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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Nov 16, 2022

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Question by Kapil on Nov 16, 2022Hindi

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I am 42yrs old with savings in GPF only. Ready to invest in MF for 20yrs & my Goals being child education 20lakh after 5 yrs & retirement corpus of 2CR. Kindly suggest Mutual funds and SIP amount to achieve above goals.

Ans: A few schemes that you can consider are:

- UTI Flexi Cap Fund – Growth

- Axis ESG Equity Fund – Growth

- HDFC Index Fund – Sensex Plan – Growth

- Samco Flexi cap Fund - Growth

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Sep 01, 2022

Question by Raj - Sep 01, 2022Hindi

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Age: 23 Question: I want to start investing in MF through SIPs, monthly investment would be 1500-2000. My goal is to invest for 10-15 years from now. And keep the amount invested for another 10 years, to use the compounding power. Can you suggest me few mutual funds? Please note: my basic idea was to invest 1000 in a reputed/large cap fund and 500 in another fund (Growth). Please suggest.

Ans: Large cap fund: HDFC Top 100 – Growth plan OR SBI Blue chip fund - Growth

Flexi Cap Growth option: Parag Parikh Flexi Cap Fund- Growth OR Samco Flexi Cap Fund – Growth

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Feb 20, 2020

Question by Abhishek - Feb 20, 2020Hindi

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My age is 35 years. I am planning to invest in mutual fund as SIP from Rs. 6000-8000. I am married having one daughter age 8 years and son of 2 years. I am looking for long term investment for children education and marriage. I am in confusion in which MF scheme should invest. Please guide me as soon as possible.

Ans: Please find few top rated schemes for your consideration:

Equity - Multi Cap Fund:

UTI Equity Fund – Growth
Axis Multicap Fund – Growth

Equity - Large Cap Fund:

UTI Mastershare Unit Scheme - Growth Plan
LIC MF Large Cap Fund-growth

Equity - Mid Cap Fund:

MOSL Midcap 30 Fund – Growth
DSP midcap – growth

Equity - Small Cap Fund:

Kotak Small Cap Fund – Growth
Axis Small cap Fund - Growth

Equity Focused Fund:

Axis Focused 25 Fund Growth
MOSL Focused 25 Fund Growth

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Nov 26, 2021

Question by George - Nov 26, 2021Hindi

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Have read your questions and answers section and I like the same. Till now, have not invested in MF except Rs 1 lakh in Edelweiss share market. Am planning to move my FD to MF. Kindly request you to suggest some funds where I can start a SIP and invest upto Rs 2 lakhs in lumpsum. Age: 48 years Total amount to invest per month: Rs 25,000. Planning for invest upto: 58 years (10 years). Request you to suggest the best option of mutual fund for SIP of Rs 25,000 per month and one time lump sum of Rs 2,00,000.

Ans: You can consider Axis ESG Equity Fund (Growth), DSP Focus Fund (Growth), ICICI Prudential US Bluechip Equity Fund (Growth), Parag Parikh Flexi Cap Fund (Growth), SBI Magnum Globad Fund (Growth) and DSP Quant Fund (Growth).

Ramalingam Kalirajan |8462 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 22, 2024

Question by Sankhajit - Apr 20, 2024Hindi

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Hi Sir. I'm Sankhajit. My age is 41. I want to invest 5 lakh as lump sum in MF for 20 years. Please suggest me the funds where I can invest. Also I want to invest 10k/month in SIP for 20years.Suggest this funds also.

Ans: For a lump sum investment of ?5 lakh for 20 years, consider diversified equity funds or index funds for stability and growth potential.

For ?10k/month SIP, diversify across large-cap, mid-cap, and flexi-cap funds to balance risk and return over the long term.

It's essential to choose funds aligned with your risk tolerance and financial goals. It's advisable to consult with a financial advisor to select funds that suit your needs best.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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