I am working in an IT company and have medical insurance coverage to all family members up to 10 LPA.

Apart from company insurance I had taken Bharati Axa Insurance health Insurance for 15 LPA for my family members but 2022 March it got expired and they moved to ICICI Insurance.

At present that insurance is closed. I would like to take a small insurance of 2 to 5 LPA per annum and continue till lifelong with increase in the sum assured without any extra payment on yearly basis and free medical checkup every year and premium to be 5K to 10K per annum.

I am 46 years old.

I am 73 (DOB 10-07-1949). I had an open heart surgery in Sept., 1999. I am taking blood thinner otherwise ok. My wife is 66 (DOB 13-09-1956). She has no problems. I have a 5L Family Floater health insurance from Oriental Insurance - Bank Saathi Policy at an annual premium of about Rs. 35,000 for self and wife. Since in these days this is not sufficient, I want another policy for 5L or Top Up for 5 / 10 L for self and wife. Please advise an honest suitable minimum cost affordable policy since I have limited capacity to pay because my life time savings in Punjab & Maharashtra co-op Bank Ltd., Mumbai, has been looted by bank Management, Senior Employees, HDIL Construction Co. (Wadwhans), RBI, Politicians and Govt. Another point. Earlier I had policies with National Insurance, New India Insurance and Oriental Insurance from my Bank tie-up but one after the other they broke the tie up with Banks and offered their direct policy raising annual premium from 11,000 to 43,000 (National Insurance) and others also on same lines because they follow dishonest business policy and just want to loot the common man. How anybody can afford such increase after 8 years with Govt. co. insurance Policy? IRDA is also on their side being dishonest. Not only private but Govt. cos. are also dishonest, corrupt and want to kill the common man.

I am only 77 years young. Have been having a health insurance cover for the past few decades - either as part of the corporate cover or on an individual basis. Have always enjoyed NCB while renewing Health insurance cover. I wish to increase my cover from current Rs. 3 lacs level to 6 lacs. Since I am over 60 none of the current insurers like Tata Aig or Policy Bazaar or Acko have ever bothered to respond to my query regarding above. Although Central Govt.'s Free Insurance cover for people above 70 is going to help me n my wife, I would like to have the additional cover for exingencies. Kindly help..!!.. Tks.

Any good health insurance policy with sum assured Rs. 05 to 10 Lakhs with good claim settlement ratio for a 34 years male with spouse 25 years and kid 05 years, kindly recommend ? It has been noticed that insurance company reject the claim often despite of genuine disease and submitted documents. So keeping this thing in mind, any good health insurance policy suggested so the family can stay protected ? Budget limit- annual sum of max upto 20k. Kindly recommend