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Jinal Mehta | Answer |Ask -Follow

Financial Planner - Answered on May 20, 2024

Jinal Mehta is a qualified certified financial professional certified by FPSB India. She has 10 years of experience in the field of personal finance.
She is the founder of Beyond Learning Finance, an authorised education provider for the CFP certification programme in India.
In addition, she manages a family office organisation, where she handles investment planning, tax planning, insurance planning and estate planning.
Jinal has a bachelor's degree in management studies. She also has a diploma in in financial management from NMIMS, Mumbai.
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Asked by Anonymous - May 18, 2024Hindi

Money

My wife DOB Oct 58,has health insurance from a reputed Health Insurance provider with cover of 3 lakh ( NCB 78000) since 2009. In the last renewal premium paid was Rs. 38000 for covering 2022-24. Now the renewal premium demanded for 2024-26 for 3 lakh is raised to Rs.73000/. On checking with the Insurance provider the reason is--- change of tier 65-70 Yr. copay change and price escalation etc. . They are unable to give details of various heads on which this increase is attributed. It is difficult to digest the two fold increase of premium!

Ans: We can understand. You may check with other insurers if they have a better plan.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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