Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Vivek Lala |324 Answers |Ask -Follow

Tax, MF Expert - Answered on Jun 04, 2025

Vivek Lala has been working as a tax planner since 2018. His expertise lies in making personalised tax budgets and tax forecasts for individuals. As a tax advisor, he takes pride in simplifying tax complications for his clients using simple, easy-to-understand language.
Lala cleared his chartered accountancy exam in 2018 and completed his articleship with Chaturvedi and Shah. ... more

Asked by Anonymous - Feb 01, 2025

Money

My total CTC is 8.7lac how much I have to pay

Ans: Zero from FY 25-26

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Anil Rego | Answer |Ask -Follow

Financial Planner - Answered on Feb 10, 2023

Question by Ujjwal - Feb 01, 2023Hindi

Money

Hi,My CTC is 25 L and Variable is 4.12 L. Variable is separate. Please suggest tax slab

Ans: You will be in the 30%+surcharge tax slab.

Anil Rego | Answer |Ask -Follow

Financial Planner - Answered on Feb 05, 2023

Question by Ujjwal - Feb 01, 2023Hindi

Money

Hi,My CTC is 25 L and Variable is 4.12 L. Variable is separate. Please suggest tax slab

Ans: One would come under the highest tax slab (30%) on this salary.

Yogendra Arora |40 Answers |Ask -Follow

Tax Expert - Answered on Mar 27, 2025

Asked by Anonymous - Feb 01, 2025Hindi

Money

How much income tax will have to be paid if annual CTC is 26.5 lakhs?

Ans: hi, CTC stands for cost to the company which includes many things like HRA, LTA, Bonus , EPF & Gratuity, so with this information correct tax calculation is not possible however tax will approx 4,36,800 (under new tax regime) in case taxable salary considered 24.00 lac .

Mihir Tanna |1112 Answers |Ask -Follow

Tax Expert - Answered on Apr 28, 2025

Question by Prakash - Feb 01, 2025

Money

my CTC is 17 lacs what will be my income tax in both regimes

Ans: Selection of tax regime depends of eligibility of amount of deduction and exemption. Considering income of 17lacs, When amount of deductions/exemption cross 6,50,000; old scheme is likely to be beneficial for the tax payer.

You can calculate tax liability, using advance income tax calculator available at following link:

https://eportal.incometax.gov.in/iec/foservices/#/TaxCalc/calculator

T S Khurana |566 Answers |Ask -Follow

Tax Expert - Answered on Aug 16, 2025

Question by Kumarsri - Aug 14, 2025Hindi

Money

My CTC is 1835000 which is including Rs 95000 variable pay, how much tax i have to pay

Ans: With the limited information/data you are providing, it is not possible to calculate income tax correctly.
Financial year of Income, Other Income like interest, dividends, Capital Gains-if any, Break-up of Salary figures, Your Tax savings all needs to be accounted for before any calculations are made.
Most Welcome for further clarifications, if any. Thanks.

Latest Questions

Radheshyam Zanwar |7629 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 23, 2026

Asked by Anonymous - May 23, 2026Hindi

Career

Sir,my son is selected for IIT Kharagpur for Mechanical Engineering or he is also selected for CSE Thapar Engineering College. Which is better

Ans: If possible, prefer Mechanica @ IIT Kharagpur until he is not inclined towards CSE. IIT is a big brand name compared to Thapar. Or you can wait for lower tech branches @ IITs (you did not mention the score of JEE adv)

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7629 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 23, 2026

Asked by Anonymous - May 23, 2026Hindi

Career

Sir, Which is the best option kindly suggest. NIT trichy E&E, NIT -Rourkela /NIT W / NIT Calicut - ECE, MNNIT Allahabad-CSE , IIIT Allahabad - IT. Got CRL 5340 , JEE main 2026 with home state UP

Ans: Preference order may be: IT @ IIIT Allahabad > CSE @ MNNIT Allahabad > EEE @ NIT Trichy > ECE @ Rourkela

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7629 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 23, 2026

Question by Poonam - May 23, 2026Hindi

Career

Sir, my son wants to do mechanical engg. or aerospace. Looking the current scenario where CS is everywhere, is it good to go for ME. his JEE percentile is 97.46(Gen,UP)).

Ans: Yes, Mechanical/Aerospace is still a good choice if he genuinely likes core engineering. He has a good chance with some NITs and IIITs.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7629 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 23, 2026

Question by Venkata - May 23, 2026Hindi

Career

Sir ,I got a seat in vit ap CSBS in category 1 and i also have a aeee rank of 14,000 and intermediate marks of 979 can I try for sastra cse ,what will we good for future placement? Do you think i should take csbs in vit ap

Ans: Prefer CSE @ Sastra compared to VIT AP. Take VIT-AP CSBS only if better CSE options are not available.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7629 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 23, 2026

Asked by Anonymous - May 23, 2026Hindi

Career

Sir my daughter from SC category got CRL 245740 and SC 14001 rank in jee mains and 31202 rank in ts EAMCET and she got 74.8 percentage in 12th cbse boards. She want cse or mechanical branch in engineering. What would be the choices

Ans: She has hope for CSE/Mechanical at Jadavpur University (lower branches possible), Government College of Engineering and Ceramic Technology, Institute of Engineering and Management, newer NITs in CSAB, and mid-tier Telangana colleges through TS EAMCET counselling.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7629 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 23, 2026

Question by Pruthvirajsinh - May 23, 2026

Career

My son got comedk in 111 marks gujrat Hsc overall 91.40% pr. HSC science 86.32 % GUJCET 84.44% Jee mains CRL rank 102855 EWS Catagory rank 15516. Home state gujrat. Nirma aur PDEU Ke Admission me apply Kiya hai. Ab final kya choose karna sahi rahega. Please advise me.

Ans: Prefer Nirma if CSE/IT is available. For CSE/ICT, prefer PDEU. COMEDK (111) also gives good Bangalore college backup options. (Ramaih, Dayananad, Bangalore Institute of Technology, RNS, etc.)

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7629 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 23, 2026

Asked by Anonymous - May 23, 2026Hindi

Career

I got 93.04%ile in jee mains 2026. I belongs to gen category but I have applied for ews category which possibly will be ready before June. Please suggest me for any good options in josaa and csab for IIITs or NITs. My home state is West Bengal.

Ans: You can hope for lower branches at Durgapur NIT, IIITs like Kalyani, and ECE/IT/CSE specialisations in CSAB rounds; newer NITs/IIITs also look achievable.

Good luck.
Follow me if you receive this reply.
Radheshyam

Asked on - May 23, 2026 | Answered on May 23, 2026

Which NITs and IITs are possible?

Ans: NITs like Durgapur/Agartala/ Silchar/Meghalaya. IIITs like Kalyani/Bhagalpur/Dharwad/Ranchi etc.

Radheshyam Zanwar |7629 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 23, 2026

Question by P - May 23, 2026Hindi

Career

Sir, my daughter got Integrated CSE AIML course in SRM AP and integrated CSE in Vit. Which one is better.

Ans: If possible, prefer Integrated CSE @ VIT if it is in Vellore, else go with CSE AIML @ SRM

Good luck.
Follow me if you receive this reply.
Radheshyam

T S Khurana |566 Answers |Ask -Follow

Tax Expert - Answered on May 23, 2026

Question by Prakash - Apr 10, 2026Hindi

Money

am having flat in hyderabad which was registered as gift deed in 2009 and if i want to sell the flat on today date the valve may be 75 Lakhs what can be capital gain. Actual cost was 2.2 lakhs in 1986 . As my age is 65 years and i dont want to use for contruction or investment in new flat. How can i save capital gain. Your advise

Ans: Whatever LTCG (Long Term Capital Gain) is there, you may purchase Capital Gain Bonds (maximum limit is Rs.50.00 (L) to save your tax. Since you don't want to invest in a new Flat or House, this may be a good option. Please remember the time limit of purchasing the Bonds is within 6 months, from the date of sale of Asset/Flat.
Most Welcome for further clarifications, if any. Thanks.

T S Khurana |566 Answers |Ask -Follow

Tax Expert - Answered on May 23, 2026

Question by Surya - May 07, 2026Hindi

Money

Which term insurance is better for me? I am a 31 year old male. I am unmarried and plan to marry in the next 1 to 3 years. I plan to have children later and take a home loan in future. My current salary is 24.5 LPA. I already have assets worth more than 10 crore. My family members have lived beyond 75 years. My mother passed away at 40 due to brain stroke. I am considering two plans: Option one cover of 3 crore till age 75 Option two cover of 4 crore till age 65 Which option is better?

Ans: Your selection of Option One : Cover of Rs.3 crores till the age of 75 seems better, in view of your family age history.
Most Welcome for further clarifications, if any. Thanks.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x