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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Dec 10, 2019

Mutual Fund Expert... more
Anoop Question by Anoop on Dec 10, 2019Hindi
Money

Recommendations in Reply table

Ans:
Name of the FundCategoryRankMF Star RatingRecommendations
1. Hdfc Top 100 Fund Equity - Large Cap Fund 4 Continue the investment
2. Icici prudential value discovery fund Equity - Value Fund 2 Better options are available, refer the recommended schemes of this category
3.Icici prudential blue chip fund Equity - Large Cap Fund 3 Better options are available, refer the recommended schemes of this category
4.Hdfc Hybrid equity fund Hybrid - Aggressive Hybrid Fund 5 Continue the investment
5.SBI blue chip fund Equity - Large Cap Fund 4 Continue the investment
6.SBI Small cap fund Equity - Small cap Fund 2 Better options are available, refer the recommended schemes of this category
7. Mirae asset large cap fund Equity - Value Fund 4 Continue the investment

 

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Archana

Archana Deshpande  |126 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on Jun 08, 2026

Career
My husband is out of job since the past 4 years after we came to India following COVID. He was working as Senior Accountant in Dubai and after his company's layoff we shifted base to India. Thought he joined two jobs for a very short time he quit and has been since only applying for job opportunities. Unfortunately he has not been receiving any calls for any interview nor has made any attempts to personally look for any job. I have ever since joined work and is the only breadwinner of the family.My husband doesn't want to contribute anything to the household expenditure except for daughters school fees.He is of the opinion that he has done his contribution earlier when he was working and as I am working need to be responsible for the family. Considering all the circumstances I am confused as none of my advice has any affect on his behaviour. Please advise
Ans: Hi!!
It is nice to know that he is contributing towards the fees of his children! Have you asked him how he is managing it?
The financial responsibility is on both the partners… it doesn’t matter who is at home and who is working. You sit across and discuss how much money comes in and how much money goes out. The how and why of savings for the future is also a joint venture!!
Now with this background decide whether it is enough if one of you works and the other manages everything at home. Segregate work, share responsibility.
Losing a job can be very hard on mental well being, then not finding a fulfilling job can worsen it.
Check whether your husband is truly unwilling to find a job or he has gotten comfortable/ lazy sitting at home.
I am sure you have been married long enough to sit across and talk lovingly with concern and care, and come up with solutions.
Please do not nag…
If nothing works, seek help of a professional!!

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Archana

Archana Deshpande  |126 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on Jun 07, 2026

Asked by Anonymous - May 07, 2026
Career
My wife doesn't like dogs. I have two dogs who are like family to me. She screams and disrespects them saying she is scared of them. I am feeling very betrayed because I had mentioned this condition while sending our proposal to her family. It was also written in my matrimonial profile that we have two dogs who stay with us. We rejected so many proposals for this very reason but the family including my wife ignored it and now it is affecting our marriage. It has only been two months and I have to keep my dogs on a leash for the first time. They are deeply hurt and affected. I respect her too but how do I explain to her that my dogs are safe? Everyone in my family is equally concerned but my in-laws feel that dogs should be treated as pets not family. I strongly disagree. If my partner cannot accept my dogs, would it be right to file for divorce? Please help.
Ans: Hi!!
I can empathise with this whole situation at your home!
Let’s start tackling each issue that you have mentioned one by one…
1. There is surely a breach of trust here bfr marriage.. you did mention that your pets are an integral part of the family… you need to sit down and discuss this… find a common ground.This discussion is between you and your wife only.
2. Ask the in- laws to stay out of the discussion about how your family treats pets.
3. Take the pets out of the scenario and check the equation between you and your wife. How much value you attach to this relationship and each other? What lengths will both of you go to ensure that this partnership works?
If it’s a win - win situation, then sit down and chalk out a plan to make it work…
5. Both of you be part of solutions….ask her what was she expecting from you knowing that you are a pet lover and this was a precondition for marriage, yet she went ahead and got married to you…
6.There is no black and white solution here… I am also thinking aloud as I write to you…
After all the heart to heart talk… tell her that tying the dogs is not an option.. they are like children to you! Ask her to come up with solutions… tell her you want the marriage to work..you also from your end try to make her comfortable slowly get her used to the dogs, show her that they are harmless. The fear of dogs can be taken away slowly… consult a psychologist/ marriage counsellor to help you out if your efforts don’t yield results!
7. It’s been just 02 months. Both of you try to make the marriage work . You are both equally responsible for this marriage!!

All the very best!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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