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Mayank

Mayank Chandel  |415 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 19, 2023

Mayank Chandel has over 18 years of experience coaching and training students for various exams like IIT-JEE, NEET-UG, SAT, CLAT, CA and CS.
Besides coaching students for entrance exams, he also guides Class 10 and 12 students about career options in engineering, medicine and the vocational sciences.
His interest in coaching students led him to launch the firm, CareerStreets.
Chandel holds an engineering degree in electronics from Nagpur University.... more
Prabhgun Question by Prabhgun on Apr 12, 2023Hindi
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Career

Don't want to take maths in XI

Ans: Hello Prabhgun
you can go for bio, arts or commerce depending upon your areas of interest.
Career

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HR, Workspace Expert - Answered on Jan 12, 2024

Asked by Anonymous - Nov 15, 2023Hindi
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My daughter wants to take commerce stream in XI considering Accounting, Business studies, applied Math, Economics and Information practices. She has no idea of what she choose. She has a little love for math today. Will this be a right track? As per the previous results, she had some interests in humanities group (including economics) which reflected into numbers she got. But now she has been a bit confused. Please advice.
Ans: It’s great to hear that your daughter is considering Commerce stream in XI. Commerce is a popular stream of education that deals with various aspects of business, trade, accounting, financial information/transactions, and merchandising. The subjects that are taught under the Commerce stream in Class 11 comprise Accountancy, Economics, Business Studies, Statistics, Mathematics, and Informatics Practices.

Based on your message, it seems like your daughter has an interest in Mathematics and Economics. It’s worth noting that Mathematics is an important subject in Commerce stream and is a prerequisite for many professional courses such as Chartered Accountancy (CA), Company Secretary (CS), Cost and Management Accountant (CMA), Chartered Financial Analyst (CFA), and Banking Sector. Economics is also a core subject in Commerce stream and is essential for understanding the functioning of the economy and business environment.

Considering your daughter’s interests and the subjects she is considering, Commerce stream in XI seems like a good choice. However, it’s important to note that Commerce stream is not just about numbers and calculations, but also requires analytical and critical thinking skills. It’s also important to keep in mind that the choice of stream should be based on your daughter’s interests and aptitude, and not just on the basis of previous results.

I hope this helps. If you have any more questions, feel free to ask!
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My boyfriend tells about us to his parents his parents rejected our relationship due to intercaste and they also stop talking to him it's been 4 months his mother don't talk to him .He is in navy . And they also started searching girl for him . He want to maintain distance from me he is not happy he is stressed as his own parents are not talking to him And also maintaining distance to me he talks to me me but just because I can't live without him but he changes in behaviour what to do
Ans: Dear Shruti,

I am sorry that you are in this situation. First of all, please try to look at it from your partner's perspective. It isn't easy to confront your parents and it's even harder when they stop communicating altogether. Having said that, I also understand how it is for you. It is not fair, especially in today's day and age, to face discrimination based on caste.

You have two options:
One, you wait patiently, emotionally support your boyfriend, and hope that his parents come to their senses and realize that we are living in 2024, and caste-based discrimination is ridiculous. In this scenario, you do have to let go of your self-respect and have to face many more hardships, that much is guaranteed.

The second option is you hold your head high and move on. Yes, it isn't what you hoped for when you emotionally invested in building this relationship, but unfortunately, these things are still happening. In this scenario, you will be sad for a long time, but you don't have to compromise on your self-respect and you will move on and live to see happier days with someone who respects you and sees you for who you are and not your caste.

Now, the choice is yours.

Best Wishes!
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Ramalingam Kalirajan  |606 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 18, 2024

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Hi sir, i have total 10k for investment of which I'm currently investing 7000rs in icici prudential nifty 50 index fund for 15-20 years, and ready to put 2000 rs for investment.My goals is to earn a cagr of more than 15 percent with 10 k for 15-20 years with little risk. Also suggest some term insurance without good claim settlement ratio and coverage upto 1cr
Ans: Hello,

Given your investment amount and goals, here are some suggestions:

Investment Strategy:

Additional SIP:
Invest the additional ?2,000 in a diversified equity mutual fund to balance your portfolio.
Choose a fund with a track record of consistent performance and a lower expense ratio.
Goal of 15% CAGR:
While aiming for a CAGR of 15% is ambitious, it's crucial to understand that higher returns generally come with higher risks.
Opt for a combination of equity and debt funds to balance risk and return.
Consider small-cap or mid-cap funds for higher growth potential, but be prepared for increased volatility.
Term Insurance:

Coverage of ?1 Crore:
You can consider term insurance plans from reputable insurers that offer coverage up to ?1 crore.
Compare premium rates, features, and claim settlement ratios before choosing a plan.
Claim Settlement Ratio:
Look for insurers with a high claim settlement ratio, indicating their reliability in settling claims.
Avoid insurers with a history of low claim settlement ratios or negative reviews.
Remember, while aiming for higher returns, it's essential to assess your risk tolerance and invest accordingly. Diversify your investments across asset classes and regularly review your portfolio to ensure it aligns with your financial goals and risk profile.

Consult a Certified Financial Planner for personalized advice tailored to your needs and financial situation.
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