Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

What's my tax structure under the new regime with a CTC of 19 LPA?

Anil Rego | Answer |Ask -Follow

Financial Planner - Answered on Feb 01, 2025

Anil Rego is the founder of Right Horizons, a financial and wealth management firm. He has 20 years of experience in the field of personal finance.
He’s an expert in income tax and wealth management.
He has completed his CFA/MBA from the ICFAI Business School.... more

Asked by Anonymous - Feb 01, 2025Hindi

Money

What would be my tax structure under new regime with CTC of 19 LPA

Ans: Considering your salary income of Rs.19 LPA as salary income, standard deduction of Rs.75,000 is applicable resulting in tax liability of Rs.1,65,000 according to the new tax regime. Post 4% cess your total tax liability will be Rs. 1,71,600.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Vivek Lala |324 Answers |Ask -Follow

Tax, MF Expert - Answered on Mar 20, 2023

Question by Hit - Feb 14, 2023Hindi

Money

Hi Sir Hope you are doing well. My CTC is 27 LPA, I Invest 1.5L in 80C, 50K in NPA, 85K School fees, My Age is 45 and planning to take home loan of 40L, No Other liabilities. Request to pls tell which tax regime should i go for? Thanks In Advance.

Ans: Assuming your loan of 40L with duration of 15yrs , the EMI will be 40k approx with interest component being 3.36L for the first year. The Old regime will still be beneficial in this case.

Vivek Lala |324 Answers |Ask -Follow

Tax, MF Expert - Answered on Apr 21, 2023

Question by Samrat - Apr 12, 2023Hindi

Money

Hi, I have 8.9 LPA. I am investing in PPF and also have one LIC, also paying premium for family insurance. Which tax regime should I choose? Please suggest.

Ans: Depends on the amounts you pay for each of the deductions.

Vivek Lala |324 Answers |Ask -Follow

Tax, MF Expert - Answered on Jan 23, 2024

Question by Ashley - Jan 11, 2024Hindi

Money

Hello Sir, I am currently earning a CTC of 7.20 Lacs PA, and I have opted for the new tax regime, I am told under this new regime for a CTC of 7.20 Lacs PA the tax would be ZERO, I wanted to know if this is correct and also i wanted to sell some mutual funds wherein the capital gains will be Rs 95000-98000, since this too is exempt as per the IT act, will I have to pay tax once this amount of Rs 95-98k is added to the total earnings, please clarify, Thanks in advance.

Ans: Yes there is no tax with your CTC amount
Any gains on equity MF till 1L in one particular FY is tax free, so no tax liability, but none the less you should file your ITR on time

Mihir Tanna |1096 Answers |Ask -Follow

Tax Expert - Answered on Apr 28, 2025

Question by Prakash - Feb 01, 2025

Money

my CTC is 17 lacs what will be my income tax in both regimes

Ans: Selection of tax regime depends of eligibility of amount of deduction and exemption. Considering income of 17lacs, When amount of deductions/exemption cross 6,50,000; old scheme is likely to be beneficial for the tax payer.

You can calculate tax liability, using advance income tax calculator available at following link:

https://eportal.incometax.gov.in/iec/foservices/#/TaxCalc/calculator

Vipul Bhavsar |128 Answers |Ask -Follow

Tax Expert - Answered on Apr 04, 2025

Asked by Anonymous - Mar 03, 2025Hindi

Money

My CTC is 17.40 LPA then how much income Tax will be deducted as per New tax regime. Please Explain as per Tax Slab.

Ans: 138320 for FY 2025-26

Latest Questions

Dr Dipankar Dutta |1851 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 13, 2026

Question by Laxmi - Feb 13, 2026Hindi

Career

Sir mera 10 me 50% Marks hai aur mai ek 32 year ki female hu sir kya fir se highschool kar sakti hu

Radheshyam Zanwar |6808 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 13, 2026

Question by Muktesh - Feb 13, 2026Hindi

Career

Bams k baad allopathic medicine likh sake uske liye koi course baiye

Ans: No, after BAMS, no course legally permits you to practice allopathic (MBBS) medicine independently. You must complete an MBBS degree to practice allopathic medicine.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |6808 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 13, 2026

Asked by Anonymous - Feb 13, 2026Hindi

Career

Pcb paas karke nios se on-demand exam k through editional subject mathematics paas karke kya two marksheet jisme pcb alag and aditional subject math ki alag marksheet kya alag marksheet engeneering me acceptable hai

Ans: Yes, NIOS on-demand Mathematics as an additional subject (separate marksheet) is generally accepted for B.Tech admissions along with your PCB marksheet. Still, you must confirm the specific eligibility rules of the university you’re applying to.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |6808 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 13, 2026

Question by Muktesh - Feb 13, 2026Hindi

Career

Isme maths ki single marksheet hogi pcb ki pale se ek to kya dono marksheet ko btech me use kar sakte hain

Ans: Yes, NIOS on-demand Mathematics as an additional subject (separate marksheet) is generally accepted for B.Tech admissions along with your PCB marksheet. Still, you must confirm the specific eligibility rules of the university you’re applying to.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |6808 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 13, 2026

Asked by Anonymous - Feb 13, 2026Hindi

Career

My Name On class 10 CBSE Marsheet Is Bhole Sharad,AND father name is separately mentioned and on Adhhar Sharad Prakash Bhole I want to fill Neet Form UG 2026 Which name should i use i am 12th appearing board student,if change required i should do

Ans: Use your Class 10 CBSE marksheet name exactly as printed (“Bhole Sharad”) for NEET UG 2026, and if Aadhaar differs, update Aadhaar to match your CBSE records before applying, i.e., before counselling.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |6808 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 13, 2026

Question by C - Feb 13, 2026Hindi

Career

My son got snu comuter,Is it better than thapar cse or vitcse

Ans: CSE @ Thapar is better than SNU. And SNU is newer and slightly behind in reputation and placements compared to Thapar and VIT. Yet, there is no harm in going with SNU.

Good luck.
Follow me if you receive this reply.
Radheshyam

Nayagam P P |10904 Answers |Ask -Follow

Career Counsellor - Answered on Feb 13, 2026

Asked by Anonymous - Feb 13, 2026Hindi

Career

Sir my daughter has attempted jee mains but we didn't get good result can't afford management quota fee where can she study cse if she wants to enter software field and the local colleges are also considering mains rank and is there any other way to enter software field and are there any other career opportunities please tell

Ans: Many options are still available. You can apply for COMEDK, NMIT–Bengaluru, and other entrance examinations conducted independently by colleges and universities, which are generally less competitive than exams like JEE or BITSAT. All the Best for your Daughter's Bright Future. Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Nayagam P P |10904 Answers |Ask -Follow

Career Counsellor - Answered on Feb 13, 2026

Question by Mahesh - Feb 11, 2026Hindi

Career

is it worth studying M.A. (Economics) integrated at UOH after 10+2 or any B.Tech CS/IT any best renowed college in India

Ans: Mahes, Both options are good. The choice depends on your interest, aptitude, and attitude toward the domain. You must continuously upgrade your skills and knowledge. Staying relevant is essential, along with remaining active and networking on LinkedIn for long-term benefits. All the Best for your Bright Future. Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

Nayagam P P |10904 Answers |Ask -Follow

Career Counsellor - Answered on Feb 13, 2026

Asked by Anonymous - Feb 12, 2026Hindi

Career

My son got 83.58 percentile in cat ..he is a engineering student from nit non computer background..can he get any good roi college for mba ..or can try for m.tech

Ans: Please clarify from which NIT, year of completing the BTech and also the Branch he has completed from NIT to answer precisely.

Mayank Chandel |2610 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Feb 13, 2026

Question by neha - Feb 11, 2026Hindi

Career

Hi,so actually I submitted my neet form today got confirmation page but I filled my form according to 10th details later it showed my application form name is mismatched with aadhar name .then I checked my aadhar name and 10th mark sheet name not matching because of sequence.now I already submitted my form got confirmation page .what to do?

Ans: Don't worry.
During counselling, we can handle this with an affidavit.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x