Hope you are doing well.

I have done SIP in the following funds, with intention of continuing for 20 years:

Mutual Funds	No of units
1. Axis Long Term Equity Fund Regular Growth	1,000
2. DSP Midcap Fund Regular Plan Growth	1,000
3. HDFC Tax Saver Regular Plan Growth	1,000
4. ICICI Bluechip Fund Growth	1,000
5. SBI Bluechip Fund	1,000
6. Nippon India Small Cao Fund Growth	1,000
7. UTI Midcap Fund Regular Growth	1,000

Additionally, I intend to start SIP in Canara Robeco Emerging Equities and Prakash Parekh Flexi Cap Fund (Rs 1,000 each) from January next year as well as increase the SIP amount in two of the existing funds by Rs 500 each.

What sort of return may I expect with my current portfolio?

I am 34 years of age and a salaried person.

Is there any other fund that you would like to suggest for SIP?

Ans: it's crucial to reflect on what you truly want and need from a relationship. Ask yourself if this relationship brings you the happiness and fulfillment you seek, or if the challenges you face are too significant to overcome. It's important to differentiate between staying out of love and staying out of fear or obligation.

Talking to your partner openly is essential. Share your concerns honestly and listen to her perspective. If there are changes you've hoped for, express why they matter to you. At the same time, recognize that change is a two-way street—it requires effort and willingness from both sides. If she hasn't made efforts in the areas you've discussed, it may be worth considering whether this is a pattern that can be changed or a fundamental mismatch in expectations.

Your family's disapproval complicates things further, but it's important to remember that this is your life and relationship. While their opinions are significant, they shouldn't be the sole deciding factor in your happiness. Balancing respect for their wishes with your own needs is a delicate task, but ultimately, you need to make a decision that feels right for you.

If the relationship feels unsustainable despite your efforts, it may be time to consider a different path. It's understandable that you’re concerned about her well-being, especially given her mother's trust in you, but staying out of guilt or obligation can lead to further unhappiness for both of you. If you decide to part ways, doing so with kindness and honesty can help mitigate some of the hurt.

Ultimately, this decision is deeply personal. Weighing your feelings, the relationship dynamics, and your family's expectations will guide you toward a resolution that prioritizes your well-being and future happiness.