Home > Money > Question

Sign In | Create an account

Need Expert Advice?Our Gurus Can Help

Ramalingam Kalirajan |11185 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Sep 12, 2025

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Jatin on Sep 11, 2025Hindi

Money

Thanks a ton for such knowledgeable and insightful advise. Will definitely try to implement it as far as possible to achieve my goals.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Ramalingam Kalirajan |11185 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Sep 11, 2024

Question by Naveen - Sep 11, 2024Hindi

Career

Thank you so much for your immediate response sir. I will work accordingly to achieve my goal.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Pushpa R | Answer |Ask -Follow

Yoga, Mindfulness Expert - Answered on Nov 28, 2024

Question by Girish - Nov 27, 2024Hindi

Career

Thanks for your prompt response. I will definitely put your guidance to use.

Ans: You're very welcome! I'm glad I could assist you with your queries. If you have any more questions or need further guidance on your yoga or meditation practice, feel free to reach out anytime. Wishing you a healthy and peaceful journey ahead!

R. Pushpa, M.Sc (Yoga)
Online Yoga & Meditation Coach
Radiant YogaVibes
https://www.instagram.com/pushpa_radiantyogavibes/

Ramalingam Kalirajan |11185 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jul 13, 2025

Question by ajitpal - Jul 12, 2025Hindi

Money

Thank you so much for the advice..will work on as guided

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Ramalingam Kalirajan |11185 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Aug 04, 2025

Question by Sudhir - Aug 03, 2025Hindi

Money

Thanks a lot Sir for such a holistic and insightful guidance.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Latest Questions

Radheshyam Zanwar |7730 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Asked by Anonymous - May 25, 2026Hindi

Career

Best colleges for medicine Having 25 days for exam how to extract the best for re-neet?

Ans: Very vague question. Better to focus again on the Re-NEET Exam and try to score as much as possible. A top score will automatically open the doors of top medical colleges.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7730 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Question by GBhattacharyya - May 25, 2026Hindi

Career

My daughter has 70064 rankon jee mains in general category,does she get iiit with this rank in cse?

Ans: No, CSE is not possible. She can hope for lower branches at IIITs such as Bhagalpur, Kalyani, Kottayam, or similar lower-ranked IIITs through CSAB if seats remain vacant. It is better to explore other options as a backup.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7730 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Asked by Anonymous - May 25, 2026

Career

Hello Sir, Our son is eligible for BTECH in IIT Madras AI and data analytics, IIT kanpur cse and electricals in all IITs based on last year jee advanced josaa. Which is the best option for future growth. He is interested to opt from any of these.

Ans: Preference order: AI + DS @ IIT Madras > CSE @ IIT Kanpur > Electrical @ IIT Kanpur. Yet, the basic interest of the candidate plays a more significant role in choosing the branch and institute. The final decision will be yours and your son's.

Good luck.
Follow me if you receive this reply.
Radheshyam

Asked on - May 25, 2026 | Answered on May 25, 2026

Thank you sir. Will AI and data analytics be a narrow opportunity in future when compare to cse?

Ans: No. But if you are not sure or have any hesitation, then listen to your soul and make the right choice that suits your son.

Radheshyam Zanwar |7730 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Question by Vineet - May 25, 2026Hindi

Career

Sir, What shall be chosen B Tech CSE with DS at SRM KTR or Btech IT at JIIT Noida

Ans: Both are good options. SRM is more crowded and costly than JIIT. Choose SRM for maximum placement potential and JIIT for value and location preference. As an aside, prefer CSE+DS @ SRM KTR if possible.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7730 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Asked by Anonymous - May 25, 2026

Career

I got 2300 OBC RANK IN JEE B ARCH.BUT MY 12 PERCENTAGE IS 73.5.CAN I APPLY FOR JOSAA OR WAIT FOR MY IMPROVME NT RESULT THEN APPLY FOR CSAP. One more answer whether the result of improvement come before CSAP counselling ,

Ans: You can apply for JoSAA now, but for CSAB, you should wait for improvement results if they can raise your 75% eligibility, because CSAB eligibility requires meeting criteria. Improvement results usually come before CSAB rounds, but timing is not guaranteed, so plan cautiously. It is better to explore other options from a safer point of view.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7730 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Asked by Anonymous - May 25, 2026

Career

My son got 39460 Rank in jee mains he is gettting Mathematics n computing in IIIT Bhopal, Mechanical / smart manufacturing in IIIT Jabalpur, ECE n AI in IIIT Vadodra n ECE / mechatronics in SGSITS pls suggest which one he should go

Ans: The preference order may be: MnC @ Bhopal > ECE @ Vadodara > ECE @ SGSITS > Mech @ IIIT Jabalpur. The final choice and decision will be yours. Considering the options you have, choose the college that is nearer to your home.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7730 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Question by Shrish - May 25, 2026Hindi

Career

Is nmit in cometk 2026

Ans: As per the information available, it is not under COMDEK.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7730 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Question by Mukesh - May 25, 2026Hindi

Career

Can I get any branch in iiit bhopal in csab at 82k crl and ews category

Ans: Chances are very low. Better to explore other options.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7730 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Asked by Anonymous - May 25, 2026

Career

Sir pursuing ece in category 5 in vit is best or ece in srm ramapuram best, economic wise I have to spend extra amount in vit than in srm for me pls suggest which one is worth

Ans: Prefer ECE @ SRM without any hesitation.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |7730 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 25, 2026

Question by Parulchauhan - May 25, 2026Hindi

Career

Sir, my son is getting CSE with data science at vit vellore, civil at thapar , CSE software engineering at SRM KTR, and might also get btech I.T. at Jaypee Noida, what should we prefer. We are from Delhi.

Ans: The preference order may be: VIT Vellore > Jaypee > SRM > Thapar. Recommending to go with IT @ Jaypee (best location advantage for Delhi + decent coding placements)

Good luck.
Follow me if you receive this reply.
Radheshyam

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x