How to come out of trauma if accident

Ans: It is very difficult to predict how much time he will take to recover. He needs an intense rehabilitation programme (speech therapy, physiotherapy, occupational therapy) .

Ans: I understand the challenges you've faced with your health situation. It seems like you've tried various therapies already but haven't seen the progress you were expecting. Here are some recommendations that might be beneficial for you:

Firstly, it's important to seek consultations from both a neurosurgeon and an experienced orthopedic surgeon. Based on their assessments and recommendations, you should then consider consulting with physical therapists specializing in neurology (MPT in neuro) to address issues of weakness and involuntary movement.

In addition, you might find it helpful to utilize assistive devices such as braces, canes, walkers, or orthotic devices. These aids can support your mobility and enhance stability, compensating for weaknesses or involuntary movements in your limbs.

Furthermore, staying updated on advancements in medical research related to your condition is crucial. There may be new treatments, breakthroughs, or clinical trials offering promising prospects for improvement in the future. Keeping informed can help you explore additional options and remain hopeful about potential avenues for progress.

Ans: I’m sorry to hear about the accident and hope the boy is recovering well. It’s great that you took responsibility for his medical expenses. Since you have third-party insurance, you can potentially claim the treatment expenses from your insurance company. Here’s how you can proceed:

Steps to Claim Treatment Expenses from Third-Party Insurance
1. Gather Necessary Documents
Ensure you have all the necessary documents ready, including:

Insurance Policy Details: Your third-party insurance policy
Accident Details: Date, time, and location of the accident.
Medical Bills and Receipts: Copies of all the treatment expenses you paid for the injured boy.
Medical Reports: Any medical reports or discharge summaries from the hospital.
Witness Statements: If possible, get statements from any witnesses of the accident.
2. Inform Your Insurance Company
Contact your insurance company as soon as possible. Provide them with the details of the accident and the treatment expenses incurred. Inform them that you wish to claim these expenses under your third-party insurance.

3. Submit a Claim Form
The insurance company will provide you with a claim form. Fill out the form accurately, providing all necessary details. Attach the gathered documents, including medical bills and reports, with the claim form.

4. Cooperate with the Investigation
The insurance company may conduct an investigation to verify the details of the accident and the incurred expenses. Cooperate with their inquiries and provide any additional information or documents they may request.

5. Follow Up
Keep in regular contact with the insurance company to follow up on your claim status. This will ensure that your claim is processed promptly.

6. Payment to the Injured Person
If the insurance company agrees to cover the expenses, they may pay the amount directly to the injured person or reimburse you for the amount you have already paid. Confirm this with your insurance company and provide the injured person’s contact and bank details if needed.

Points to Remember
Document Everything: Keep copies of all communications with the insurance company, including emails, letters, and phone call records.
Legal Advice: If you face any difficulties in the claim process, consider seeking legal advice to ensure your claim is processed smoothly.
Possible Outcomes
Reimbursement to You: The insurance company reimburses you for the medical expenses you have already paid.
Direct Payment: The insurance company pays the medical expenses directly to the injured person or their family.
By following these steps, you can navigate the claim process with your third-party insurance company and ensure that the medical expenses are covered. Your proactive approach in taking responsibility for the injured boy’s treatment is commendable and should help in facilitating a smooth claim process.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ans: Hello Anonymous,
For how long did you do the physiotherapy? Are you still continuing with the physiotherapy?
Have you done recent MRI?
Aqua-therapy which means doing exercises in water can help heal the knee very well. If possible for you please ask a certified aqua-physiotherapist or go to a center that has aqua-therapy and do exercises there in their pool. This will help you in developing proprioception which will strengthen the muscles around the knee very well. Also your core muscles need to be worked on.
Also please go to a good sports physio or a physio who does myofascial release. You may need therapies like cupping, dry needling, myofascial release rather than only conventional physio. That can help your waist pain and knee.
Warm regards,
Dr Nidhi Bajaj Gupta
Founder@ Merahki Holistic Wellness
Follow us on Insta: merahki_holisticwellness