Under the proposed new tax scheme, is the figure of Rs. 7 Lakhs inclusive of LTCG from sale of shares and mutual funds? Meaning, if one has regular income of 5,50,000 p.a. from pension, FD interest, etc and a capital gain of 1,50,000 from sale of equity - total amounting to Rs. 7 lakh, will his tax liability be nil or what will be his tax liability?

Ans: Hi!!

I won't talk about your fake experience and all. You too don't go back in time and revisit it!! This is not going to help you. Just look ahead now..
You were 26 and now you are 29, you have 03 years experience now, right?
Like I said in the beginning itself, forget the past... sit down calmly in a comfortable place and list out all that you need to learn in order to meet the expectations.... start learning them, keep it simple, that's all you need to do now...LEARN. Spend some extra time, energy in learning. Seek out seniors to help, check online if you can learn something that will help you perform well.

Just go ahead and learn ...

All the best!!

Ans: Hi!!

I am glad you understood the importance of building your Image and acknowledging that you need these aspects in your life to grow, that's half the job done...congratulations. This willingness to learn is what will help you in the long run!!

As an Image Consultant, Soft Skills Trainer and a life Coach , I can help you with all that you have mentioned and groom you to attain your professional goals!!

You can check this out https://transformme.co.in/ and reach out to me !!

All the very best!!

Ans: Hi!!

Learning English in today's time is quite easy, especially online. Just google and check for courses. You can check their reviews and join the one with a good rating!!

All the best!!

Ans: Dear Sunil,

No one is clear cut introvert or an extrovert, look at yourself closely too... in some circumstances you behave like an extrovert and some areas you behave like an introvert.

Be brave and say "hi" to people around you in the office, you be the first one to greet, this itself can be a starting point to making new friends. A smile and a pleasant "hi" is all it takes.
Look for opportunities to connect with ppl in the office, instead of sending mails or reminders to ppl electronically, just walk up to them and speak to them or call them up to say you have sent a mail/reminder. This way you can establish a human connect.
Also check if you can go to the dining area to eat lunch and during breaks.. do not sit at your desk and have lunch.
Social media and watching reels is a "big no" if you are yearning for human connections. I am glad you talk to your family...outside the office, join book clubs, singing clubs, drama clubs or anywhere your interest lies...you can join a classroom to learn and develop a new skill....

Also check if you are getting enough sleep, exercise, fresh air , sunshine during the day....focus on your diet too!!

Hope this helps... take care of yourself!

Ans: Dear Ahalya,
This is the best time to be an entrepreneur in India!! There are enough problems to solve on this planet, look at these closely, see where you can help and become part of the solution. With your experience and your area of expertise, see where you can bridge the gap, this is where you can become self employed and self dependent!
Look around, grab the opportunities that come your way and move forward with courage....any age is a good age, age is just a number, trust me.

If teaching interests you, then please go ahead and teach, there is a severe dearth of good teachers who can shape young minds!!

Don't let fear cloud your judgement ... fortune favours the brave!! Prepare well and take the plunge!! Best wishes to you..

Ans: Hey!!

You are just 27 yrs old, there is a full life ahead of you!! Trust me when I say that every experience is a learning experience. Look back at life, reflect and see what you learnt from each experience, how you responded to each experience, and how you have changed for better. This the only way to go about being positive and happy. This is the key to live a fulfilling life
Focus on your health, however cliche it may sound ,"health is wealth". Recover, rejuvenate, become sound in body and mind. Do all that takes to regain your mojo.
Take one step at a time towards becoming better in all the areas of your life.
Go back to the classroom , learn and get that degree. There is something about getting a degree, it shows your focus, resilience and the ability to get things done come what may, this will again help you in moving forward in life!!

Practice gratitude, meditate, exercise, stay healthy, stay happy and stay positive.
Things will soon fall in place when you start taking care of yourself... your life, your pace and it's your journey... do not compare yourself with anyone. Life is your race to be won, by becoming better version of yourself and giving your 100%. Get up and get going with wisdom and clarity of thought.

All the very best!! More power to you!!

Ans: Dear Madhurrya!!

You have a nice and unique name.. it sounds so good!! I like that fact that you are honest, it's a strength, let this not change because of cheating students. Good people don't change because of bad people. All the best on staying honest always , remember it is your strength.

Coming to your question..it's nice to have ppl competing with others and upping their game. If it is a respectful way, then go ahead and compete and become better, just like Rafal Nadal and Roger Federer, they became good at what they were doing by competing with each other.
Forget about that boy who threatens you...don't give him any space in your head, stay away from him and be strong enough to defend yourself when he tries to harm you, take help of elders if he physically harms you. Don't get into any verbal duels, he is not worth your time and attention. BE SAFE.

Let's now look into you getting better marks and upping your score..
1. discipline and consistency is what will help you score well
2. the power to score better lies in not just regular studies but in your revision. After you study a chapter, revise it within 10 mins , once in 24 hrs and then after 07 days. This way the learning gets absorbed completely.. try it out, maintain a diary for to plan every chapter's revision .. let me explain.. supposing you study chapter 09 in Science, then you revise the concepts for 10 mins after you finish studying it. Revise it the next day( 24 hrs).. and then mark in the diary to revise it after 07 days, revise it on that day. Your retention and reproducing the learning goes up by 80%.
3. Get enough sleep, eat good balanced diet, get 20 mins of physical activity and meditate for 10 mins. The simplest meditation is to sit in a quiet place, relax, close your eyes and observe your breath going in and out. Don't fret if you lose focus, just get back to observing the breath.
4. you keep working on your studies and yourself. You focus on becoming better, forget about all else and do not compare yourself with anyone.

All the very best!!

Ans: Your problem is same as with lakhs of women who are proud mothers. Loose tummy skin with stretch marks along with some bulge in the abdomen is due to the extra skin of the pregnancy which has not shrunk back due to lack of elasticity. Also, the muscles of the abdomen (the abs) become loose due to the stretch during pregnancy.
Unfortunately, these problems cannot be bettered significantly by any non surgical methods because they are mechanical problems.
Weight loss and exercises can make the flab thin but cannot shrink the skin.
So the only solution in most cases is TUMMY TUCK SURGERY (not non surgical so called Tummy tuck which is mostly ineffective). This surgery is very safe and satisfying. It not only removes the loose skin with stretch marks but also tightens the muscle. Simultaneous liposuction adds to better figure. it also helps in relieving back pain by balancing the front and back muscles and also takes care of increased frequency of urine which is very common after pregnancy.
Yes, there is a horizontal scar in the panty line l, but that is a very small price to pay for a much better figure and better functionality.
Overall, this surgery is one of the most satisfying surgeries in plastic surgery.

Ans: Dear Anonymous,
Every long-term relationship goes through this phase. Don't overthink this. When you find yourselves getting into a fight, take a pause and give each other some space. For instance, if you see that a phone conversation is slowly building up to a conflict, hang up for 15 to 30 minutes. Take some time to think- sometimes that is enough for us to realize that our partner is not really being unreasonable or their point isn't exactly wrong. It's easy for people to be defensive at the moment. This small pause can help calm things down and revisit the conversation with a more problem-solving mindset.

Hope this helps.