Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Ramalingam Kalirajan |8005 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jul 20, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Jigar on Jul 20, 2024Hindi

Money

Thank you for your guidance

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Samraat Jadhav |2213 Answers |Ask -Follow

Stock Market Expert - Answered on Feb 16, 2024

Question by Vishwanath - Feb 16, 2024Hindi

Money

Thanks for your guidance

Ans: welcome Sir

Aasif Ahmed Khan |164 Answers |Ask -Follow

Tech Career Expert - Answered on Jul 27, 2024

Question by zhili - Jul 26, 2024Hindi

Money

Thanks for your guidance

Ans: Feel free to ask

Radheshyam Zanwar |1196 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 16, 2024

Question by K - Sep 16, 2024Hindi

Career

Thank you for your good guidance

Ans: Welcome K Hemalataji.

Ek Like and follow to banta hai!

Ramalingam Kalirajan |8005 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Sep 22, 2024

Question by TULSI - Sep 21, 2024Hindi

Money

Thanks for your guidance.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Latest Questions

Milind Vadjikar |1036 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 18, 2025

Question by Tonny - Feb 18, 2025Hindi

Money

Hi sir I am 42 years can I apply insurance 5 year ..I am working here gulf country I have NRI account yearly how much need to pay can you answer me details

Ans: Hello;

What is the sum assured you are looking at?

Is 5 year premium paying term?

Kindly clarify so as to advise you suitably.

Thanks;

Milind Vadjikar |1036 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 18, 2025

Question by Gregory - Feb 18, 2025Hindi

Money

how to select best performing midcap mutual fund for SIP

Ans: Hello;

What is the goal for which this investment is intended?

Also time horizon?

Based on your reply we can advise you suitably.

Thanks;

Milind Vadjikar |1036 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

Money

I am 28 years old. I have decided to invest 40000 per month for 2years. Where should I invest? If it's in mutual funds, please suggest me the funds also.

Ans: Hello;

You may invest in equity savings type mutual fund with low to moderate risk rating.

It is a hybrid mutual fund with relatively lower allocation to direct equity.

Happy Investing;
X: @mars_invest

Milind Vadjikar |1036 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

Money

I am planning to buy land loan for 10 lakhs. When approached ICICI, they informed minimum amount to be sanctioned is 20 lacs. Can I repay the surplus as part of EMI ? If yes , my monthly emi goes 1,75,000 My total income is 1.5 lacs per month and I can able to pay 1.75 emi by using the surplus and using the salary income Advise if it is wise decision? Interest rate at 8.75

Ans: Hello;

It's not fiscally prudent to borrow more then your requirement.

You may approach some other lender.
Even if rate of interest is slightly higher go for loan only for the required amount.

Also select a longer repayment period so the EMI burden will be lesser.

As and when you get surplus income like bonus do the loan principal repayment as early as possible.

You will also have to invest for retirement and other financial goals as well.

Best wishes;

Dr Dipankar Dutta |771 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

Career

Sir, kindly help me to.choose between DTU ( mathematics and computing) vs iiitD ( CSAM)

Ans: If you prefer a deeper focus on CS and AI/ML, go for IIIT Delhi (CSAM). If you like a balance of mathematics and computing with broader career options, choose DTU (Mathematics and Computing).

Dr Dipankar Dutta |771 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Question by K - Feb 18, 2025Hindi

Career

My son scored 99.28 percentile in JEE Main. Will he get NIT Trichy.. Any core branches.? He is interested in NIT-T. What about BITSAT... Which is the best option?

Ans: Congratulations. I think he will get NIT-T. You can see previous year cut off. I always refer NIT-T over BITS. He should prepare for JEE - Advance for IITs

Dr Dipankar Dutta |771 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Question by Naan - Dec 12, 2024Hindi

Career

I'm doing First year B tech - Electrical and computer science engineering, i would like seek your guidance about short term course which i can study during semester holidays.

Ans: Search NPTEL. Courses are free. You can choose any courses based on your interest. If you are interested to give exam, then only you have to pay. That is also very nominal

Dr Dipankar Dutta |771 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

Career

My son is in 10th standard. He scores around 91-92 percent so far and likes to study. He wants to prepare for IIT however we are confused if he should try to top colleges in India or should we consider education abroad in a good college. We will only be able to go for abroad education of he gets scholarship.

Ans: Fix target and then prepare accordingly. For IITs he has to prepare for JEE. For admission in colleges of other countries you have to prepare according to their need.

Dr Dipankar Dutta |771 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

Career

Hello Sir, my daughter is currently in 11th standard cbse board. She wish to do MBBS, but her physics and chemistry is weak. Can you pls suggest how to improve these. Also pls advise other options after 12th class.

Ans: Fix your target. It can be NEET for MBBS. She can take admission in any coaching institution to improve her physics and chemistry .

Dr Dipankar Dutta |771 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

Career

I have got 92.28%ile in jee mains 2025 (general, female from Assam). Currently i also have my 12th boards going on, what will be the best option for now?

Ans: Your question is not clear to me. Which type of option?

Asked on - Feb 18, 2025 | Answered on Feb 18, 2025

Do I have any scope in govt college or I should start preparing for 2nd attempt? Because it has already become quite overwhelming for me to manage it with boards.

Ans: You should see previous year cut off. Next year you can concentrate only on JEE. So chances of getting higher percentile will be very high.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x