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Advait Arora |1263 Answers |Ask -Follow

Financial Planner - Answered on May 12, 2023

Advait Arora has over 20 years of experience in direct investing in stock markets in India and overseas.
He holds a masters in IT management from the University Of Wollongong, Australia, and an MBA in marketing from Charles Strut University, NewCastle, Australia.
Advait is a firm believer in the power of compounding to help his clients grow their wealth.... more

Question by Roop on Mar 18, 2023Hindi

Money

Dear Sir, i have purchased 4000 share of future consumer @ 8.57 crrent rate .60 kindly suggest me.

Ans: sell if you can.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Hi Sir I am Prithvvi Hope u doing well. I am holding following share plz guide me what should I do?

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Advait Arora |1263 Answers |Ask -Follow

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Question by Rakesh - May 01, 2023Hindi

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I have 4000 shares of future consumer wht to do

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I have 500 Shares of Shivalik Bimelal Control Ltd.@ 350/-.Please advise me What to do ????

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Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

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I have 1000 shares of Adani Wilmar @ Rs.835/-, sir please advise what should I do.

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Asked by Anonymous - Feb 14, 2025Hindi

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My question is regarding purchasing 1 bhk flat as investment. I am living in good society in Wagholi in terms of amenities and basic facilities. I am planning to buy 1 bhk flat for 34 lacs. Which bit lesser than what actual price in our society. I am thinking of paying emi through the rent which I am going to receive. Please advise

Ans: Hello;

Think about the following points before making the investment:

1. If the flat remains unlet for 6 months or more, worst case scenario, will you be able to service the loan through your own income during that phase.

2. Why is the flat available at a price lesser than its fair market value? Is their any flipside?

3. In case you need funds urgently, can you liquidate the flat in 3-4 weeks time?

You can plan your purchase after satisfying yourself on the above points.

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Question by Vishal - Feb 15, 2025Hindi

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I have debt of 80k and i dont have any source of Income as because my just a student.Also my parents are not capable to pay that much amount.How can i fundraise?

Ans: Hello;

You may take-up part time job somewhere so as to atleast pay the loan EMIs.

You may let the loan company impound asset acquired under the loan(bike, cell phone) and close the loan sighting inability to repay. This will impact your cibil score but it can be improved later on.

Seek help from a friend or relative to close the loan. You may repay them later when you get employed.

Avoid credit cards, BNPL, MTF and other borrowings as much as possible.

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Ans: Hello;

Please discuss your revised terms of employment, after retirement, with the administration of your organization.

If there is any error then may be you both can find an amicable solution.

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As of now I have opt for Old tax regime.. With my income of 11.89 LPA , can you please suggest which regime is good ,, Old or the new .. Also guide on tax saving components for the respective option

Ans: If you are going for Old Tax Regime then following options for reduction in Tax outgo
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Hello.sir, FM says no tax upto 12 laks but she has also said tax Slabs where there are slabs varying from 0 to 30percent , not clear what to infer. Is this for those whose income is overand above the 12laks per amnum

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My mother in law sold her house property in Chennai to two parties for 49.5 lakhs each through registration of sale deed during may 2024 and the proceeds were equally transferred to four daughters who are the legal heirs. My wife received Rs 25.0 lakhs as her share. Is my wife need to pay capital gains tax for her share of receipt.

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I paid rent 2 lacs, HRA received 3 lacs AND as per formula I get HRA exemption 1.5 lacs. Then how much amount will show in my landlord AIS or 26AS, actual rent I paid or my HRA exemption.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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