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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 08, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
LM Question by LM on Nov 08, 2022Hindi
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Relationship

Dear Madam
I had a relationship with my childhood friend till last year. We both got married to different people.
Due to some misunderstanding he is not talking to me right now.
I tried lot from my end to contact him through social media but no response from his side.
My intention is why can’t we be friends at least now. His thoughts are torturing me badly and I am suffering with depression now a days.
I am trying to get out of this, but I'm unable to do so. Help me out, what should I do now.

Pls reply through email only. It should be confidential.

Ans:

Dear LM,

Things have moved for him, and he has clearly decided to move on.

Why choose to pine so much? If it is some misunderstanding, give him time to sort it in his mind and get back to you.

Trying and not getting the expected result will cause you more pain and anguish over the fact that he is not responding because of this and that.

Your mind will search for all reasons to justify your pain and the action that you have taken to reach out to him.

Give this a break. Respect his decision as hard as it maybe for you, but if he somewhere in the future decides to be a friend, let him approach you.

The more you are chasing him, the more it is hitting your self-esteem with the rejection and soon it will start to make you feel bitter. So, Pause and take that break.

And to defocus on this, make sure you spend more time with your existing set of friends, go deeper into work (if you are a working professional), spend more time with your family, develop new hobbies and more…

What all this does is, give the mind an alternate path to focus on…slowly, the pain starts to ease as your focus on him eases…and this is possible only if you willfully choose to ease the pain for yourself.

Your life, your choice…so, be kind on yourself and choose what’s best for your mind and you.

Best wishes!

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 14, 2022

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Relationship
Dear Madam I had a relationship with my childhood friend until last year. We both got married to different people. Due to some misunderstanding, he is not talking to me right now. I tried to contact him through social media but there has been no response from his side. My intention is to continue with our friendship. His thoughts are torturing me badly and I am suffering with depression these days. I am trying to get out of this. But I'm unable to do so. Help me out, what should I do now?
Ans:

Dear LM,

There is a reason for him ‘ghosting’ you.

Was your ‘relationship’ one sided?

Was he clear that he was not in any sort of commitment with you?

Did you at any point think that this might be a long haul one?

Sometimes, people believe relationships are meant to last forever.

Nice fairy tales they fool themselves with and then build expectations up and then drive into a well of foolish decisions only to realise that they have led themselves to self-pity to play a victim.

This is what you are doing to yourself.

Rise above and know that he isn’t interested anymore. Who are you crying over? Who are you waiting for? And is he worth spoiling your state of mind?

Start by de-focusing…

  • Put away all stuff that holds his memories
  • Be with your friends who can support you
  • Eat and sleep well and on time
  • Pick up a new hobby or learn a new language to divert the attention

And you don’t have depression unless clinically diagnosed.

You are just feeling low and sad, and it will slowly fade away. Have faith but take the first step to make yourself feel better.

All the best!

..Read more

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

...Read more

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