I want to save money for my daughters: 5 years for college and 8 years for future needs. Where should I invest?

Ans: Hello Manoj.
Do not get stressed at this stage. Even though his score is 91 percentile in 1st attempt, he can do well in 2nd attempt. But from the safer side, ask him to appear in the Karnataka State Engineering Entrance Examination also. Even if he scores less in JEE on 2nd attempt, he may good college via the state entrance examination in CSE or aeronautical engineering as per your wish. For your reference, there are 10 colleges in India where you can get admission without a JEE score. To know more details, please copy and paste the following link into your browser- https://timesofindia.indiatimes.com/education/news/10-engineering-colleges-in-india-for-pursuing-btech-without-jee-main-2025-score/articleshow/118162587.cms.
There are no such courses to be called as recent. The choice of courses depends upon the interest of your son. Hence there is no need to hurry and get into panic at this stage. Let him appear for both exams first, Ask about his interests, and then choose the course accordingly. I would be happy to suggest you after knowing his scores in JEE+State entrance + his liking.
Till then, ask him to focus only on two engineering entrance exams. Best of luck to your son for upcoming exams.

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Thanks
Radheshyam

Ans: Hello Hakim.
Yes, If you wish so, you can take the drop year and appear 12th through NIOS. You will be eligible to appear for JEE (Mains) and JEE (Adv) if qualified in mains.
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Thanks
Radheshyam

Ans: No, if your taxable income is more than 12 lacs, rebate is not available

Ans: 87A rebate is not available for special rate income but if taxable income is upto 12 lacs, rebate will be available to the extent of other income which is not taxable at special rate.

In your case, as taxable income is likely to exceed 12 lacs, accordingly, rebate will not be available.

Ans: For salary of 26L, tax liability under new tax regime (after allowing 75000 of standard deduction) will be Rs.3,51,000 as per proposed budget of 2025

Ans: For salary of 45l, tax liability (after allowing 75000 of standard deduction) will be Rs.943800 as per proposed budget of 2025

Ans: Please stay put in your investments. Please continue your investment strategy .

Ans: Hello Aaryan,

First of all, thank you for contacting us. To answer your question, yes, you can definitely pursue a degree in Germany after completing your diploma in Computer Science and Engineering. Many universities in Germany offer Bachelor's programs that accept students with a diploma, provided they are recognized as equivalent to the German Abitur, which is the standard university entrance qualification. You may need to check specific university requirements and sometimes complete a preparatory year (called Studienkolleg) if necessary. Choosing to study in Germany is a fantastic idea since the country is home to top-tier universities, and education at public institutions is often very affordable or even free. Private institutions in Germany also offer fantastic Bachelor's programs with a focus on practical, career-oriented education, often with smaller class sizes and innovative teaching methods, providing a personalized learning experience.

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