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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jul 07, 2022

Mutual Fund Expert... more

Question by Ritu on Jul 07, 2022Hindi

Money

I have invested long term in the following mutual funds SIP mode:

1) Axis Opportunities Fund- regular growth = Rs 5000

2) Canara Robeco Bluechip Equity Fund -- regular growth = Rs 2500

3) HDFC Dividend Yield equity fund- regular growth = 2500

4) Canara Robeco Emerging equities -- regular plan = Rs 2500

5) Axis Flexicap Fund- regular plan = Rs 2500

6) SBI Equity Hybrid Fund- regular plan = Rs 2500

7) SBI Large and Midcap Fund- regular plan = Rs 2500

8) Tata AIA Multicap Fund- regular fund

Please advise if can continue for 10+ yrs.

Ans: Yes you can continue for long term, with period reviews

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on May 16, 2022

Question by Ravi - May 16, 2022Hindi

Money

My age is 38. I am investing in these funds. Please suggest whether I can continue with this for long term. Fund Monthly SIP Equity - International Motilal Oswal Nasdaq 100 Fund of Fund - Direct Plan 1000 DIVERSIFIED Parag Parikh Flexi Cap Fund Direct-Growth 6500 LARGE CAP Axis Bluechip Fund Direct Plan-Growth 5000 INDEX FUND ICICI Prudential Nifty Index Fund - Direct Plan - Growth 2000 LARGE & MIDCAP Mirae Asset Emerging Blue Chip 2500 SMALL CAP Nippon India Small Cap Fund Direct- Growth 3000 Hybrid Kotak Asset Allocator Fund Direct-Growth 1500

Ans: Please continue

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jun 15, 2022

Question by Pranabananda - Jun 15, 2022Hindi

Money

I am 48. I am investing in these funds for the last 5 years. Please suggest whether I can continue with this for another 10 years or need some changes. 1) ADITYA BIRLA SUN LIFE FRONTLINE EQUITY FUND-GROWTH - Rs.1000 2) DSP MID CAP FUND--GROWTH - Rs.3000 3) HDFC MID CAP OPPORTUNITIES FUND-GROWTH - Rs.2000 4) ICICI PRUDENTIAL VALUE DISCOVERY FUND-GROWTH - Rs.1000 5) MIRAE ASSET EMERGING BLUECHIP FUND-GROWTH - Rs.1000 6) MIRAE ASSET TAX SAVER FUND-GROWTH - Rs.2000 7) HDFC CHILDRENS GIFT FUND-GROWTH - Rs.1000 8) AXIS FLEXI CAP FUND-GROWTH - Rs.3000 9) MIRAE ASSET HYBRID-EQUITY FUND-GROWTH - Rs.1500 10) MIRAE ASSET MIDCAP FUND-GROWTH - Rs.3000 11) NIPPON INDIA SMALL CAP FUND -GROWTH - Rs.1000 Sir, I have 5 lakh to invest for a long term say for 10 years. Please suggest in which fund to invest. Also suggest the mode of investment whether to invest as STP or in lump sum.

Ans: No further funds are required, you may invest in the same funds

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Dec 14, 2021

Question by Sunil - Dec 14, 2021Hindi

Money

I have investments in the following mutual funds (all direct growth option) for close to two years now. I am planning to continue investing for the next 10 years. Please advise whether I can continue with these or should change to any other plan. Mutual Funds Amount Invested BI Bluechip Fund Rs 3,500 SBI Small Cap Fund Rs 2,500 Axis Bluechip Fund Rs 6,500 Mirae Asset Large Cap Fund Rs 2,500 Mirae Asset Hybrid Equity Fund Rs 5,000

Ans: These are fine funds, please continue.

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Mutual Funds, Financial Planning Expert - Answered on May 06, 2024

Question by SATISH - May 06, 2024Hindi

Money

Madam I'm 35 Years Old Salaried person I'm currently Investing Rs.30,000/- in Mutual Fund from 2017 Portfolio Value Is Rs.21,00,000/- and My Investment is 12,80,000/- Want To Continue For 10 Years.. 10% step-up in every 2 Years 1.SBI SMALL CAP 2.PARAG PAREKH FLEXI CAP 3.NIPPON SMALL CAP 4. DSP MID CAP 5.SBI INTERNATIONAL FUND 6.MOTILAL OSWAL TAX SAVING 7.AXIS NEXT 50 INDEX FUND

Ans: It's fantastic to see your commitment to investing in mutual funds for the long term. Let's explore how you can continue to grow your portfolio over the next decade:

• Your portfolio's current value of Rs. 21,00,000 is impressive and reflects your disciplined approach to investing.
• With a goal to continue investing for another 10 years, you're setting yourself up for significant wealth accumulation.
• The 10% step-up in investment every 2 years is a smart strategy to increase your contributions gradually over time.
• Your selection of mutual funds covers a diverse range of asset classes and market segments, providing ample growth potential.
• It's essential to periodically review your portfolio's performance and make adjustments as needed to stay aligned with your financial goals.
• Consider consulting with a Certified Financial Planner to ensure your investment strategy remains optimal and aligned with your objectives.
• Stay focused on your long-term goals and maintain discipline in your investment approach, even during market fluctuations.
• Remember, patience and consistency are key virtues in wealth creation through mutual fund investments.
• Keep monitoring your progress regularly and celebrate milestones along the way to stay motivated on your financial journey.
• With dedication and prudent financial planning, you're well-positioned to achieve your wealth accumulation goals in the years ahead.

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Asked by Anonymous - Nov 07, 2024Hindi

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Dear Sir, I am 45 yrs, married person with a son. My relations with wife is zero due to her health problem. In my office one lady faculty of 32 yrs with daughter, speaks and behave very sweetly with me. I feel she likes me and i also like her. So i invited her for coffee on one day. She came and we spent more than one hour about speaking on each other's personal things. After few days i again invited her for coffee. She also accepted it. But this time, i mistakenly told about this one of office friend, who is very jealous to us. It goes viral in office. Now that lady stopped talking to me and blocked me from her contacts. May i lost the chance of love with her due to this mistake?

Ans: Dear Anonymous,
You are assuming that your lady-friend liked you romantically; she could've considered you a good friend- good friends can have coffee together too. Maybe the reason she blocked you is that you misread the relationship and even discussed it with someone in the office. And since you mentioned you have a wife and she has health issues as well, how do you think things would have worked out between you and your lady friend, even if you knew for a fact that she is interested in you? I suggest you move on from this and also consider opening up to your wife about how the lack of intimacy in your marriage is pushing you to look for the same feelings outside.

Best Wishes.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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