My new company offering CTC is 20 lakhs. I want to what salary breakup would reduce my income tax as per old regime. I have home loan also.

Ans: Hello

Given your rich domain experience you can assess various areas that machine learning can be used...detecting frauds to enhancing process efficiencies....

Suggest you also exchange notes with your colleagues from IT domain, do online search and best talk to ChatGPT ... basically do brainstorming.

All the best.

Ans: Hello Ma'am

Suggest you learn tally software and then take up job with accounting firms.

All the best.

Ans: I understand you are looking for a work from home opportunity.

The rest rest family situation and your priorities are always secondary, the employer's needs are paramount.
If you come with a demand note, then be ready to make career and salary compromises.
I am also not encouraging you to do so, because you are undervaluing yourself..!

The companies you must seek employment are the one's that are commensurate with your qualifications and the companies job description.
!
See... I'm right, you have already tried remote jobs but aren't being considered for the opportunity.

Advice : wake up and don't become obsolete

Ans: The decision for further studies depends on two things are you ready emotionally and financially.

If not design a decent not more than 2 page resume ,go to websites of relevant mech, auto, aviation and other allied eng companies, there go to careers and apply for a job.

Success will happen!

Ans: The methodologies of finding jobs is to understand your qualifications in your case Civil Engineering and relevant skill set.. Now go to the websites of top construction companies go to careers search for job openings float your resume not more than 2 pages for job's that match your qualifications and skills..!

Yes.. You are good to be employed.. Keep trying!

Ans: Sorry ..Did I get you right you have done Btech Mech Eng and have back logs.. Clear the back log at the earliest.

In the meanwhile with your Dip. Mech Eng you must design an attractive not more than 2 page resume, go to mech, auto, aviation & allied eng company websites go to careers ..look for vacancies apply for a job.

Bingo.. You will be employed!?

Ans: I have give you a brief explanation about how gratuity is calculated.
Sure this will assist you in understanding the methodologies.

The amount of gratuity for employees whose employer is covered under the Gratuity Act can be calculated using the formula:
Gratuity = n*b*15 / 26

Where n = Tenure of service completed in the company
b = Last drawn basic salary + dearness allowance

For example, you have worked with the XYZ company for a period of 15 years. Your last drawn basic salary along with dearness allowance was Rs 30,000. Hence:

The amount of gratuity = 15 * 30,000 * 15 / 26 = Rs 2,59,615

Two points must be noted here:

As per the Gratuity Act, the amount of gratuity cannot be more than Rs 20 lakh. Any excesses would be treated as ex-gratia.

If the number of years you have worked in the last year of employment is more than six months, then it will be rounded to the nearest figure. Suppose your tenure of service is 16 years 7 months, then you receive the gratuity for 17 years. Otherwise, its for 16 years if it happens to be 16 years 4 months.
In your case 5 years 5 months hence 5 year's as you are below the half yearly for upper round up.


For employees whose employer is not covered under the Gratuity Act, the gratuity amount would be calculated as per the half-month salary on each completed year of service.
The formula is: (15 * Your last drawn salary * the working tenure) / 30.

For example, you have a basic salary of Rs 30,000. You have rendered continuous service of 7 years and the employer is not covered under the Gratuity Act.

Gratuity Amount = (15 * 30,000 * 7) / 30 = Rs 1,05,000.

In regard to your leave,please get a clarification from your HR, as to why they have deducted 30 days of earned leave.

Ans: Hi Apurba,

I undestand you have already started doing your BA English Honours

Here are careers, that you would like to pursue, in publishing, journalism, media, advertising, PR, education, and even business. I believe you have strong communication skills, analytical abilities, along with cultural awareness, this sure helps you excel in various other industries...too! who have the relevant department's.

I am sure ICFAI UNIVERSITY would have run you through the pros and cons of the course curriculum before you enrolled , they definitely need to back it with campus recruitment too!

Ans: Managing a child's social media addiction, especially when they have underlying mental health concerns like anxiety, can be challenging but crucial for their well-being. Start by having an open and non-judgmental conversation with your son about his social media use. Express your concerns about how excessive screen time can impact his mental health and overall well-being.Establish clear rules and boundaries around screen time and social media use. This could include limiting the amount of time he spends on social media each day or setting specific times when he's allowed to use it.
Lead by Example: Model healthy screen time habits yourself. Show your son that you prioritize face-to-face interactions, hobbies, and other activities over excessive screen time.Encourage your son to engage in offline activities that he enjoys and that promote social interaction, physical activity, and creativity. This could include sports, hobbies, art, or spending time with friends and family.Keep an eye on your son's social media use and monitor the content he's consuming. Consider using parental control apps or settings to limit access to certain apps or websites.If your son's social media addiction is significantly impacting his mental health or daily functioning, consider seeking support from a therapist or counselor who specializes in treating addiction and/or anxiety. They can provide individualized strategies and support for managing his social media use in a healthy way.
Encourage Healthy Coping Strategies: Help your son develop healthy coping strategies for managing his anxiety, such as mindfulness, deep breathing exercises, or engaging in calming activities when he feels overwhelmed.
By taking proactive steps to address your son's social media addiction and providing support for his anxiety, you can help him develop healthier habits and improve his overall well-being. Remember to approach the situation with empathy, patience, and understanding, and seek professional support if needed.