anjali - Jul 11, 2025Hindi

Career

Sir what about IIT Manipur

Ans: Hello Anjali
IIIT Manipur is a solid emerging institute with credible CSE outcomes, especially if you're comfortable relocating to Imphal and meeting CPI requirements. But if you prefer bustling metro life, easier logistics, or top-tier peer comparison, alternate IIITs (Hyderabad/Bhubaneswar) or NITs may be more appealing. Ultimately, the distance of your hometown matters more, and the final choice will be yours.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |5164 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 11, 2025

Question by Pranav - Jul 11, 2025Hindi

Career

Sir I have got 94.18 percentile in JEE Mains and 97.50 in MHT CET PCM so which colleges get in pune for CSE branch. Suggest me.

Ans: Hello Pranav.
Chances are high with MIT-WPU, PCCO, PICT, Dy. Patil, etc. Still, participate in the counseling process very wisely.

Good luck.
Follow me if you receive this reply.
Radheshyam

Ramalingam Kalirajan |9690 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jul 11, 2025

Question by Sunanda - Jul 11, 2025Hindi

Money

Hii sir, i got a call from gla university, greater noida.. For btech cse the total fees is 12 lakhs with hostel and mess... They are promising guaranteed aid internship and placement if i maintain my cgpa.... As im from a lower middle class family i have to take loan for the whole expense of 12 lakh and i am the only one who have to pay the total loan after job ... Should i take the clg?

Ans: A ?12 lakh education loan is a big financial commitment.

If the placement is genuinely guaranteed with a good salary (?8–10L+ CTC), the loan is manageable.

But verify placement claims in writing—don’t rely only on verbal promises.

If average package is below ?6L, loan repayment will be stressful and prolonged.

Also check moratorium period, interest rate, and monthly EMI post-graduation.

Only proceed if placement record is proven and repayment burden won’t compromise your financial future. Otherwise, explore more affordable options or scholarships.

Best regards,
K. Ramalingam, MBA, CFP
Chief Financial Planner
www.holisticinvestment.in

Radheshyam Zanwar |5164 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 11, 2025

Question by Kuldeep - Jul 11, 2025Hindi

Career

Sir I got MNIT Jaipur AI and Data science in josaa round 4. But I didn't get IIT this year (18k rank in advanced) . Should I take drop for IIT or accept MNIT seat this year. Please guide me sir

Ans: Hello Kuldeep.
Reconsider the idea of taking a drop as far as possible. MNIT is a good college to study AI and DS. Save your one year, time, and more over a big headache of repeating! The final decision will be yours.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |5164 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 11, 2025

Asked by Anonymous - Jul 11, 2025Hindi

Career

Is MIT manipal CSE better or BITS 2 plus 2 ECE

Ans: Hello dear.
Prefer CSE @ MIT Manipal. The final decision will be yours.

Good luck.
Follow me if you receive this reply.
Radheshyam

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x