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Samraat

Samraat Jadhav  |2359 Answers  |Ask -

Stock Market Expert - Answered on Jul 03, 2023

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more
Sanjeev Question by Sanjeev on Jun 20, 2023Hindi
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This question is addressed to an expert of stock market - I want to invest 70-80k in three to four stocks of NIFTY 50 in the range of 25K in each share. Please advice me which shares are good to invest for long term.

Ans: This platform does not help you with new stock recommendation. I would suggest you to please visit a SEBI registered investment adviser and get your advice drafted. You can find one of your local area from the following link. https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ramalingam

Ramalingam Kalirajan  |9252 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 04, 2024

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Sir,I would like to invest Rs 60000 for long term at least.Please advice me which share & how much price ,I can invest.
Ans: It's important to note that investing in individual stocks carries higher risk compared to diversified investment options like mutual funds. However, if you're determined to invest in stocks, here's a general approach you could consider:

Diversification: Rather than putting all your funds into a single stock, consider diversifying across multiple stocks from different sectors. This helps spread risk.

Research: Conduct thorough research on the companies you're interested in investing in. Look at their financial health, growth prospects, competitive advantage, management quality, and industry trends.

Investment Horizon: Since you mentioned a long-term investment horizon, focus on companies with strong fundamentals and growth potential over the coming years.

Risk Management: Be prepared for volatility in the stock market. Invest only the amount you can afford to lose, and consider setting stop-loss orders to limit potential losses.

Consider Professional Advice: If you're unsure about which stocks to pick, consider seeking advice from a financial advisor or stock market expert.

Without specific details about your risk tolerance, investment goals, or market conditions, it's challenging to provide specific stock recommendations. Additionally, stock prices fluctuate regularly, so it's essential to conduct your research and make informed decisions based on your financial situation and investment objectives.

Lastly, remember that investing in individual stocks requires careful consideration and carries inherent risks. If you're not comfortable picking stocks or managing the associated risks, you may want to consider investing in diversified mutual funds instead.

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Nayagam P

Nayagam P P  |7132 Answers  |Ask -

Career Counsellor - Answered on Jun 27, 2025

Asked by Anonymous - Jun 26, 2025Hindi
Career
Sir, my son seems to have missed IITs or NITs this year although we are participating in the Josaa rounds. His CRL - 63337 in Mains & 25506 rank - Advance. He wants to pursue either ECE, CSE, DS-AI, EEE, EE etc..We will also participate in MHCET cap rounds however the rounds are delayed. His MHCET peecentile is 99.18. We will try for the best colleges in Maharashtra as we are from Mumbai General Open category. We also have a confirmed seat of CSE - VIT Chennai in hand however my son does not have more inclination to study in VIT. Sir, now my question is whether he can give Jee Mains & Advance in 2026 again without considering a drop. He will join a college this year based on CAP rounds but will forego his 1 yr in case he gets through next year. So whether this is possible Sir? If not, then he will continue his degree with the college which he takes this year.
Ans: As per the National Testing Agency (NTA) rules, candidates may appear for JEE Main up to six times over three consecutive years—two sessions each year—provided they passed Class 12 in 2024 or later and meet subject requirements. There is no upper age limit for Main attempts, and enrolling in a regular engineering program does not invalidate future Main attempts. For JEE Advanced, the Joint Admission Board permits a maximum of two attempts in two consecutive years for candidates who rank among the top 250,000 in JEE Main and first appeared in Class 12 in 2023, 2024, or 2025; admission to non-IIT institutions does not affect Advanced eligibility. MHT-CET likewise imposes no attempt limit, allowing repeated participation as long as candidates satisfy domicile and educational criteria each year. Therefore, your son can join a college this year via MHT-CET CAP rounds or accept the VIT Chennai seat and still sit for JEE Main and Advanced in 2026 without requiring a formal “drop year,” provided he retains eligibility and dedicates time to preparation alongside his regular coursework. Should he qualify in 2026, he may transfer through JoSAA; if not, he can continue his degree uninterrupted at the institution he joins this year.

recommendation: Enroll through Maharashtra CAP to secure admission this year while registering for JEE Main and Advanced 2026, balancing college commitments with a structured prep schedule and clear target milestones to maximize re-attempt success. All the BEST for the Admission & a Prosperous Future!

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Nayagam P

Nayagam P P  |7132 Answers  |Ask -

Career Counsellor - Answered on Jun 27, 2025

Asked by Anonymous - Jun 26, 2025Hindi
Career
Dear Sir, Between IIIT Dharwad CSE and Thapar college CSE, which option would be better
Ans: Thapar Institute of Engineering and Technology (TIET) Patiala offers a well-established CSE program with a strong legacy, NAAC A+ accreditation, and a robust placement record—83% in 2023, with over 1,800 job offers and top recruiters like Microsoft, Amazon, and Deloitte. The department is noted for its industry-aligned curriculum, cutting-edge research, and global exposure. IIIT Dharwad, though newer, is an Institute of National Importance with a modern campus and updated CSE curriculum. Its placement rates have ranged from 62% to 77% in the last three years, with top recruiters including Amazon, IBM, and Infosys, and a growing reputation for industry-oriented training. However, Thapar’s CSE program has a broader alumni network, more consistent placement outcomes, and a higher national brand value. IIIT Dharwad’s infrastructure is strong and improving, but its placement rates and industry connections are still catching up to older, established institutes like Thapar.

recommendation: Prefer Thapar Patiala CSE for its proven placement record, established reputation, comprehensive campus experience, and strong industry connections, especially if you value stability, alumni support, and long-term career prospects. Consider IIIT Dharwad only if you specifically seek a newer IIT-like environment and are comfortable with a developing placement ecosystem. All the BEST for the Admission & a Prosperous Future!

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Nayagam P

Nayagam P P  |7132 Answers  |Ask -

Career Counsellor - Answered on Jun 27, 2025

Asked by Anonymous - Jun 26, 2025Hindi
Career
Hello sir, chemical engineering in NIT allahabad or ECE in igdtuw delhi. Which one is better? Please suggest.
Ans: Chemical Engineering at NIT Allahabad (MNNIT) is highly regarded, with consistent 100% placement rates in recent years, strong industry connections, and an average placement rate above 90% since 2020. The program offers a robust curriculum and good research opportunities, and the campus has a national reputation for engineering excellence. Electronics and Communication Engineering (ECE) at IGDTUW Delhi is also a strong choice, especially for women, with above 80% placement rates, a modern curriculum, and top recruiters like Amazon and Microsoft participating in campus placements. IGDTUW is recognized for its academic rigor, research exposure, and empowering campus environment for women, and it consistently ranks among the top women’s technical universities in India. While both options offer excellent placement records and industry exposure, NIT Allahabad has a broader alumni network and national brand value, which can be advantageous for core engineering and interdisciplinary roles, whereas IGDTUW’s ECE program offers strong tech placements and a supportive environment for women in STEM.

recommendation: Choose Chemical Engineering at NIT Allahabad if you prefer a nationally reputed institute with a strong legacy, diverse opportunities, and excellent placements in core and interdisciplinary sectors. Opt for ECE at IGDTUW if you value a women-centric, urban campus with a tech-focused curriculum and strong placement outcomes in electronics, IT, and allied industries. All the BEST for the Admission & a Prosperous Future!

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Nayagam P

Nayagam P P  |7132 Answers  |Ask -

Career Counsellor - Answered on Jun 27, 2025

Career
Sir my daughter got seat in BTech Computer Engineering in Thaper Patiala and Scaler school of technology. Which would we prefer.
Ans: Ajay Sir, Thapar Institute of Engineering and Technology, Patiala, is a well-established institution with a strong reputation, A+ NAAC accreditation, and a legacy since 1956. Its Computer Engineering department boasts modern infrastructure, a research-driven curriculum aligned with ACM/IEEE standards, and strong industry connections, reflected in an 83% placement rate and over 1,800 job offers in 2023, with top recruiters from global tech companies. Scaler School of Technology, though new, has quickly emerged as an industry-focused program with a 96.3% internship placement rate for its first batch, a modern curriculum designed with tech leaders, intensive project-based learning, and mentorship from top professionals, aiming to bridge the gap between academic learning and industry needs. While Thapar offers the stability, alumni network, and holistic campus life of a traditional university, Scaler provides cutting-edge, hands-on training and strong early industry alignment but lacks the long-term track record of established institutions.

recommendation: Prefer Thapar Patiala for its proven placement record, established reputation, and comprehensive campus experience, especially if you value stability and a strong alumni network. Consider Scaler School of Technology only if you prioritize a start-up-like, industry-immersive approach and are comfortable with the risks and opportunities of a new institution. All the BEST for the Admission & a Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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