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Pune resident seeking help: Enhanced pension stuck due to fire at employer's office

T S Khurana | Answer |Ask -Follow

Tax Expert - Answered on Dec 25, 2024

A certified management accountant since 1993, T S Khurana is a fellow member of The Institute of Cost Accountants of India. His areas of expertise are income tax, specifically litigation cases, and GST.

Since the last 21 years, he has also been providing expert advice on financial matters, including investments and diversification of funds, and wealth building in the long term to his clients.
He believes that investment in real estate is the safest way for better returns and wealth generation over a period of time.

A former chairman of the Chandigarh Chapter of Institute of Cost Accountants of India, T S Khurana has also served as member of its technical committee.... more

Question by Venkatraman on Dec 04, 2024Hindi

Money

I am from Pune. I had applied for enhanced pension. The status shows "Pending with the Employer". But the Employer informs that the records are gutted in fire and they have informed the local PF Commissioner about the matter. What needs to be in this scenario ? How to proceed in the matter ?

Ans: You might be having some old Salary Slips, bank entries regarding Salary payments & old PF Statements to prove your point. You may approach to your employer to certify this information & approach PF authorities with these documents. May be they can help you in such a matter.
Most welcome for any further clarifications. Thanks.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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This is regarding enhanced pension EPS 95 by EPFO .I am a private sector employee and worked in 3 organizations including current organization. Applied online for enhanced pension through joint option form of EPFO. My first and current organization has approved this joint option form for service rendered in those companies. My second organization is closed and under liquidation. Approval of service of this closed organizations is not happening. I have requested in writing to Liquidator, EPFO also. Lot of grievances on different portal including PG portal were lodged but it is of no use though EPFO has instructed to liquidator to approve but no action and response by them. What is the option for me and solution for this issue. What should be my action for getting it approved. What are the provisions in rule . I have all the service related document of this closed organization. last date for approval by all employer is 31st December. Please guide. Regards Ravindra Pateria

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I understand your concern and the urgency you feel regarding the approval of your enhanced pension under EPS 95 by EPFO. It's frustrating when bureaucratic processes become hurdles in securing what's rightfully yours.

Given that you've already taken steps by lodging grievances and reaching out to both EPFO and the liquidator, it might be helpful to escalate the issue further. You could consider writing a formal letter to EPFO, highlighting the urgency and attaching all the necessary documents as proof of your service with the closed organization.

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Hello, I have applied for higher pension on 2023, and same was pending at employer end till date as the relevant passbook was not loaded. Now when enquired about status of pension, they told that it is pending. Please advise me now passbook and relevant documents could be uploaded or not as portal of EPFO is closed. My employer ensure me that they will submit whenever portal of higher pension will open . I am not sure whether my case will be submitted or not and whether portal will be opened in near future. As I have already applied and having reference number as well, can it be done manually.

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You can file a complaint with EPFiGMS. You can choose the "Higher Pensionary benefits on higher wages" grievance category.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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