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Anu

Anu Krishna  |1794 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 23, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Apr 17, 2024Hindi
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Relationship

Hi I met a guy 2 days back in arranged marriage meeting he admitted that he drinks and eats non veg and he asked me that iam okay with it But I dint get any response from his family He asked if iam ok with his drinking is he interested in me ?

Ans: Dear Anonymous,
What was your response when he asked you if you are okay with his drinking and eating non-veg?
You have not mentioned that in your question. No one would know if he is interested in you or not based on one question he has asked you.
Focus on what you are looking for in a life partner, so that when you actually meet prospective grooms, you at least know your own likes and dislikes and also can ask them relevant questions that will help you decide if he is the right person for you. Do develop a sense of identity that you can hold onto rather than just waiting for them to like you. You also have the right to like and not like someone but for this, you need to start thinking and developing yourself as a stronger personality.

All the best!

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Ravi

Ravi Mittal  |720 Answers  |Ask -

Dating, Relationships Expert - Answered on Oct 09, 2024

Asked by Anonymous - Oct 08, 2024Hindi
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Relationship
Hello Ravi. Im a 33 year old female, in search of life partner. Through matrimony groups I was shared a contact of a guy and we spoke over call. Initially there was interest from both ends we messaged each other and asked for calls. As we came to know about each other, he is more of an extrovert, enjoys socializing ,consumes alcohol etc. Although Im exposed to cosmopolitan culture I come from a more disciplined/simple/traditional upbringing. Not orthodox but would have preferred someone without those habits. I did not judge him based on his habits, I clearly told that we may try to give each other a chance and I do consider all the other good things in him like being ambitious, attached to his family, independent, cooks for himself , has a good routine, a person who enjoys life and seemed like a happy and cheerful guy. But he kind of judged me for expressing that I looked at alcohol as not a very good habit etc . He had past relationships and asked my opinion on continuing with them as friends, again I said that its past so if he is over it and doesn't let it hamper his future I wouldn't look at it negatively. Although seems like he even had physical relations I dint dig deep or asked any questions. I felt like I did give it a shot and wanted to take a chance bcoz of few good aspects considering we both are of similar backgrounds (the way we were exposed to mixed cultures etc growing up), have satisfied each others non negotiables , have same opinions on joint family, kids etc. He also expressed dilemma over being in different cities cant get to know each other etc and I was like we can meet if we wish to and if we want to take it forward, its not an impossible task. The last time we spoke he said he needs time and he wasnt sure, also suggested that we speak to other people as well. now its been 2 months and neither of us contacted each other. I assumed as he asked for time if he was interested he would get back, he even was seeing all my WA status updates until some time back. So I dint contact, also even while we were talking most of the times it was me initiating msgs asking for call etc. He even acknowledged the same that Im putting efforts and he is unsure etc . So should I really contact him now and check what he though or have self respect and ignore thinking that he is not interested (which looks like the case as he dint contact in 2months). The problem is Im also finding very difficult to find right guys and I feel in certain aspects he is good and should I really give it a chance and try from my side ? Parents are not involved as seems entire decision is of the guy. Im not on dating apps etc, never been in relationship and only looking for a person who can commit and Im in no space to do trial and error or want to get into online dating at this point of time because Im an emotional person and attaching-detaching is not easy for me. I guess Im attached to this person also somewhere and constantly thinking if I should msg or ignore. I was open to talk to others and see but unfortunately nothing worked out and dint get to talk to anyone else in this time. Please advise me, these thoughts are eating me up.
Ans: Dear Anonymous,
I am glad that neither one of you decided to rush into committing to one another. Let me address all the issues one by one

First, I understand that you are not judging his lifestyle, but that does not mean you are not allowed to be concerned about it. We all have our preferences and there is nothing wrong with that.

Second, why should you be the only one putting in the work? A healthy connection is forged when both parties take an equal part in building it. Moreover, don't you think you deserve someone who would love to put some effort into building a relationship with you?

Third, if he isn't sure about this marriage, it is okay. But that does not mean he should leave you hanging. If it has been over two months and you are finding it difficult to give him any more time and space, you can communicate that to him. You can ask him if he has made up his mind and what his intentions are.

Fourth, please do not build a relationship with a person you are not entirely satisfied with because you do not have a better option right now. Do not set your bar low. Lack of options should not be the reason you choose him; you should only decide to marry him when you firmly believe that he is the right man for you.

Best Wishes.

..Read more

Ravi

Ravi Mittal  |720 Answers  |Ask -

Dating, Relationships Expert - Answered on Aug 08, 2025

Asked by Anonymous - Aug 07, 2025Hindi
Relationship
Hello Guru. I am a 35 Year old Female looking for marriage prospects.. I am talking to a guy past 3 months when the numbers were exchanged through parents. We have common interests and most of the non negotiables aspects also felt good so I have been positive about this alliance. However the concern with this guy is, he doesnt show much interest himself to start conversation or ask for call or texts me. Although he can see my instagram profile he said he just checked 1 or 2 posts. So not having interest or curiosity to know the person seems odd to me. I expect that he asks me about me ,my hobbies , family , aspirations, he will ask back only when I initiate and ask him the same question. Is this a point to consider ? Is this a indication of a person being full of themselves , will he have space and interest for a partner and her preferences ? He says he is quite flexible and friendly and seems his mother is also same. She spoke to my mom but just talking about their stuff and kind of boasting but not having any consideration to ask my mom about us or our family. He was in my city for 1.5 months but no effort to meet me, only once we met as a formality on the last day before he was leaving. Same with calls, in span of 3 months we hardly spoke for 4-5 times when I asked for. Through his mother got to know that they are interested to go forward and he likes me but I am not feeling doubtful with the above points. Please give me some suggestion on how to understand this kind of personality and whether I should consider confronting the same ? If I confront maybe he will start doing this, but is that worth ?
Ans: Dear Anonymous,
I know it can be very confusing, especially while seeking a life partner. It would be unfair to directly say that this guy seems uninterested and you should reject him. It would be unfair because we don’t know if he has always been this way or if he is this way only with you. But what’s completely fair is your doubt. You are right to feel worried and yes, it is not the ideal response from a potential partner. If your gut says something is wrong, please tread very carefully. You do not owe them anything, or you have not given your word; you still have ample time to take it slow and reconsider if needed. But before that, I’d say it can be worth having a clear conversation with the guy. Ask him directly if he isn’t interested in the alliance and if he says he is, then you can clarify why he never asks a single thing about you. After all is said and done, if his reasonings satisfy you, consider going ahead. But until then, don’t say yes.

Also, if behavior along with his family’s behavior is too odd, and you don’t want to put so much effort into clearing things out, you can distance yourself from this match. Again, you do not owe them anything. But it would be the decent thing to at least have one talk before doing so.

Hope this helps

..Read more

Ravi

Ravi Mittal  |720 Answers  |Ask -

Dating, Relationships Expert - Answered on Oct 01, 2025

Asked by Anonymous - Sep 06, 2025Hindi
Relationship
Hi im 27 year old girl. My parents are looking for an alliance and liked a profile through matrimony. The guy also liked mine and asked for my no. He did chat well on the first day but then it felt like i was aksing majority of the questions and he was just responding to that. It has been a week. He just starts everyday with good morning or good noon. He doesn't ask anything else about me. Thing is im an intorvert but im trying hard to continue the conversation and understand him. Since his family is busy with some function they said they will fix first meetup in mid of the month with both families. He also asked for my insta. He doesnt seem to have much followers the no. Is in single digit. When asked he said he just opened recently and he doesnt use insta much. And he is also following these couple pages filled with wierd makeout videos. Im losing interest in him and also doubt his character. I dont know what to do.
Ans: Dear Anonymous,
It’s okay to have doubts. Your feelings are valid. Low effort from his side can be a concern. You can communicate the same worry with him and express that you wish him to be a little more involved in the conversation. Next, the instagram follower count is not a red flag in itself, but if the pages he follows bother you, have an open conversation about the same. It’s an arranged marriage setup and you do not have the luxury to “see where it goes.” Even if it’s awkward, it’s best to talk it out rather than regret later.
If nothing improves even after you express your concerns, you can rethink this relationship. An alliance is not a commitment. You both are measuring each other right now and if you think he isn’t the right fit, you do not have to pursue the connection forcefully.

Hope this helps

..Read more

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Asked by Anonymous - Apr 25, 2026Hindi
Money
Lic policy jeevan aadhar for handicap son taken 1995 for 20 years. Life assured was my self father. Last premium paid in2015. 2026 son expired who was nominee This policy how our paid money with benefits wd be returned. Please advice. My age 70 and appointee 67 my wife still alive. Thanks.
Ans: I am very sorry to hear about your loss. This is an emotional situation along with a financial question. I will explain this in a simple and clear way so you can take the right steps.

» Understanding your policy structure

You have mentioned:

– Policy taken in 1995
– Premium paying term completed in 2015
– Life assured is yourself (father)
– Nominee/beneficiary was your son (who is now expired)
– You and your wife are alive

This type of policy was meant to support a dependent (your son) after the life assured.

» What happens when nominee (son) expires before claim

In such cases, the policy does not get cancelled.

Since:

– life assured (you) is still alive
– policy has already completed premium payment

The policy continues in force.

But the nominee benefit cannot be paid to your son now.

So the benefit will be payable to legal heirs or as per updated nomination.

» What are your options now

You have two main options.

Option 1 – Continue the policy till maturity or claim event

– policy will pay maturity or death benefit as per terms
– proceeds will go to legal heir / updated nominee
– you can update nomination now (for example, your wife)

Option 2 – Surrender or exit (if allowed)

– you may receive surrender value (if applicable)
– amount may be lower than full benefit
– depends on policy terms and current status

Before taking this step, it is important to check surrender value.

» Important step you must do immediately

Please update the nomination.

Since your son (nominee) has expired:

– submit a nomination change request
– add your wife or legal heir as nominee

Without this, claim settlement may get delayed later.

» How the money will be paid eventually

Depending on policy terms:

– either lump sum amount
– or annuity/pension type benefit

This will now go to the updated nominee or legal heir.

» Documents you should keep ready

– policy document
– your ID proof
– your son’s death certificate
– nominee update form
– bank details

These will be required for any future claim or update.

» Best practical step now

– visit nearest LIC branch
– explain full situation
– check current policy status
– confirm maturity benefit or claim structure
– update nomination immediately

Avoid relying only on assumptions because this policy type has specific conditions.

» Finally

Your policy is still valid because you (life assured) are alive. The benefit will not go to your expired son, but can be redirected to your legal heir after updating nomination.

Immediate action required is nomination update and policy status confirmation with LIC.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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