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Anil

Anil Rego  |388 Answers  |Ask -

Financial Planner - Answered on Sep 12, 2022

Anil Rego is the founder of Right Horizons, a financial and wealth management firm. He has 20 years of experience in the field of personal finance.
He’s an expert in income tax and wealth management.
He has completed his CFA/MBA from the ICFAI Business School.... more
A Question by A on Sep 12, 2022Hindi
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Further, it has been learnt that one can also invest the LTCG gain amount under Section 54EC or 54 F to save on long-term capital gains tax of 10% plus cess by transferring the total amount to acquire the bonds issued by NHAI and RECL.

It is not clear what is the meaning of the word 'total amount' is. Is it the Net LTCG amount after discounting Rs 1,00,000 or the Gross LTCG amount i.e., without reducing the amount of Rs one lakh?

The Fund house has already deducted the STT at source while making the payment of redemption proceeds, during current FY [2021-22]. 

Ans: This reinvestment to 54EC bonds to save tax is applicable only for capital gains from sale from house property.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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I am married for 12 years. My wife has psoriasis so she was unable to find a partner. Our fathers knew each other socially so they decided to get us married. From the day we got married, we had zero compatibility. There was no love or romance. I used to get her flowers, and try to keep her happy and like most married couples in an arranged marriage, we had a child in the second year of our marriage. I have tried so many ways to find intimacy but that is missing in our relationship. There is no conversation between us apart from discussing groceries, school fee or attending family events together. I am looking for a friend, a companion which is missing. Recently, I discussed my problems with a female colleague who is facing the same with her husband. We got along quickly and there is instant chemistry, a spark. But we are both married and have young kids so we are worried how to take this forward. Please suggest the right way. I am 42, she is 39. My wife is 38.
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First of all i would like to appreciate you for taking such a step and marrying a person who is having psoriasis. This disease is not infectious but still in Indian society people don't have that awareness. Now let's come to your problem. The dilemma in which you are is actually mid life crisis. I know that your wife and you don't have that compatibility and you are getting attracted to your colleague. But you should once sit with your wife and should discuss your issues. You can also go for couple counselling. This will solve your problem and will save your marriage. Your kids future depend on your compatibility with your wife. They should have both their parents beside them. Think about it.
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