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Mayank

Mayank Kumar  |193 Answers  |Ask -

Education Expert - Answered on Feb 15, 2023

Mayank Kumar is the co-founder and managing director of upGrad, a higher EdTech company. With over 10 years of experience in the education sector, Kumar can offer guidance about degree courses, campus, job-linked and executive programmes and studying abroad.An MBA graduate from ISB Hyderabad, he holds a BTech in mechanical engineering from IIT Delhi.... more
Sachin Question by Sachin on Feb 09, 2023Hindi
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My son is appearing for his board exam of 12 class. He want to pursue his career in Physics. What options are available in future for him.

Ans: Physics is a wide field. Your son can continue to build his career in the domain of physics - and go for higher order degrees - masters / PhD in India or abroad. After studying physics - your son can explore academia, deep tech, astronomy, nuclear etc. Physics graduate after doing their graduation - also look at finance as an area to go deep into - quantum finance. Some get into MBA too .. So if he is interested in physics - let him pursue that - but have a chat with him on what he would like to post his graduation ..
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Sushil

Sushil Sukhwani  |594 Answers  |Ask -

Study Abroad Expert - Answered on Mar 22, 2024

Asked by Anonymous - Mar 18, 2024Hindi
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My Son did his B. Tech in engg physics from iit Guwahati in 2018. He is very intelligent. Got Bits Pilani high marks, Bengal Joint Rank 70.He had Jest rank 2.Did PhD in physics 2023 subject string theory from TIFR. Now got in southampton uk as post doc. What I find that the general academia is a very long journey and scope is very limited. The income stream also not very encouraging compared to other streams available for a student like my son. My son in love of physics. Let me know what should a person like his caliber do and if wants to switch what should be the direction.
Ans: Hello. It is good to hear that your son has a good academic score and background. It is understandable that you are concerned about your son’s career prospects and income potential in academia, especially in fields like physics. However, given your son’s complete background with a focus on physics and the fact that they release the scope is less, still he can choose to change
1. Your son can choose to work in the R&D departments of companies in technology, aerospace, defence, energy, and finance. The sectors offer competitive salaries.
2. Given your son’s physics background, he can have a smooth transition in the data science and analytics fields. The field has huge demand and can help in leveraging analytical skills.

3. Also, your son can consider entrepreneurship, the science and technology sector, where he can work with complex science concepts., and quantitative finance, where he can put his mathematical and analytical skills to use. The popular roles include financial engineer, risk analyst, quantitative engineer, etc.

4. Apart from this, your son can continue to pursue his education by pursuing postdoctoral research, publishing papers, and choosing to be a professor.

The ideal choice for your son would be totally based on his strengths, career goals, aspirations, and priorities. Talking about transferring to different fields would require a whole new skill set or credentials.

For further assistance, you can get in touch with us.

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R P

R P Yadav  | Answer  |Ask -

HR, Workspace Expert - Answered on Mar 22, 2024

Asked by Anonymous - Mar 21, 2024Hindi
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Hi experts, My son is 24 years perusing this MSc in Physics from IIT and will be completing his masters in 2024 May, he is Mechanical Engineer as well. What are the job opportunities for him in India ?? Kindly assist on this please.
Ans: Your son has a strong educational background with a Mechanical Engineering degree and an upcoming MSc in Physics from IIT. This combination opens up a wide range of job opportunities in both the public and private sectors. Here are some potential job roles and sectors he might consider:

Job Roles:

Research Analyst: Conduct research on physical phenomena, create theories and develop methods on how to apply physical laws and theories.
Observation Scientist: Collect and record data, which enables them to construct and then test hypotheses and theories.
Assistant Scientist: Provide support to the scientist in research and educational subject.
Physics Training Manager: Evaluate employees and identify weaknesses. They research, plan and implement training programs that will prepare employees for the next step of their careers.
Software Engineer: Physics helps with logical thinking, debugging issues, solving complex problems, and working with physics-related applications.
Sectors:

Healthcare: MSc Physics graduates have ample opportunities in sectors like healthcare.
Manufacturing and Electronics Companies: These companies often require individuals with a strong understanding of physics.
Academic Institutions: Both public and private academic institutions often have positions for individuals with a background in physics.
Research Laboratories: These can be in the public or private sector.
Atomic and Space Organizations: Organizations like BARC, ISRO often recruit individuals with a strong background in physics.
Telecommunication Sectors: The principles of physics are often used in this sector.
Remember, the salary can vary based on the role and the organization. A campus placement could get students approximately 9-10 LPA and can increase up to 30 LPA based on the experience gained. In the government sector, salaries range from INR 5,00,000 to INR 7,00,000 per annum.

I would recommend your son to start exploring these opportunities and see which ones align with his interests and career goals. Good luck!

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Nayagam P

Nayagam P P  |5110 Answers  |Ask -

Career Counsellor - Answered on Feb 19, 2025

Asked by Anonymous - Feb 18, 2025Hindi
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My son is 12th appearing for his board exams right now. He has scored 96.5 percentile in JEE January attempt. He is planning to give second attempt in April and also JEE advanced. Actually his percentile went low due to Maths in which he scored 70. Physics and Chemistry he scored above 98 He really likes studying Physics. What branch can he opt for in future??
Ans: Congratulations to your son for achieving a 96.5 percentile in his JEE-Main examination. (Based on his score of 96.5, his rank may be approximately between 4200 and 4700 (as you have indicated in single decimal). Here are some highly effective strategies and recommendations for your son: He should concentrate on weak topics and questions answered incorrectly in his mock and practice tests from his coaching center. It is essential to keep revising and practicing those chapters and topics. He should continue to revise Physics and Chemistry as well. He can begin practicing questions from the JEE-Advanced exams of the last 20-30 years. As nearly all the chapters of PCM are addressed in his Coaching Centre, he is able to effectively and strategically manage the preparations for both his Board exams and the JEE-Main-April Session as well as JEE Advanced. To determine which National Institutes of Technology (NITs) and branches she might be eligible for, consider the following steps: Identify Preferred Branches: Discuss with your daughter to understand his interests and preferred engineering disciplines. Check JoSAA Opening and Closing Ranks of 2024: The Joint Seat Allocation Authority (JoSAA) provides detailed information on the opening and closing ranks for NITS and branches. To access this information: Visit the official JoSAA website. Navigate to the "eServices" section and select "Opening and Closing Ranks 2024". Input the desired parameters such as counseling round (preferably the last round for comprehensive data), institute type (e.g., NIT), specific institute names, academic programs (branches), and your daughter's category. Review the displayed data to identify institutes and branches that align with his percentile and preferences. For a broader perspective, consider exploring opening and closing ranks from previous years, which can provide insights into trends and help set realistic expectations. While his current score is commendable, it's prudent to have alternative options. Encourage his to appear for additional entrance examinations to keep multiple pathways open. All the Best for your Son's Prosperous Future.

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

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Latest Questions
Janak

Janak Patel  |41 Answers  |Ask -

MF, PF Expert - Answered on May 25, 2025

Asked by Anonymous - May 15, 2025
Money
I am 36 years old, earning around 1.6 lakhs per month, I have car loan for 7 years and paying 25000 per month, I bought a land property 3 years back and its current evaluation is 35 lakhs, I have a ulip plan of 2lakhs per years and the premium was for 7 years ( completed) and holding period is 3years, total fund accumulated is 22 lakhs. I have a liquid reserve of 20 lakhs. Can u tell me if I have to accumulate 8 crore at the age of 60 , what should I do?
Ans: Hi,

Lets look at your investments and see what you will be able to achieve at the age of 60.

ULIP - This is a insurance + investment product and as you have completed your premium term of 7 years you should be able to access this amount (now or 3 years later). It may seem to be a good product but I believe on both Insurance and Investments there are better products. First the insurance cover is not substantial and the charges are quite high. They will manage to invest the amount just like a Mutual fund. Its better to split insurance and investment. If you are looking at this amount like an investment, then the amount of 22 lakhs is available as a starting point, over the next 24 years if invested at 12% rate (typical returns in Mutual Funds), you will be able to accumulate 3.33 crores. You can buy a term life cover of a high value (much higher than the ULIP cover), for a very low premium and you should definitely get that and com out of the ULIP.

Savings of 20 lakhs - I suggest you keep about 10 lakhs aside in some FDs as your emergency fund - to be used only for any unexpected/emergency situation. This will grow to 40 lakhs at 6% over the next 24 years.
The remaining 10 lakhs should be invested in Mutual funds and at a 12% returns after 24 years this will accumulate into an amount of 1.51 crores.

Thus you can accumulate approx. 5.25 crores with these 2 amounts invested as above for the next 24 years.

To achieve 8 crores, you need to accumulate another 2.75 crores. If you invest 16500 monthly into similar investment (Mutual fund SIP) and assuming same return of 12%, you can accumulate this amount.

In this process we have not considered the land property you have, as its difficult to calculate its value without knowing its location and usage/type. So you can get some estimate for it in future then you can accordingly reduce the monthly SIP requirement.

Mutual Funds are a good investment option when you consider its long term benefits - as its managed by professionals. Its important to construct a good MF portfolio and with time of your side, you should be able to achieve your goal comfortably.

Consult a fee based Certified Financial Planner/Financial advisor who can help and guide you for this.

Thanks & Regards
Janak Patel
Certified Financial Planner.

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