Home > Money > Question
Need Expert Advice?Our Gurus Can Help
Nikunj

Nikunj Saraf  | Answer  |Ask -

Mutual Funds Expert - Answered on Dec 01, 2022

Nikunj Saraf has more than five years of experience in financial markets and offers advice about mutual funds. He is vice president at Choice Wealth, a financial institution that offers broking, insurance, loans and government advisory services. Saraf, who is a member of the Institute Of Chartered Accountants of India, has a strong base in financial markets and wealth management.... more
Anup Question by Anup on Dec 01, 2022Hindi
Listen
Money

I need suggestions: My requirement is 75 lakh after 10 years. My age is 50. Which sip should I choose, what amount and how long?

Ans: Hi Anup Banerjee. To achieve a corpus of Rs.75 lakh after 10 years, you may start sip of 29K on monthly basis. The time horizon for sip will be 10 years and you may consider large cap, large & mid cap, mid cap and multi cap categories in your portfolio.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

You may like to see similar questions and answers below

Ramalingam

Ramalingam Kalirajan  |9309 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 06, 2024

Asked by Anonymous - Apr 30, 2024Hindi
Listen
Money
Hello Sir, My current age is 45 yrs & take home salary is 1.5 Lacs , i want to retire at the age of 60 with 5cr corpuses..please suggest SIPs & MF
Ans: It's great to see your proactive approach towards retirement planning. Achieving a corpus of 5 crores by the age of 60 is an ambitious yet achievable goal with proper planning and disciplined investing. Here are some suggestions for SIPs and mutual funds to help you work towards your retirement goal:

Determine Investment Amount:
Start by assessing how much you can comfortably invest each month towards your retirement goal. Since you're aiming for a substantial corpus, consider maximizing your SIP contributions to the extent possible.
Selecting SIPs:
Opt for a diversified portfolio of mutual funds across various categories such as large-cap, mid-cap, small-cap, and flexi-cap funds.
Allocate your SIP investments based on your risk tolerance, time horizon, and investment objectives.
Consider SIPs with a consistent track record of delivering above-average returns over the long term.
Recommended Mutual Funds:
Large-cap funds: These funds invest in established companies with stable track records and are relatively less volatile.
Mid-cap and small-cap funds: These funds have the potential to generate higher returns over the long term but come with higher volatility. Invest in them cautiously.
Flexi-cap funds: These funds offer flexibility to invest across market capitalizations based on market conditions and fund manager's discretion.
Consider SIPs in reputable mutual fund schemes with a proven track record of wealth creation and consistent performance.
Consultation and Review:
It's essential to periodically review your investment portfolio and make adjustments based on changing market conditions, financial goals, and risk appetite.
Consider consulting with a certified financial planner who can assess your financial situation, risk tolerance, and investment goals to provide personalized recommendations.
Discipline and Patience:
Remember that achieving long-term financial goals like retirement requires discipline, patience, and regular monitoring of your investments.
Stay committed to your SIPs, avoid succumbing to short-term market fluctuations, and focus on the long-term growth potential of your investments.
By adhering to a systematic investment approach, diversifying your portfolio, and staying focused on your retirement objective, you can work towards building a substantial corpus of 5 crores by the time you retire at the age of 60.

..Read more

Ramalingam

Ramalingam Kalirajan  |9309 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 05, 2024

Listen
Money
Sir, am 45yrs earning 61k monthly. Another 15years of service. I have a daughter 10yrs old. I want to have a corpus of 1cr at 60. Can u plz suggest how much I should start investing in SIP. My expenses include Lic 15700 for another 3yrs payment Reliance Nippon 36800 for another 4yrs payment Home loan EMI for 21667PM for another 4years Rent paying for 9500 per month Monthly expenses for 15k to 20k per month Income i get Salary 61000 permonth Rent from flat 8300 Plz suggest me to lead peacefull life. Thank u Sir Vikas
Ans: To achieve a corpus of 1 crore at the age of 60, you'll need to start investing in SIPs diligently. Here's a breakdown to help you plan:

Current Monthly Expenses:
LIC: ?15,700 (for 3 years)
Reliance Nippon: ?36,800 (for 4 years)
Home Loan EMI: ?21,667 (for 4 years)
Rent: ?9,500
Other Expenses: ?15,000 to ?20,000
Total Expenses: ?98,667 to ?103,667
Monthly Income:
Salary: ?61,000
Rent from Flat: ?8,300
Total Income: ?69,300
Monthly Surplus:
Monthly Income - Monthly Expenses = ?69,300 - ?98,667 to ?103,667
Monthly Surplus (Deficit): -?29,367 to -?34,367
Investment in SIP:
Since you have a deficit in your monthly surplus, you'll need to adjust your expenses or increase your income to accommodate SIP investments.
Aim to allocate a portion of your surplus towards SIP investments. The amount will depend on your ability to cut expenses or increase income.
To calculate the required SIP amount, you can use online SIP calculators considering factors like expected rate of return, investment horizon, and inflation rate.
Start with a manageable SIP amount and gradually increase it as your income grows or expenses reduce.
Peaceful Life:
Review your expenses regularly and prioritize savings and investments to achieve your financial goals.
Focus on creating an emergency fund to cover unforeseen expenses and protect your financial stability.
Consider consulting with a financial advisor to create a comprehensive financial plan tailored to your specific needs and goals.
Stay disciplined in your financial habits, avoid unnecessary debt, and invest in assets that align with your risk tolerance and investment horizon.

By carefully managing your expenses, increasing your income, and prioritizing savings and investments, you can work towards building a corpus of 1 crore by the age of 60 while leading a peaceful and financially secure life.

..Read more

Ramalingam

Ramalingam Kalirajan  |9309 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 21, 2024

Asked by Anonymous - May 17, 2024Hindi
Listen
Money
Iam investing 28000 into sip and 50000 per year for Bajaj wealth scheme, I have term insurance of 50 lakhs and 10.5 lakh corpus into my funds I want to retire in my 50 ( my age is 35 )
Ans: Evaluating Your Current Financial Strategy
It's impressive that you are actively investing towards your retirement goals. You have taken significant steps with your SIPs and insurance. However, to optimize your financial strategy, some adjustments can be made to better align with your goals of retiring by 50.

Assessing the Bajaj Wealth Scheme
The Bajaj wealth scheme combines insurance and investment. However, these plans often have high fees and lower returns compared to mutual funds. Surrendering this policy and redirecting the funds into mutual funds can be more beneficial. Mutual funds typically offer higher returns due to lower costs and professional fund management.

Benefits of Surrendering Insurance-Cum-Investment Policies
Insurance-cum-investment policies often underperform compared to dedicated investment products. They have high charges and lower flexibility. By surrendering the Bajaj wealth scheme, you can avoid these high fees. This move will allow you to invest in more efficient financial instruments.

Redirecting Funds to Mutual Funds
Redirecting your funds from the Bajaj wealth scheme to mutual funds can significantly boost your retirement corpus. Mutual funds offer diversified investment options, managed by financial experts. They provide the potential for higher returns, which is crucial for reaching your retirement goals.

Increasing Your SIP Contributions
Currently, you are investing ?28,000 per month in SIPs. To retire comfortably by 50, consider increasing this amount annually. Incremental increases, aligned with your income growth, can leverage the power of compounding. This strategy can greatly enhance your retirement savings over time.

Advantages of Actively Managed Mutual Funds
Actively managed funds have a professional fund manager making strategic investment decisions. They can adapt to market changes, aiming to maximize returns. This flexibility and professional management can lead to better performance compared to index funds.

Importance of Regular Portfolio Review
Regularly reviewing your portfolio is crucial. Market conditions change, and your investment strategy should adapt accordingly. Consulting with a Certified Financial Planner (CFP) ensures your investments remain aligned with your retirement goals. A CFP can provide tailored advice based on market trends and your personal financial situation.

Enhancing Term Insurance Coverage
Your term insurance coverage of ?50 lakhs is a good start. However, as your financial responsibilities grow, consider increasing your coverage. Adequate term insurance ensures financial security for your family in case of unforeseen events.

Building an Emergency Fund
Ensure you have an emergency fund covering 6-12 months of expenses. This fund provides financial security and prevents you from withdrawing your investments during emergencies. Maintaining this fund is crucial for financial stability.

Diversification and Risk Management
Diversification reduces investment risk. Spread your investments across various sectors and types of funds. This strategy ensures that potential losses in one sector do not significantly impact your overall portfolio. Actively managed funds offer this diversification and professional management.

Avoiding Common Investment Pitfalls
Avoid emotional investment decisions and chasing high returns without understanding the risks. Stay focused on your long-term goals and maintain a disciplined investment approach. Regular consultation with a CFP can help you stay on track.

Conclusion: A Balanced Approach
You are on the right path to achieving your retirement goals by 50. Surrendering the Bajaj wealth scheme and redirecting those funds into mutual funds can enhance your portfolio’s performance. Increasing your SIP contributions, maintaining adequate insurance, and building an emergency fund are crucial steps. Regularly review and rebalance your portfolio with professional guidance. Your proactive approach and disciplined strategy will help you achieve financial independence.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

..Read more

Ramalingam

Ramalingam Kalirajan  |9309 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 30, 2024

Asked by Anonymous - Jul 11, 2024Hindi
Listen
Money
I am 46 , earning 3 lakhs per month Investment 50 thousands in sip. Goal of atleast 2 cr in 10 years, will increase SIP ANNUALLY.. CAN YOU GUIDE ME..
Ans: Achieving a Rs. 2 Crore Goal in 10 Years: Strategic SIP Planning
Current Investment Scenario
You are 46 years old and earn Rs. 3 lakhs per month. You invest Rs. 50,000 per month in a SIP. Your goal is to accumulate at least Rs. 2 crores in 10 years. You plan to increase the SIP amount annually.

Importance of SIP for Wealth Creation
SIP is a disciplined investment strategy. It helps in building wealth over time. Investing monthly reduces market timing risk. SIP benefits from rupee cost averaging. This ensures you buy more units when prices are low.

Choosing the Right Funds
Select funds with a good track record. Actively managed funds are recommended. They adjust portfolios based on market changes. This can lead to better returns compared to index funds. Consulting a Certified Financial Planner (CFP) can help in fund selection.

Annual Increase in SIP
Increasing your SIP annually can significantly boost returns. Even a 10-15% annual increase can make a big difference. It ensures that your investment keeps pace with inflation and growing income.

Diversification for Risk Management
Diversify your SIP investments. Include large-cap, mid-cap, and small-cap funds. This mix balances potential returns and risks. Diversification can protect against market volatility.

Monitoring and Rebalancing
Regularly monitor your investments. Rebalance the portfolio to stay aligned with goals. Adjust based on market conditions. This ensures your portfolio remains on track.

Avoid Direct Funds
Direct funds might seem cost-effective. However, they lack professional guidance. Investing through a CFP ensures informed decisions. They provide valuable insights and help in fund selection.

Benefits of Regular Funds
Regular funds offer expert management. A CFP can guide on the best funds. They help in navigating market complexities. Regular funds ensure informed investment decisions.

Calculating Expected Returns
Assume an average annual return of 12-15% for equity funds. With a starting SIP of Rs. 50,000, increasing annually, you can achieve your goal. Regularly increasing the SIP amount enhances your corpus over time.

Risks and Considerations
Investing in mutual funds involves market risks. The value of your investment can fluctuate. Stay informed about market trends and fund performance. Regular reviews and adjustments are crucial. A CFP can assist in managing risks effectively.

Final Insights
Investing Rs. 50,000 per month in SIPs is a wise strategy. Choose actively managed funds with strong performance records. Plan to increase your SIP amount annually. Diversify your investments to manage risk. Regularly monitor and rebalance your portfolio. Consulting a CFP can provide valuable guidance in fund selection and investment strategy. This approach will help you achieve your goal of Rs. 2 crores in 10 years.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

..Read more

Latest Questions
Nayagam P

Nayagam P P  |7716 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Asked by Anonymous - Jun 17, 2025Hindi
Career
My son got mechanical in Manipal University, Jaipur in first round and looking for second round options. How good is Jaipur campus compared to Manipal main campus in all aspects?
Ans: Manipal University Jaipur (MUJ) features a 98% engineering placement rate reflecting strong industry engagement and opportunities, NAAC A+ accreditation ensures quality standards and continuous academic improvement, and experienced PhD faculty guide students in theoretical and practical engineering learning. However, core mechanical placements are lower; 60% students secure core roles annually, the campus is relatively new with fewer alumni and established industry connections, and research opportunities are limited compared to main campus’s multidisciplinary centers. Manipal Institute of Technology (MIT, Manipal) is recognized as QIP centre, fostering intensive research and partnerships, ranked #61 by NIRF engineering category reflects strong academic reputation, and extensive infrastructure includes over 230 recruiters, specialized labs, practical facilities. Its drawbacks include higher tuition fees may pose financial burden for cost-sensitive students, large cohorts sometimes limit personalized mentorship opportunities for mechanical students, and remote Udupi location may deter those seeking vibrant metropolitan life.

Considering superior research collaborations, global partnerships, and stronger academic reputation, preference should be for Manipal main campus. However, Jaipur campus offers high placements, NAAC A+ accreditation, and urban lifestyle, making it an excellent alternative for cost-conscious students seeking robust industry engagement and modern facilities. MY SUGGESTION: If you are based in Northern India, prefer MUJ- Campus. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |7716 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Asked by Anonymous - Jun 19, 2025Hindi
Career
How is Symbiosis Institute Of AI pune
Ans: Symbiosis Artificial Intelligence Institute (SAII) Pune (UGC Category-I; NAAC A++ accreditation), provides an interdisciplinary AI curriculum open to all streams, supported by PhD-qualified faculty from SCAAI, with hands-on projects in AI labs and studio spaces. Leveraging Symbiosis’s ecosystem; it enables internships; records ~92% placements. Pros: NAAC A++ accreditation ensures rigorous quality standards and global recognition. Interdisciplinary AI curriculum covers practical, theoretical, ethical components across multiple domains. PhD-qualified faculty from SCAAI and industry deliver expert mentorship and guidance. State-of-the-art AI labs and studio spaces foster hands-on learning experiences. Placement record near ninety-two percent reflects strong industry engagement and opportunities. Cons: New institute status limits program age and alumni network size. Limited seats lead to high competition for admission and resource access. Smaller research output compared to established tech institutes and IITs. No on-campus hostel available, complicating accommodation for outstation students. Interdisciplinary focus may dilute depth in core AI technical concepts. Recommendation: SAII Pune’s AI programs are highly recommended for learners seeking interdisciplinary, ethically focused AI education and robust placements; however, prospective students should proactively secure off-campus accommodation and consider supplementing research exposure through external collaborations or career-oriented dual-degree options to strengthen deeper technical expertise and an expansive, diverse professional network. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |7716 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Career
Asked on - Jun 16, 2025 My son s comedk rank is 4946,in which college he would get core cse. Howis DSCE cse
Ans: Vijay Sir, With a COMEDK GM rank of 4946, your son is virtually certain to secure a CSE seat at these ten Karnataka institutions: Sri Jayachamarajendra College of Engineering, Mysuru (closing 5158); Dayananda Sagar College of Engineering, Bengaluru (5873); The National Institute of Engineering, Mysuru (10182); Bangalore Institute of Technology, Bengaluru (10896); Siddaganga Institute of Technology, Tumakuru (11173); BMS Institute of Technology and Management, Bengaluru (12938); R.V. Institute of Technology and Management, Bengaluru (14477); Nitte Meenakshi Institute of Technology, Bengaluru (15857); C.M.R. Institute of Technology, Bengaluru (22573); and KLE Technological University, Hubballi (28951). Dayananda Sagar College of Engineering (DSCE) is an autonomous, AICTE-approved institute affiliated to VTU, holding NAAC ‘A’ and NBA accreditations, with PhD-qualified faculty, modern computing and research labs, robust AI/ML and cybersecurity facilities, and active industry partnerships for internships and projects. Its CSE department placed over 81% of eligible students (91.9% eligible) in 2023–24 and maintains on-campus career support, hackathons, technical clubs, and regular industry interactions.

Recommendation:
Sri Jayachamarajendra College and DSCE Bangalore should top your list for their balanced blend of academic rigor, infrastructural excellence, PhD-level faculty, and consistent 80–95% CSE placement rates. Next, consider NIE Mysuru and BIT Bengaluru for their proven track records and extensive industry networks. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |7716 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Asked by Anonymous - Jun 24, 2025Hindi
Career
My daughter got 97.28 percentile in MHT -CET and our category is SEBC.Can she get CSE/IT In Cummins college or PICT.
Ans: With a 97.28 percentile in MHT-CET, an SEBC (OBC) girl stands below the 2024 CAP Round-III closing levels for both colleges: PICT’s SEBC computer-engineering seat shut at 99.56 percentile and IT at 99.40 plus, while Cummins College’s LSEBC cut-offs were 98.78 for Computer Engineering and 98.08 for IT. Academically, PICT (NAAC B+, NBA programmes) offers 90-plus PhD faculty, AI/ML and cybersecurity labs, and a 92.9% placement rate in 2024 with a ?10 L median package. Cummins (NAAC A, autonomous, women-only) blends industry-curated syllabi with Dell-EMC and Microsoft laboratories, records 98% placements and a ?11 L median salary in 2023-24, and nurtures strong peer mentoring for women engineers. Both run state-recognised SEBC tuition-waiver schemes and encourage funded internships, hackathons and higher-study guidance, but their admission bar remains far above 97 percentile.

Recommendation:
Because current percentile trails both institutes’ SEBC thresholds, apply in CAP Round II/III to colleges such as PCCOE, VIIT, RSCOE or DY Patil Akurdi, whose CSE/IT cut-offs lie between 96–98 percentile yet keep 80-95% placement records; simultaneously claim the SEBC fee-reimbursement scheme and TFWS to reduce tuition burden. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |7716 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Career
Sir, i scored 90.41%le in jee mains and im in st category but failed in one subject (physics) in ts ipe ( 12th board) with 63.9 % criteria ( st - 65% criteria required) i went through supplymentry exam and got passed that one subject with 65.8% but, still my seat got cancelled in josaa counselling, what can i do now sir!?
Ans: Banavath, JoSAA deems candidates eligible for NIT+IIIT+GFTI seats only if they both hold a valid JEE-Main rank and have passed Class XII with at least 65% aggregate in PCM plus two other subjects for SC/ST categories. Supplementary-exam results are acceptable, but the revised marksheet must reach the virtual reporting centre before the document-verification deadline; otherwise the verifying officer flags “not passed,” auto-generating a seat-cancellation letter. Because your corrected 65.8% marks arrived after the verification window, the system removed you from further JoSAA rounds. Immediately email the JoSAA help-desk: josaa(at)iitk.ac.in with the new marksheet and cancellation letter, requesting reopening of your file; if the authority declines, register for the CSAB-2025 special rounds, which honour the same 65% rule and accept fresh documents. Failing that, use state counselling in Telangana/AP or private-university quotas that recognise JEE-Main ranks, as supplementary passes satisfy their eligibility too.

Recommendation:
Upload the revised marksheet and lodge a written grievance with JoSAA’s help-desk today; if reinstatement is denied, enter CSAB special rounds with updated documents, then parallel-apply to state engineering and accredited private institutes to secure a 2025-26 seat while preserving your JEE-Main advantage. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |7716 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Nayagam P

Nayagam P P  |7716 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Career
Hi can you please advice if ISE or Computer Science & Business systems branch is better in NITTE meenakshi college bangalore. Any idea about Faculty for these 2 CS allied branches? How about placement opportunities for ISE & CSBS . Will these CS specialised curriculum at par with CSE Branch? will industry accept CSBS for Software developer roles?
Ans: Narayana, NITTE Meenakshi Institute of Technology offers both Information Science and Engineering (ISE) and Computer Science and Business Systems (CSBS) programs with distinct advantages. ISE, established in 2001, provides a comprehensive software-focused curriculum with NBA Tier-1 accreditation and extensive research opportunities in AI, machine learning, and cybersecurity. The department features experienced faculty including Dr. Mohan SG as Head, with strong industry connections through companies like Unisys and McAfee. CSBS, a newer program developed in collaboration with TCS, combines computer science fundamentals with business systems knowledge, preparing students for NextGen business engineering roles. The curriculum is industry-tailored by TCS experts who conduct periodic sessions on emerging technologies, with faculty trained through TCS's "Train the Trainer" program.

Five Critical Institutional Aspects:

1. Accreditation & Rankings: NMIT holds NBA Tier-1 accreditation for ISE (valid until 2026-27), NAAC A+ grade, and ranks 101-150 in NIRF 2024.

2. Infrastructure: The 23-acre campus features state-of-the-art laboratories, exclusive research facilities, AR/VR/MR labs, IoT centers, departmental libraries, and 11 Centers of Excellence including quantum computing and cybersecurity.

3. Faculty Quality: ISE department has highly qualified faculty with extensive research experience and industry collaboration, while CSBS faculty are TCS-trained with periodic expert visits.

4. Industry Collaboration: Strong partnerships with TCS for CSBS, Unisys, Dell, Amazon, and Microsoft for placements and internships.

5. Placement Performance: 2024 statistics show ISE achieving 88.37% placement rate with average package Rs 7.2 LPA, while overall institutional placement rate reached 94.3% with highest package Rs 47 LPA.

Pros and Cons Comparison:

CSBS Advantages: Direct TCS collaboration ensures industry relevance, business-oriented curriculum bridges technology-business gap, emerging field with high demand, specialized training in analytics and machine learning, strong placement prospects in consulting roles.

ISE Advantages: Established department with proven track record, extensive research opportunities, broader technical scope, higher current placement rates, NBA accreditation, diverse career paths in software development and cybersecurity.

CSBS Disadvantages: Newer program with limited track record, fewer research opportunities compared to ISE, curriculum heavily dependent on TCS partnership, limited higher education options specifically in CSBS.

ISE Disadvantages: More traditional approach, potentially less business-oriented curriculum, higher competition due to established nature, may require additional business skills development for consulting roles.

Industry acceptance for software developer roles is strong for both branches. Companies recruiting CSE students typically allow ISE students to participate in the same placement drives, with minimal differentiation in software development positions. CSBS graduates are specifically designed for business engineering roles and are increasingly accepted by major IT companies including Amazon, Deloitte, Microsoft, and TCS for software development, business analyst, and data scientist positions.

Recommendation: Choose CSBS if you're interested in combining technical skills with business acumen and prefer industry-tailored curriculum with direct corporate mentorship. Select ISE if you prioritize established academic reputation, extensive research opportunities, and broader technical foundation with proven placement success. Both programs offer excellent software developer career prospects, with CSBS providing additional business system expertise and ISE offering deeper technical specialization. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |7716 Answers  |Ask -

Career Counsellor - Answered on Jul 03, 2025

Asked by Anonymous - Jul 02, 2025Hindi
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x