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Shalini Singh  |37 Answers  |Ask -

Dating Coach - Answered on Jun 23, 2023

Asked by Anonymous - Jun 16, 2023

Hi , its getting very difficult to find a suitable bride for 26 year boy earning 1.2L/m medium built smart

Ans: Why is it getting difficult? Just because the boy is earning a certain income and is smart to look at and is intelligent at work does not guarantee a life partner. Curious to know why is it getting difficult?

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Relationships Expert - Answered on Apr 04, 2023

Hi sir, i am 42 divorced male with no child from previous marriage. Now i m getting a girl with three types 1) divorced girl which my parents dont wants (as thy want unmarried girl) 2) unmarried girl but quite aged 3) unmarried girl with decent age but poor family background n very less educated. I m quite confused with whom i should marry as i m quite scare after my breakoff from 1st marriage which was love marriage and not able to take decision on this. I m well educated smart and earning quite decent. My parents wants girl should be unmarried n can manage house n also take care of them n they dont want working girl too but she should be beautiful educated n good family background. Because of this my marriage is getting delayed n also not getting any match. Kindly suggest what should i do how much which type of girl i should i prefer..i m clueless in this n not able to take decision.
Ans: Tell me something, do you want a wife or a glorified live-in maid for your parents? I cannot believe that in this day and age so-called educated men like you are asking questions like this! “My parents want this, my parents want that”… who the hell is getting married, you or them? You’re a divorcee yourself, but a divorced woman is not good enough for you? A working girl will be frowned upon because THEY want a housewife? If this is the kind of backward-thinking family you come from, it’s hardly surprising your first marriage failed! Man up, go for someone who YOU are interested in, and if you have any common sense, stay separately from your parents after marriage!

Kanchan Rai  |53 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 12, 2023

hi Shalini Singh, how are you, i am sunil r nair, having more than 22+ years of experience in software industries, but not getting good salary job, currently working but like nothing salary job, but previously i was getting some normal salary, that time i tried to do marriage, and i got divorce in 2007, but since that time i am trying to do marriage but not able to get marriage, so can you please guide me related to this, please.
Ans: Hello Sunil R Nair,

It sounds like you've been through a series of challenging experiences, both in your career and personal life. It's understandable that you're seeking guidance and solutions to improve your current situation. While I can offer some general advice, please remember that I'm an AI language model and not a licensed professional. Here are a few suggestions that might help you navigate your career and personal life more effectively:

**1. Career Advancement:

Update Your Skills: In the rapidly changing field of software, keeping your skills up to date is crucial. Consider investing in training or certifications that are in demand in the industry.
Networking: Connect with professionals in your field through networking events, online platforms like LinkedIn, and relevant forums. Sometimes, job opportunities come through referrals.
Market Yourself: Ensure that your resume and online profiles highlight your extensive experience and achievements. Tailor your applications to showcase how your skills can benefit potential employers.
Consult Career Experts: Seek guidance from career coaches or mentors who can provide personalized advice on job search strategies, negotiation techniques, and career growth.
2. Personal Life and Relationships:

Self-Care: Prioritize your well-being and self-care. Engage in activities that bring you joy, reduce stress, and promote a positive mindset.
Reflect: Take time to reflect on your past relationships and learn from them. Understand what you're looking for in a partner and what aspects of your past relationships you'd like to avoid.
Open Communication: When you feel ready to pursue a new relationship, focus on open and honest communication. Sharing your experiences and expectations can help build trust.
Seek Professional Help: If you're finding it difficult to navigate relationships, consider seeking advice from a therapist or counselor. They can provide valuable insights and strategies for healthy relationships.
3. Patience and Persistence:
Both career advancement and finding the right partner take time. Be patient with yourself and your journey. Remember that setbacks are temporary, and persistence can lead to positive changes.

4. Maintain a Positive Attitude:
A positive mindset can make a significant difference in how you perceive challenges. Focus on the aspects of your life that are going well, celebrate your accomplishments, and stay optimistic about your future.

Remember, making significant changes takes time and effort. It's important to take small steps towards your goals and be adaptable along the way. If you find that your challenges are impacting your well-being or mental health, consider seeking support from professionals who can offer personalized guidance.

Lastly, if you're seeking more specific advice or solutions, it might be beneficial to consult with a career counselor, relationship expert, or therapist who can provide tailored assistance based on your unique circumstances.

Wishing you all the best in your journey towards a fulfilling career and personal life.
Latest Questions

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023


Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Asked by Anonymous - Sep 14, 2023
Sir, I just retired from my service @60yrs. I will get my PF+other fund ₹50L. Please advice how to invest the amount so that my principal not disputed and I can get ₹30,000 pm for my monthly expenses. My family of 2 persons are covered ₹50L health insurance. Regards
Ans: Considering your age and your requirement, you will need to invest in a mix of debt and equity instruments. Here are some investment options available to you:-

• Senior Citizens’ Savings Scheme (SCSS) – This is a pure debt instruments and provides guaranteed returns of 8.2% per annum. The interest is paid quarterly. The maximum amount that you can invest is Rs. 30 Lakhs.

• Corporate FDs – It provides you return more than the regular bank FDs. It contains two options i.e. cumulative and non-cumulative.

• Post Office Monthly Income Scheme (POMIS): This is another government-backed scheme that offers guaranteed monthly income. The current interest rate is 7.1%.

• Debt Mutual Funds: As your main concern is to protect the principal amount you may consider debt funds and monthly income can be achieved through the route of SWP (systematic withdrawal plan).

• Equity mutual funds: Equity mutual funds offer the highest potential returns, but they are also the riskiest. A small portion of the amount can be invested in the equity mutual funds for growth of the money in the long-term horizon.

It is good to know that you are adequately insured for any healthcare emergency.

Your requirement of Rs. 30,000 will be changing in the future due to inflation, hence you should consult with your financial advisor for a proper increasing income or SWP (systematic withdrawal plan) which can help you to ensure sufficient amount available for your monthly expenses.

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Hi Sir, I worked a small level company between 01.02.2018 to 30.04.2021. They paid standard EPF contribution of Rs. 1800/- from my side they deducting the same of Rs. 1800/-. After I exit the company I applied the EPF Withdrawl (both contribution) on 06.05.2023 and it was rejected by the officer and the reason was mentioned "Claim Rejeced EQUAL SHARE 07/18". The Employer deposit the July 2018 share in wrongly i.e. The deposited Rs. 1800/- in Employee Share and Rs. 1800/- employer Share and Pension is " 0 ". instead of Rs.1800/- as employee, Rs. 550/- as Employer and Rs.1250/- as pension contribution. When I sent a 2 continues mail to EPF they taking my query as a grivience and sent a query to the employer. But Still they not close the issue. How to I approch them to clear my claim. Because there is no mistake from my side. Thanks in Advance. Narayanan
Ans: I understand that your EPF withdrawal claim has been rejected due to an error in your employer's contribution. This is frustrating, but it is important to remember that you are not alone. Many people experience problems with their EPF claims, especially when their employers make mistakes.

When filing a grievance, be sure to provide clear and concise information about the issue. You should also include any relevant documentation, such as your EPF statement and the revised Form 11 from your employer (if you have one).

Once you have filed a grievance, the EPFO will investigate the matter and try to resolve it. This process can take some time, but it is important to be patient.

Here are some additional tips:

• Keep track of all your communication with the EPFO. This includes emails, phone calls, and visits to the office.
• If you are not satisfied with the EPFO's response, you can escalate the issue to the regional or national level. You can also mail on employeefeedback @ for the redressal of your grievance.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.


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